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Review your business life insurance policy annually

By agent, analyze, annual, borrow, business, Business Life, COVID-19, death benefit, employee, employer, family, guaranteed cash value, independent, Insurance, key person, life, owner, Pandemic, planning, policies, policy, policy loan, retire, review, succession, taxable, Valuation, worker
We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation plans. An annual policy review is a simple way to review your coverage and identify needs. The post Review your business life insurance policy annually appeared first on The Cincinnati Insurance Companies blog.
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Strategies to protect yourself from cyber security risks

By agent, bills, brand, computer, conferenceing, content, cyber, data, email, employer, future, independent, information, Insurance, name, network, networking, online, parents, paying, personal, phone, posts, prevent, privacy, protect, restrict, risk, Risk Management, school, security, settings, shopping, tablet, video
Just about everything you do today carries a cyber security risk: networking on social platforms, working from home in the COVID-19 era, video conferencing for work or leisure, paying bills or shopping. Learn how to protect your personal information whenever you engage in technology using your phone, computer or tablet. The post Strategies to protect yourself from cyber security risks appeared first on The Cincinnati Insurance Companies blog.
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Tips for sanitation in the age of coronavirus

By agencies, agency, agent, bleach, CDC, chemicals, cleaning, clothing, contact, coronavirus, cough, COVID-19, disinfecting, distance, employee, employees, employer, employers, germs, gloves, government, hands, high-touch, home, illness, independent, Insurance, laundry, NIH, obligation, OSHA, Pandemic, report, reporting, requirement, safe, safety, sneeze
While it may be impossible to prevent infection from the new coronavirus, you can take steps to minimize the risk of COVID-19 illness in your home or office. The post Tips for sanitation in the age of coronavirus appeared first on The Cincinnati Insurance Companies blog.
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Employers must report COVID-19 illness in workplace

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As the COVID-19 pandemic expands, employers are coping with their obligation to maintain a safe work environment and to comply with government workforce reporting requirements. The U.S. Occupational Safety and Health Administration has developed resources to assist these efforts. The post Employers must report COVID-19 illness in workplace appeared first on The Cincinnati Insurance Companies blog.
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January 6 deadline for USDOT clearinghouse

By abuse, administration, agent, alcohol, Business Insurance, carrier, CDL, clearinghouse, commercial, companies, control, driver, drivers, drug, effective, employer, employers, federal, fleet, FMCSA, highway, hire, independent, Insurance, law, license, loss, motor, program, prohibited, protect, road, safe, safety, traffic, USDOT, use, violations
Employers of commercial motor vehicle drivers should be making final preparations to comply with a federal law set to take effect in January. The U.S. Department of Transportation is rolling out a Federal Drug and Alcohol Clearinghouse – a database to track commercial driver’s license holders who have tested positive for prohibited drug or alcohol use or who have refused to take a required test. The post January 6 deadline for USDOT clearinghouse appeared first on The Cincinnati Insurance Companies blog.
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January 6 deadline for USDOT clearinghouse

By abuse, administration, agent, alcohol, Business Insurance, carrier, CDL, clearinghouse, commercial, companies, control, driver, drivers, drug, effective, employer, employers, federal, fleet, FMCSA, highway, hire, independent, Insurance, law, license, loss, motor, program, prohibited, protect, road, safe, safety, traffic, USDOT, use, violations
Employers of commercial motor vehicle drivers should be making final preparations to comply with a federal law set to take effect in January. The U.S. Department of Transportation is rolling out a Federal Drug and Alcohol Clearinghouse – a database to track commercial driver’s license holders who have tested positive for prohibited drug or alcohol use or who have refused to take a required test. The post January 6 deadline for USDOT clearinghouse appeared first on The Cincinnati Insurance Companies blog.
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Drug testing helps secure safer workplace

By agent, best practices, business, Business Insurance, candidates, commercial, company, drug, drug-free, employee, employer, federal, gray area, independent, Insurance, legal, legalized, marijuana, population, prevent, prospective, protect, safe, safety, standards, state, test, testing, usage, use, worker, workers, workplace
Employers committed to safety are continuing to follow best practices for maintaining a drug-free workplace, despite recent changes in employee drug testing laws. The post Drug testing helps secure safer workplace appeared first on The Cincinnati Insurance Companies blog.
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Employers have new rules for tracking workplace injuries

By administration, agent, Business Insurance, electronic, electronically, employee, employer, exempt, exemption, form, forms, health, illness, independent, industries, industry, injuries, injury, Insurance, occupational, OSHA, privacy, record, records, regulated, regulation, regulatory, report, reporting, required, review, rule, rules, safety, submit, summary, website, worker, workplace
Employers have new rules for recording and reporting workplace injuries and illnesses. The Occupational Safety and Health administration released its final rule for OSHA 300 recordkeeping on January 24, 2019. The post Employers have new rules for tracking workplace injuries appeared first on The Cincinnati Insurance Companies blog.
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Employers have new rules for tracking workplace injuries

By administration, agent, Business Insurance, electronic, electronically, employee, employer, exempt, exemption, form, forms, health, illness, independent, industries, industry, injuries, injury, Insurance, occupational, on-the-job, OSHA, privacy, records, regulated, regulation, regulatory, report, reporting, required, review, rule, rules, safety, summary, website, worker, workplace
Employers have new rules for recording and reporting workplace injuries and illnesses. The Occupational Safety and Health administration released its final rule for OSHA 300 recordkeeping on January 24, 2019. The post Employers have new rules for tracking workplace injuries appeared first on The Cincinnati Insurance Companies blog.
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