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Reduce legionella bacteria after COVID-19 shutdown

By agent, center, club, ClubSolutions, coronavirus, COVID-19, disinfection, facility, fitness, Fitness & Recreation, independent, Insurance, legionella, Legionnaires’ Disease, Pandemic, prevent, protect, recreation, reopening, risk, sanitization, sports, spread, staff, train, training, transmission, virus, water
reopening-pool

The August edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He offers a reminder that Legionella bacteria, known to cause Legionnaires’ disease, can be present in water systems shut down due to COVID-19. His article provides tips for dealing with the risk.

The post Reduce legionella bacteria after COVID-19 shutdown appeared first on The Cincinnati Insurance Companies blog.

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Business continuity planning: Are you ready?

By agent, building, business, Business Insurance, checklist, closure, communication, continuity, damage, disruption, electrical, employee, financial, independent, informaton, Insurance, interruption, liability, locations, loss, plan, prepare, reputation, risk, security, stability, supplier, technology, threat, transportation, utility, vendor
Business continuity planning: Are you ready?

It’s hard to predict what could go wrong when disaster strikes. Whether you’re dealing with a natural disaster, human-caused hazard, technology disruption or health emergency, an effective business continuity plan could help you respond quickly. Without a plan, the magnitude of what can go wrong could be overwhelming, and your business could be at risk.

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Emergency planning: Is your family ready?

By "go bag", agent, catastrophe, communication, COVID-19, crisis, disaster, earthquake, emergencies, emergency, evacuate, evacuation, flood, hail, hurricane, independent, Insurance, kit, National Preparedness Month, natural, people, plan, planning, practice, prevent, property, protect, ready.gov, Risk Management, safe, safety, storm, supply, tornado, wildfire
emergency-planning

Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other catastrophic events, affecting people and property. Make sure you are ready for the next one by having an emergency plan in place.

The post Emergency planning: Is your family ready? appeared first on The Cincinnati Insurance Companies blog.

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Prepare your home to prevent flood losses

By agent, art, caulking, curtains, damage, documents, doors, downspouts, drainage, flood, flooding, hydrostatic water pressure, independent, Insurance, losses, personal, possessions, prevent, property, protect, restoration, Risk Management, safe, safety, vents, windows
flood-losses

You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring.

The post Prepare your home to prevent flood losses appeared first on The Cincinnati Insurance Companies blog.

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Professional liability coverage options for dentists

By agent, Business Insurance, Chicago Dental Society, claims-made, conditions, consistent, coverage, dentist, exclusions, form, independent, Insurance, liability, limits, medical, occurrence, premium, prevent, procedures, professional, protect, risk, scenario, terms
ducks-in-a-row

The July-August 2020 edition of CDS Review, a publication of the Chicago Dental Society, features an article by Mike Terrell, national program director for Cincinnati’s dentist, veterinarian and optometrist programs. His article describes the differences between occurrence and claims-made insurance coverages and the benefits of each type.

The post Professional liability coverage options for dentists appeared first on The Cincinnati Insurance Companies blog.

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5 questions to promote quality in construction management

By agent, building, business, claim, construction, Contractor, document, drawings, electrical, independent, inspect, inspection, installation, Insurance, masonry, materials, mechanical, meeting, notes, photos, plumbing, produce, production, project, punch list, quality, testing, verify
quality-in-construction

Quality is king in construction. Reputations hinge on excellence, which is why most contractors work hard to ensure they produce quality products. The more robust the quality management process, the better. If you want to test your quality assurance operations, check out these five questions every contractor should consider – and some answers for success in quality.

The post 5 questions to promote quality in construction management appeared first on The Cincinnati Insurance Companies blog.

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5 questions to promote quality in construction management

By agent, building, business, claim, construction, Contractor, document, drawings, electrical, independent, inspect, inspection, installation, Insurance, masonry, materials, mechanical, meeting, notes, photos, plumbing, produce, production, project, punch list, quality, testing, verify
quality-in-construction

Quality is king in construction. Reputations hinge on excellence, which is why most contractors work hard to ensure they produce quality products. The more robust the quality management process, the better. If you want to test your quality assurance operations, check out these five questions every contractor should consider – and some answers for success in quality.

The post 5 questions to promote quality in construction management appeared first on The Cincinnati Insurance Companies blog.

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Keep your child safe on outdoor play equipment

By agent, backyard, capacity, child, children, configuration, COVID-19, equipment, falls, fatal, guardrails, hazard, height, high, hooks, hurt, independent, injury, Insurance, kids, play, playground, prevent, private, protect, public, Risk Management, serious, supervise, supervision, trip
play-equipment-slide

Swings and other outdoor play equipment have always been a popular childhood pastime. They also can be a great alternative to today’s “screen time” and other sedentary activities. However, playing on outdoor equipment does come at a risk.

The post Keep your child safe on outdoor play equipment appeared first on The Cincinnati Insurance Companies blog.

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Private company decision makers need D&O insurance

By agent, bankrupt, Business Insurance, company, competitors, creditors, D&O, decisions, directors, frequency, governmental, independent, individuals, Insurance, lawsuit, liability, management, mergers, officers, partners, private, protect, severity, shareholders, small, sue, suit, suppliers, vendors
private-company-owners

Owners of private companies without shareholders often believe they do not need directors and officers liability coverage. The misconception takes hold, I believe, because small, privately held companies often have no formal board of directors or shareholders – which seemingly limits exposure to lawsuits and dismisses the need for D&O liability coverage. While logical, this could not be further from the truth.

The post Private company decision makers need D&O insurance appeared first on The Cincinnati Insurance Companies blog.

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