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Review your business life insurance policy annually

By agent, analyze, annual, borrow, business, Business Life, COVID-19, death benefit, employee, employer, family, guaranteed cash value, independent, Insurance, key person, life, owner, Pandemic, planning, policies, policy, policy loan, retire, review, succession, taxable, Valuation, worker
We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation plans. An annual policy review is a simple way to review your coverage and identify needs. The post Review your business life insurance policy annually appeared first on The Cincinnati Insurance Companies blog.
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Produce safety and your health: Wash first, cut later

By agent, animals, bacteria, deadly, e. coli, family, fatal, food poisoning, fruit, gastrointestinal, hepatitis A, herb, hygiene, illness, independent, infection, Insurance, listeria, norovirus, pathogen, prevent, produce, protect, Safety Tips, salmonella, sanitary, shigella, sick, soil, sprouts, training, upset, vegetable, virus, water, worker
Apples and cantaloupe, lettuce and zucchini – fruits and vegetables from A to Z have all been recalled in recent years for contamination. We’re not talking simply about dirt. We’re talking about pathogens that could make you sick and even be deadly. But awareness and careful food preparation can help protect your family’s health. The post Produce safety and your health: Wash first, cut later appeared first on The Cincinnati Insurance Companies blog.
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COVID-19: Have a project restart strategy

By agency, agent, construction, contract, Contractor, costs, document, employee, employment, engineering, expenses, financial, independent, inspection, Insurance, labor, materials, momentum, Pandemic, pay, permit, pool, project, restart, shutdown, startup, supply chain, time, trade, worker, workforce
Construction projects that shut down production in the short term deserve careful consideration when it’s time to restart operations. Contractors must recognize the need to create a plan for resuming work after restrictions imposed during the pandemic are lifted. The post COVID-19: Have a project restart strategy appeared first on The Cincinnati Insurance Companies blog.
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New employee leave provisions apply to small businesses, too

By absence, agent, care, child care, childcare, companies, company, COVID-19, diagnosis, disruption, employee, employers, Families First Coronavirus Response Act, independent, Insurance, large, leave, Pandemic, quarantine, school closure, sick leave, smaller, symptoms, worker
If your business employs fewer than 500 workers, you may be subject to new requirements for employees who take leave for COVID-19-related reasons. Even if you are a business with less than 50 employees these new requirements apply to you. The post New employee leave provisions apply to small businesses, too appeared first on The Cincinnati Insurance Companies blog.
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Drug testing helps secure safer workplace

By agent, best practices, business, Business Insurance, candidates, commercial, company, drug, drug-free, employee, employer, federal, gray area, independent, Insurance, legal, legalized, marijuana, population, prevent, prospective, protect, safe, safety, standards, state, test, testing, usage, use, worker, workers, workplace
Employers committed to safety are continuing to follow best practices for maintaining a drug-free workplace, despite recent changes in employee drug testing laws. The post Drug testing helps secure safer workplace appeared first on The Cincinnati Insurance Companies blog.
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Employers have new rules for tracking workplace injuries

By administration, agent, Business Insurance, electronic, electronically, employee, employer, exempt, exemption, form, forms, health, illness, independent, industries, industry, injuries, injury, Insurance, occupational, OSHA, privacy, record, records, regulated, regulation, regulatory, report, reporting, required, review, rule, rules, safety, submit, summary, website, worker, workplace
Employers have new rules for recording and reporting workplace injuries and illnesses. The Occupational Safety and Health administration released its final rule for OSHA 300 recordkeeping on January 24, 2019. The post Employers have new rules for tracking workplace injuries appeared first on The Cincinnati Insurance Companies blog.
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Employers have new rules for tracking workplace injuries

By administration, agent, Business Insurance, electronic, electronically, employee, employer, exempt, exemption, form, forms, health, illness, independent, industries, industry, injuries, injury, Insurance, occupational, on-the-job, OSHA, privacy, records, regulated, regulation, regulatory, report, reporting, required, review, rule, rules, safety, summary, website, worker, workplace
Employers have new rules for recording and reporting workplace injuries and illnesses. The Occupational Safety and Health administration released its final rule for OSHA 300 recordkeeping on January 24, 2019. The post Employers have new rules for tracking workplace injuries appeared first on The Cincinnati Insurance Companies blog.
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Avoid hairy situations with dogs at your brewery

By agent, animal, animals, beer, beverage, bite, brewery, brewpub, cleaning, craft, Craft Beverage, customer, dog, dogs, drink, employee, food, furniture, independent, inside, Insurance, law, laws, leash, legal, legislative, liability, patio, prevent, protect, regulations, responsibility, safe, safety, sanitation, signage, state, taproom, training, visitor, water, worker
Today more than ever, our furry best friends are taking their seats next to us for rides in the car, trips on airplanes – and drinks on the patio at the local craft brewery. Brewpub operators should review and understand state and local regulations regarding food service establishments and animals. The post Avoid hairy situations with dogs at your brewery appeared first on The Cincinnati Insurance Companies blog.
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Know the basics of employment practices liability

By agent, allegations, business, club, cover, coverage, directors, discrimination, disgruntled, duties, EEOC, employee, employment, fitness, Fitness & Recreation, gym, harassment, independent, Insurance, lawsuit, liability, managers, medical, practices, professional, protect, risk, sexual, sports, sue, suit, supervisors, termination, worker, wrongful
The August edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He discusses how even the most professional workplace has a liability risk from a disgruntled former employee. The post Know the basics of employment practices liability appeared first on The Cincinnati Insurance Companies blog.
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Contractors: Focus on safety to attract talent

By administration, agent, construction, Contractor, contractors, economic, employee, employees, hazard, health, independent, injuries, injury, Insurance, job, labor, occupation, occupational, orientation, prevent, program, protect, safe, safety, shortage, skills, talent, trade, trades, worker, workers, workplace, worksite
One of the most urgent issues facing construction contractors is the ability to attract and retain talent. Several factors may be in play, including the perception that construction can be a dangerous vocation. One way you can attract and retain top talent is to provide a safe workplace with people who are properly trained and alert to job hazards. The post Contractors: Focus on safety to attract talent appeared first on The Cincinnati Insurance Companies blog.
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