personal Archives - Scharver Insurance Group

Jul 05

Technology enhances service but can’t replace relationships

By Scharver Insurance Group advice, agent, auto, business, client, community, Consumer Tips, Corporate, coverage, decisions, educated, emotional IQ, evaluate, evolve, experience, expertise, first-time, growth, guidance, homeowner, independent, Insurance, investment, life, personal, products, profile, relationship, renewal, risk, serve, service, touch, value

Building a relationship with an independent agent in your community can provide you with a personal experience and ensure that you are offered the right coverage. The post Technology enhances service but can’t replace relationships appeared first on The Cincinnati Insurance Companies blog.

Feb 01

6 reasons renters need their own insurance

By Scharver Insurance Group affordable, agent, belongings, cover, coverages, displaced, expenses, independent, Insurance, landlord, liability, limits, living, loss, peril, personal, Personal Insurance, property, protect, renter's, sublimits, tenant, travel

Most people know renters insurance covers belongings. But did you know it covers more than just personal property? Many people erroneously assume they are covered by their landlord’s policy and skip this important protection. The post 6 reasons renters need their own insurance appeared first on The Cincinnati Insurance Companies blog.

Oct 26

How an independent agent stands out

By Scharver Insurance Group agent, assets, brick and mortar, businesses, buying, captive, carrier, carriers, companies, company, compare, Consumer Tips, coverage, direct, expenses, gaps, independent, individuals, Insurance, needs, online, personal, Personal Insurance, plan, policyholders, products, selling

If you’re not in the industry, you may have many questions when purchasing insurance. Insurance companies have different structures and use different types of sales agents. Understanding your options can help you decide which is right for you. The post How an independent agent stands out appeared first on The Cincinnati Insurance Companies blog.

May 25

6 tips to secure your home computer network

By Scharver Insurance Group agent, antispyware, antivirus, breach, business, Business Insurance, cyber, data, encryption, financial, firewall, hack, hacker, independent, information, Insurance, internet, operating, password, personal, prevent, proprietary, protect, Risk Management, router, secure, security, software, SSID, system, vendor, VPN, wireless, work from home

Even as many companies reopen offices to employees, surveys show remote work is likely here to stay, at least part of the time. It’s important to understand that working from home adds responsibilities for employees to secure the data flowing through their home information networks. The post 6 tips to secure your home computer network appeared first on The Cincinnati Insurance Companies blog.

May 11

Fake job postings: Know the warning signs

By Scharver Insurance Group agent, cash check, complaint, Consumer Tips, credit report, description, email, fake, FTC, gift card, independent, information, Insurance, interview, job, pay, personal, poster, posting, scam, social media, Social Security, text messaging, victim, website, wire money

Job seekers, beware of scammers out to defraud victims at your most vulnerable. Watch for some common warning signs that a job posting may be a scam. The post Fake job postings: Know the warning signs appeared first on The Cincinnati Insurance Companies blog.

Mar 09

Coping with loss in a catastrophe: What to do

By Scharver Insurance Group agent, assess, auto, business, calm, catastrophe, claims, company, contact, damage, disaster, drowning, earthquake, electrocution, emergency, family, flood, hail, home, hurricane, hurt, independent, injure, injured, Insurance, loss, medical, number, people, personal, power, prevent, property, protect, Spring Storms, storm, survey, tornado, water, wildfire, wind

Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first. The post Coping with loss in a catastrophe: What to do appeared first on The Cincinnati Insurance Companies blog.

Aug 25

Prepare your home to prevent flood losses

By Scharver Insurance Group agent, art, caulking, curtains, damage, documents, doors, downspouts, drainage, flood, flooding, hydrostatic water pressure, independent, Insurance, losses, personal, possessions, prevent, property, protect, restoration, Risk Management, safe, safety, vents, windows

You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring. The post Prepare your home to prevent flood losses appeared first on The Cincinnati Insurance Companies blog.

Jul 07

Strategies to protect yourself from cyber security risks

By Scharver Insurance Group agent, bills, brand, computer, conferenceing, content, cyber, data, email, employer, future, independent, information, Insurance, name, network, networking, online, parents, paying, personal, phone, posts, prevent, privacy, protect, restrict, risk, Risk Management, school, security, settings, shopping, tablet, video

Just about everything you do today carries a cyber security risk: networking on social platforms, working from home in the COVID-19 era, video conferencing for work or leisure, paying bills or shopping. Learn how to protect your personal information whenever you engage in technology using your phone, computer or tablet. The post Strategies to protect yourself from cyber security risks appeared first on The Cincinnati Insurance Companies blog.

Apr 07

Personal umbrella policy protects you from large liability loss

By Scharver Insurance Group agent, auto, children, consequences, deductible, dog, financial, independent, Insurance, large, liability, limit, loss, ownership, personal, Personal Insurance, policy, property, protect, umbrella, underlying

While umbrellas help keep us dry from the rain, a personal umbrella insurance policy helps protect you from the financial consequences of a large liability loss. The post Personal umbrella policy protects you from large liability loss appeared first on The Cincinnati Insurance Companies blog.

Mar 31

Job-seekers: Beware of online employment scams

By Scharver Insurance Group agent, application, apply, ATM, chat, chatbot, check, company, Consumer Tips, domain, email, employment, fake check, fictitious job offer, gift card, hiring, independent, information, Insurance, interview, job, job scam, online, organization, Pandemic, personal, public, scam, scammers, staff, website, work, workplace

Scammers are taking advantage of job applicants by sending fictitious job offers in the name of several major companies. But beware: It’s a hoax designed to get your personal information. The post Job-seekers: Beware of online employment scams appeared first on The Cincinnati Insurance Companies blog.

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