company Archives - Scharver Insurance Group

Oct 26

How an independent agent stands out

By Scharver Insurance Group agent, assets, brick and mortar, businesses, buying, captive, carrier, carriers, companies, company, compare, Consumer Tips, coverage, direct, expenses, gaps, independent, individuals, Insurance, needs, online, personal, Personal Insurance, plan, policyholders, products, selling

If you’re not in the industry, you may have many questions when purchasing insurance. Insurance companies have different structures and use different types of sales agents. Understanding your options can help you decide which is right for you. The post How an independent agent stands out appeared first on The Cincinnati Insurance Companies blog.

Mar 09

Coping with loss in a catastrophe: What to do

By Scharver Insurance Group agent, assess, auto, business, calm, catastrophe, claims, company, contact, damage, disaster, drowning, earthquake, electrocution, emergency, family, flood, hail, home, hurricane, hurt, independent, injure, injured, Insurance, loss, medical, number, people, personal, power, prevent, property, protect, Spring Storms, storm, survey, tornado, water, wildfire, wind

Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first. The post Coping with loss in a catastrophe: What to do appeared first on The Cincinnati Insurance Companies blog.

Jul 28

Private company decision makers need D&O insurance

By Scharver Insurance Group agent, bankrupt, Business Insurance, company, competitors, creditors, D&O, decisions, directors, frequency, governmental, independent, individuals, Insurance, lawsuit, liability, management, mergers, officers, partners, private, protect, severity, shareholders, small, sue, suit, suppliers, vendors

Owners of private companies without shareholders often believe they do not need directors and officers liability coverage. The misconception takes hold, I believe, because small, privately held companies often have no formal board of directors or shareholders – which seemingly limits exposure to lawsuits and dismisses the need for D&O liability coverage. While logical, this could not be further from the truth. The post Private company decision makers need D&O insurance appeared first on The Cincinnati Insurance Companies blog.

Mar 31

New employee leave provisions apply to small businesses, too

By Scharver Insurance Group absence, agent, care, child care, childcare, companies, company, COVID-19, diagnosis, disruption, employee, employers, Families First Coronavirus Response Act, independent, Insurance, large, leave, Pandemic, quarantine, school closure, sick leave, smaller, symptoms, worker

If your business employs fewer than 500 workers, you may be subject to new requirements for employees who take leave for COVID-19-related reasons. Even if you are a business with less than 50 employees these new requirements apply to you. The post New employee leave provisions apply to small businesses, too appeared first on The Cincinnati Insurance Companies blog.

Mar 31

Job-seekers: Beware of online employment scams

By Scharver Insurance Group agent, application, apply, ATM, chat, chatbot, check, company, Consumer Tips, domain, email, employment, fake check, fictitious job offer, gift card, hiring, independent, information, Insurance, interview, job, job scam, online, organization, Pandemic, personal, public, scam, scammers, staff, website, work, workplace

Scammers are taking advantage of job applicants by sending fictitious job offers in the name of several major companies. But beware: It’s a hoax designed to get your personal information. The post Job-seekers: Beware of online employment scams appeared first on The Cincinnati Insurance Companies blog.

Jun 18

Drug testing helps secure safer workplace

By Scharver Insurance Group agent, best practices, business, Business Insurance, candidates, commercial, company, drug, drug-free, employee, employer, federal, gray area, independent, Insurance, legal, legalized, marijuana, population, prevent, prospective, protect, safe, safety, standards, state, test, testing, usage, use, worker, workers, workplace

Employers committed to safety are continuing to follow best practices for maintaining a drug-free workplace, despite recent changes in employee drug testing laws. The post Drug testing helps secure safer workplace appeared first on The Cincinnati Insurance Companies blog.

Jan 30

In a car accident? Here’s what to do

By Scharver Insurance Group accident, address, agent, app, auto, automobile, business, call, camera, car, claim, claims, company, Consumer Tips, crash, exchange, independent, information, injuries, injury, Insurance, lights, mechanical, personal, phone, photo, safe, safely, safety, truck, vehicle, weather, wreck

Nobody likes to think about getting into an automobile accident, but it can happen to any driver at any time. Taking time in advance to think through the steps to follow after an accident can help keep you and your passengers safe and simplify the process of filing an insurance claim. The post In a car accident? Here’s what to do appeared first on The Cincinnati Insurance Companies blog.

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