Have a plan for responding to floods

By | agent, backup, barriers, batteries, battery, covers, dams, elevation, FEMA, fire, flash, flood, generators, independent, Insurance, plain, plan, policy, prevent, protect, protection, pumps, streams, zone
flood-prep-tips

Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring rains, winter snow thaws or heavy thunderstorms. Learning about this weather possibility and how to properly prepare for it can save lives and minimize damage.

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Hail: Tips to prevent injury and reduce damage

By | agent, business, damage, elevations, fleet, guards, hail, hailstorm, home, HVAC, independent, injury, inspect, Insurance, location, minimize, prevent, property, protect, roof, Spring Storms, storm, Storm Prep, vehicle
hail-safety-tips

There are about 5,600 hailstorms in the United States every year, based on National Oceanic and Atmospheric Administration data. Learning about this weather phenomenon and how to properly prepare for it can save lives and minimize damage.

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Distractions contribute to pedestrian deaths, injuries

By | accident, agent, bike, car, crash, crossing, crosswalk, damage, defensive, distracted, distraction, driver, driving, hurt, independent, injuries, injury, Insurance, motor, motorist, obstruct, pedestrian, prevent, protect, Safety Tips, scooter, vehicle, view, visible, walk
pedestrian-crossing

“I didn’t see them!” That’s usually the first thing someone says when they’ve been involved in a vehicle-pedestrian crash. The latest statistical year shows that 5,977 pedestrians were killed in U.S. traffic crashes – one every 1.5 hours, according to National Highway Traffic Safety Administration figures. In addition, 129,000 pedestrians were treated for non-fatal crash-related injuries. While these figures remained about steady compared with the prior year, the numbers are still alarming.

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Household substances put parents of teens on alert

By | abuse, agent, alcohol, allergy, aware, canister, cold, computer, cough, cream, danger, hallucination, household, independent, Insurance, medications, nutmeg, paranoia, parent, poison, product, products, Safety Tips, sanitizer, substance, substances, teen-agers, teens, vanilla, whipped
teens-household-substances

We all know about the importance of limiting teen access to alcohol, prescription medications and similar substances around the house. However, some teenagers are finding ways to abuse products commonly found at home or easily purchased in the community.

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Household substances put parents of teens on alert

By | abuse, agent, alcohol, allergy, aware, canister, cold, computer, cough, cream, danger, hallucination, household, independent, Insurance, medications, nutmeg, paranoia, parent, parents, poison, product, products, Safety Tips, sanitizer, substance, substances, teen-agers, teens, vanilla, whipped
teens-household-substances

We all know about the importance of limiting teen access to alcohol, prescription medications and similar substances around the house. However, some teenagers are finding ways to abuse products commonly found at home or easily purchased in the community.

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Expect the unexpected: Name a contingent beneficiary on your life insurance policy

By | adviser, agency, agent, asset, assets, beneficiary, benefit, child, children, claim, contingent, estate, family, financial, independent, Insurance, legal, life, Life Insurance, plan, planning, policy, probate, proceeds, protect, tax-free, taxes
contingent-beneficiary

Life doesn’t always go as planned. When you married, you did the responsible thing and purchased life insurance policies for both you and your spouse. Each of you named the other as beneficiary, ensuring that no matter who passed away first, the survivor would be taken care of. At least, that was the plan.

The post Expect the unexpected: Name a contingent <br>beneficiary on your life insurance policy appeared first on The Cincinnati Insurance Companies blog.

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Planning key to successful home renovation

By | agent, Consumer Tips, Contractor, craftsman, deal, DIY, home, improvement, increase, independent, Insurance, job, key, plan, policy, power, preparaion, prepare, project, protect, renovation, safe, safety, security, successful, tip, tool, tools, value, work
avoid-DIY-mistakes

Home improvement projects seem to have no season. While many big outdoor projects happen in spring and summer, homeowners may find the best time to work on a renovation project is when contractors are available or materials are less expensive. In fact, if your project is not weather-dependent, you might get a better deal at some other time of year. No matter when you plan your next home project, our bloggers have tips that can ease your mind.

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Flying into 2019: Using drones to serve policyholders

By | agent, building, camera, catastrophe, certified, certifies, certify, claims, drone, drones, efficiency, efficient, estimate, fence, flight, hail, independent, inspection, Insurance, ladder, Loss Control, measure, pattern, photo, photograph, pilot, privacy, program, property, report, roof, safe, safety, storm, Storm Prep, survey, tablet, team, training
justin-and-drone

Recently, I got to witness something pretty cool. Our Headquarters Claims department contracted with a company to lease a drone to use for inspections and claims. Kyle Mathews and Justin Anderson, two of our claims technology specialists, participated in a training exercise so they can fly the drone on their own in the future. The vendor walked them through all the steps to ensure a safe flight.

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