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Prepare your construction site before a hurricane hits

By agent, assess, building, caution, claim, construction, Contractor, crane, damage, delivery, emergency, employees, hurricane, independent, Insurance, landfall, materials, meeting, National Weather Service, officials, prepare, prevent, protect, removal, safe, safety, site, storage, storm, Storm Prep, supplier, supplies, tie, water, weather, workers, workplace
construction-hurricane

Just as you would prepare your home and family for an impending hurricane, you’ll also want to prepare your construction job sites. The steps you take could make a significant difference in how well your construction site fares during the hurricane and how soon your workers can return afterwards.

The post Prepare your construction site before a hurricane hits appeared first on The Cincinnati Insurance Companies blog.

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Fire up the grill, but follow simple safety tips

By agent, ashes, burn, charcoal, children, deck, fire, fittings, fuel, gas, gasoline, grill, hospital, independent, Insurance, patio, prevent, propane, protect, residential, safe, safely, safety, Safety Tips, starter
grill-safety

Grilling season is here, and with all the social distancing that 2020 has brought us, consumers are eager to do more home cooking at their backyard grills. Unfortunately, each summer season also brings numerous home fires and burn injuries associated with outdoor grilling activities.

The post Fire up the grill, but follow simple safety tips appeared first on The Cincinnati Insurance Companies blog.

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Strategies for reopening your fitness club

By agent, center, club, ClubSolutions, coronavirus, COVID-19, disinfection, facility, fitness, Fitness & Recreation, independent, Insurance, Pandemic, prevent, protect, recreation, reopening, sanitization, sports, spread, staff, train, training, transmission, virus
reopening-club

The June edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He offers tips for health and fitness facilities as they reopen after shutdowns to slow the spread of coronavirus.

The post Strategies for reopening your fitness club appeared first on The Cincinnati Insurance Companies blog.

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Adapt your business continuity plan for COVID-19 conditions

By agent, air, business, catastrophe, coastal, continuity, coronavirus, COVID-19, desert, disaster, downturn, economic, emergency, evacuation, FEMA, hurricane, independent, Insurance, mask, Pandemic, plan, planning, prepare, prevent, public, rain, ready.gov, resources, sanitizer, shelter, shortage, smoke, Storm Prep, supply, wildfire, wind
business-continuity

With hurricane season now upon us and the risks of wildfires increasing every day in the summer heat, planning for natural disasters is an inevitable and necessary part of every disaster preparation or business continuity plan. But how effective will these plans be in the midst of the current COVID-19 pandemic?

The post Adapt your business continuity plan for COVID-19 conditions appeared first on The Cincinnati Insurance Companies blog.

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Be ready for lightning storms

By agent, claim, cost, electrical, energy, fire, homeowner, independent, indoors, inside, Insurance, lightning, lightning protection system, loss, prepare, prevent, protect, shelter, Storm Prep, strike, striking, surge, thunder, thunderstorm, weather
lightning-storm

Thunderstorms can develop rapidly and without warning – often accompanied by lightning. When thunderstorms form in your area and you hear thunder, you are likely within striking distance of the storm.

The post Be ready for lightning storms appeared first on The Cincinnati Insurance Companies blog.

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Fireworks: Resist dangerous temptation

By agent, blind, bottle rockets, burns, dangerous, debris, display, distance, ears, emergency, explosions, explosives, eye, fingers, fireworks, hazardous, hearing, hospital, igniting, independent, injuries, Insurance, lighting, loss of limb, malfunctions, Pandemic, professional, pyrotechnics, Safety Tips, sight, sparklers, vision
fireworks-display

It is hard to deny that fireworks during Independence Day are as American as baseball, hot dogs and apple pie! For many people, celebrating our country’s independence includes setting off fireworks on and around the Fourth of July. With the COVID-19 pandemic causing cancellations of some organized fireworks displays, more people will be motivated to set off their own fireworks at home. While a spectacular fireworks display is both impressive and entertaining, remember that fireworks are explosives best left in the hands of professionals.

The post Fireworks: Resist dangerous temptation appeared first on The Cincinnati Insurance Companies blog.

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Home’s value, replacement cost not interchangeable

By agent, building, claim, code, conditions, contractors, cost, historic, home, homeowner, house, independent, Insurance, labor, loss, market value, materials, older, Personal Insurance, price, reconstruction, registry, replacement cost, sales, savings
market-value-vs-replacement-cost

When shopping for homeowner insurance, you may hear the terms “market value” and “replacement cost” multiple times. It’s important to have a grasp of the difference. They are not interchangeable.

The post Home’s value, replacement cost not interchangeable appeared first on The Cincinnati Insurance Companies blog.

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COVID-19: Have a project restart strategy

By agency, agent, construction, contract, Contractor, costs, document, employee, employment, engineering, expenses, financial, independent, inspection, Insurance, labor, materials, momentum, Pandemic, pay, permit, pool, project, restart, shutdown, startup, supply chain, time, trade, worker, workforce
group-teleconferencing

Construction projects that shut down production in the short term deserve careful consideration when it’s time to restart operations. Contractors must recognize the need to create a plan for resuming work after restrictions imposed during the pandemic are lifted.

The post COVID-19: Have a project restart strategy appeared first on The Cincinnati Insurance Companies blog.

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