financial Archives - Scharver Insurance Group

Feb 08

Landlords: 3 reasons to consider requiring renters insurance

By Scharver Insurance Group agent, building, claims, damage, financial, fire, independent, Insurance, landlord, large, legal, liability, loss, mitigate, multiple, Personal Insurance, pets, policy, premium, prevent, property, protect, tenant, theft, water damage

Many tenants do not obtain their own renters insurance. Either they underestimate the value of their personal possessions or they incorrectly assume the landlord’s policy will cover them. In most states, landlords can require renters to have their own insurance, and here are three reasons a landlord should consider doing just that. The post Landlords: 3 reasons to consider requiring renters insurance appeared first on The Cincinnati Insurance Companies blog.

May 25

6 tips to secure your home computer network

By Scharver Insurance Group agent, antispyware, antivirus, breach, business, Business Insurance, cyber, data, encryption, financial, firewall, hack, hacker, independent, information, Insurance, internet, operating, password, personal, prevent, proprietary, protect, Risk Management, router, secure, security, software, SSID, system, vendor, VPN, wireless, work from home

Even as many companies reopen offices to employees, surveys show remote work is likely here to stay, at least part of the time. It’s important to understand that working from home adds responsibilities for employees to secure the data flowing through their home information networks. The post 6 tips to secure your home computer network appeared first on The Cincinnati Insurance Companies blog.

Sep 03

Business continuity planning: Are you ready?

By Scharver Insurance Group agent, building, business, Business Insurance, checklist, closure, communication, continuity, damage, disruption, electrical, employee, financial, independent, informaton, Insurance, interruption, liability, locations, loss, plan, prepare, reputation, risk, security, stability, supplier, technology, threat, transportation, utility, vendor

It’s hard to predict what could go wrong when disaster strikes. Whether you’re dealing with a natural disaster, human-caused hazard, technology disruption or health emergency, an effective business continuity plan could help you respond quickly. Without a plan, the magnitude of what can go wrong could be overwhelming, and your business could be at risk. The post Business continuity planning: Are you ready? appeared first on The Cincinnati Insurance Companies blog.

May 19

Making L-I-F-E easy: Answering common insurance questions

By Scharver Insurance Group agent, car loans, debts, education, family, final expenses, financial, funds, funeral, income, independent, Insurance, liabilities, Life Insurance, mortgage, obligations, payoff, plan, planning, purchasing, replacement, services

Pondering life insurance can swiftly flood your mind with questions. How much do I need? What does life insurance do? How much will it cost? Where do I begin? The post Making L-I-F-E easy: Answering <br>common insurance questions appeared first on The Cincinnati Insurance Companies blog.

May 12

COVID-19: Have a project restart strategy

By Scharver Insurance Group agency, agent, construction, contract, Contractor, costs, document, employee, employment, engineering, expenses, financial, independent, inspection, Insurance, labor, materials, momentum, Pandemic, pay, permit, pool, project, restart, shutdown, startup, supply chain, time, trade, worker, workforce

Construction projects that shut down production in the short term deserve careful consideration when it’s time to restart operations. Contractors must recognize the need to create a plan for resuming work after restrictions imposed during the pandemic are lifted. The post COVID-19: Have a project restart strategy appeared first on The Cincinnati Insurance Companies blog.

Apr 07

Personal umbrella policy protects you from large liability loss

By Scharver Insurance Group agent, auto, children, consequences, deductible, dog, financial, independent, Insurance, large, liability, limit, loss, ownership, personal, Personal Insurance, policy, property, protect, umbrella, underlying

While umbrellas help keep us dry from the rain, a personal umbrella insurance policy helps protect you from the financial consequences of a large liability loss. The post Personal umbrella policy protects you from large liability loss appeared first on The Cincinnati Insurance Companies blog.

Mar 26

Beware of COVID-19 cyber scams and fraud

By Scharver Insurance Group agent, attachments, CISA, criminal, cyber, email, FBI, financial, fraud, fraudulent, FTC, government, independent, information, infrastructure, Insurance, internet, legitimate, online, Pandemic, personal, phish, phishing, prevent, protect, resources, risk, robocalls, scam, social engineering, telephone, unsolicited, verify, vigilant, websites

Scammers love to exploit fear, and there’s plenty of that around right now with the COVID-19 threat. The most recent round of fake emails play off pandemic fears and promote false information. Federal agencies are encouraging individuals to remain vigilant for scams related to COVID-19. The post Beware of COVID-19 cyber scams and fraud appeared first on The Cincinnati Insurance Companies blog.

Jan 14

Protect your business with machinery and equipment insurance

By Scharver Insurance Group accidental, agent, boiler, breakdown, Business Insurance, claim, complex, coverage, damage, electrical, electricity, equipment, expenses, financial, hot, independent, Insurance, loss, machinery, operate, panel, policy, power, pressurized, protect, replace, simple, steam, surge, water

Practically every business relies on equipment. Regardless of how simple or complex, your equipment is critical to your business’ successful operation. The post Protect your business with machinery and equipment insurance appeared first on The Cincinnati Insurance Companies blog.

Dec 17

Make your website comply with accessibility standards

By Scharver Insurance Group accessibility, accessible, ADA, agent, Americans with Disabilities Act, Business Insurance, compliance, comply, coverage, Department of Justice, disabilities, DOJ, employment, EPLI, federal, financial, guidelines, hearing, impaired, independent, Insurance, liability, loss, low, practice, practices, protect, regulations, serve, standard, standards, vision, WCAG, website, World Wide Web Consortium

Making your website accessible to people with low vision or hearing loss could introduce your goods or services to tens of millions of new customers. The post Make your website comply with accessibility standards appeared first on The Cincinnati Insurance Companies blog.

Dec 10

Holiday list: Give the gift of life insurance!

By Scharver Insurance Group agent, annual, benefit, cash value, cover, coverage, family, financial, future, growth, health, holiday, independent, insurability, Insurance, insure, life, Life Insurance, lifetime, low, policy, premium, protect, security, underwriting

The annual holiday search is on for the perfect gift for your children or grandchildren. You can spend a lot of time and effort buying gifts … it can be overwhelming. You recognize that as children grow, their interests change. Last year’s trending gifts become this year’s trash. What if I told you there is a gift you can purchase that you won’t have to throw out and that can benefit a child for years to come? The post Holiday list: Give the gift of life insurance! appeared first on The Cincinnati Insurance Companies blog.

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