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Personal Insurance

Steps following a car accident can help in a crunch

By accident, agent, Business Insurance, car, circumstances, compoaure, contact, crash, damage, details, document, first responders, gather, identity, incident, independent, individuals, information, injure, injuries, Insurance, law enforcement, Loss Control, loss prevention, notes, number, Personal Insurance, police, prevent, protect, react, report, theft
Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next? Being proactive in your response can help keep you, your passengers and your property safe while simplifying the process of filing an insurance claim. The post Steps following a car accident can help in a crunch appeared first on The Cincinnati Insurance Companies blog.
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Help your insurance agent help you

By age, agent, auto, collectibles, collector, Consumer Tips, courses, covered, declaration page, deductible, drivers, dwelling, fine arts, garage, grades, home, household, independent, instruments, Insurance, jewelry, loss, original equipment, Personal Insurance, personal items, policy, pool, premium, protect, record, relationship, renew, rental, review, safe, structures, upscale, vacation, valuable, VIN
Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s insurance needs. However, it’s important to be prepared with the information they need so they can offer you the right coverages to suit you. The post Help your insurance agent help you appeared first on The Cincinnati Insurance Companies blog.
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Know the truth about insurance

By A.M. Best Co., agent, alike, carefully, companies, conditions, Consumer Tips, control, costs, coverages, deductible, endorsement, exclusion, independent, informed, Insurance, limitations, Personal Insurance, policies, premium, purchase, read, savings, service, unique
Most people research major purchases such as houses, cars or electronics to assure they receive the best value for their money. It’s equally important to know what you’re getting when you buy insurance to protect your family and financial well-being. The post Know the truth about insurance appeared first on The Cincinnati Insurance Companies blog.
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Car mirror adjustment – lean into it

By accident, adjust, agent, auto, blind, Business Insurance, cab, car, crash, drive, driver, field, field of view, independent, Insurance, look, mirror, Personal Insurance, prevent, protect, road, Safety Tips, semi, side, spot, technology, tractor, trailer, truck, vehicle, view
Knowing how to adjust and use mirrors is one of the easiest and most effective ways to prevent a blind spot car crash. The post Car mirror adjustment – lean into it appeared first on The Cincinnati Insurance Companies blog.
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What’s included in a homeowner policy?

By agent, claim, Consumer Tips, coverage, earthquake, expenses, firearms, flood, high-value, homeowner, house, independent, Insurance, inventory, jewelry, liability, living, loss, Personal Insurance, policy, property, protect, schedule, service, structures, umbrella, value, water backup, wine
Homeowner insurance is much more than just coverage for your home and other structures. As a consumer, you need to know what your policy covers and protect yourself with enough coverage. The post What’s included in a homeowner policy? appeared first on The Cincinnati Insurance Companies blog.
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Landlords: 3 reasons to consider requiring renters insurance

By agent, building, claims, damage, financial, fire, independent, Insurance, landlord, large, legal, liability, loss, mitigate, multiple, Personal Insurance, pets, policy, premium, prevent, property, protect, tenant, theft, water damage
Many tenants do not obtain their own renters insurance. Either they underestimate the value of their personal possessions or they incorrectly assume the landlord’s policy will cover them. In most states, landlords can require renters to have their own insurance, and here are three reasons a landlord should consider doing just that. The post Landlords: 3 reasons to consider requiring renters insurance appeared first on The Cincinnati Insurance Companies blog.
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6 reasons renters need their own insurance

By affordable, agent, belongings, cover, coverages, displaced, expenses, independent, Insurance, landlord, liability, limits, living, loss, peril, personal, Personal Insurance, property, protect, renter's, sublimits, tenant, travel
Most people know renters insurance covers belongings. But did you know it covers more than just personal property? Many people erroneously assume they are covered by their landlord’s policy and skip this important protection. The post 6 reasons renters need their own insurance appeared first on The Cincinnati Insurance Companies blog.
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How an independent agent stands out

By agent, assets, brick and mortar, businesses, buying, captive, carrier, carriers, companies, company, compare, Consumer Tips, coverage, direct, expenses, gaps, independent, individuals, Insurance, needs, online, personal, Personal Insurance, plan, policyholders, products, selling
If you’re not in the industry, you may have many questions when purchasing insurance. Insurance companies have different structures and use different types of sales agents. Understanding your options can help you decide which is right for you. The post How an independent agent stands out appeared first on The Cincinnati Insurance Companies blog.
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Back to school: Some things don’t change

By after school, agent, back-to-school, bus, car, class, classroom, college, Consumer Tips, coverage, crosswalk, driver, homeowner, independent, Insurance, inventory, motorist, Pandemic, Personal Insurance, play, prevent, protect, safety, school, school bus, student, traffic
Continued effects of the coronavirus pandemic seem to assure that this will be a back-to-school season like no other. While every community and school district is likely to have its own protocols to cope with the threat of COVID-19, other experiences are universal and unchanging. Review our blog posts from prior years for safety and insurance tips that are especially important as school resumes. The post Back to school: Some things don’t change appeared first on The Cincinnati Insurance Companies blog.
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Precautions to take if you feel the earth shake

By agent, bricks, cover, debris, drop, earthquake, electricity, facade, falling, gas, glass, hands, hazard, hold on, independent, indoors, Insurance, knees, leaks, neck, Personal Insurance, preparation, prepare, protect, shake, shaking, shelter, trees, tsunami, water, windows
Imagine sitting down for a delicious meal with your family. You’re about to enjoy your first bite when you hear what sounds like a motorcycle passing in your backyard. You feel your body tremble and shake and realize what you heard was not a motorcycle, but the earth cracking beneath you. How do you keep you and your family safe? What should you do? The post Precautions to take if you feel the earth shake appeared first on The Cincinnati Insurance Companies blog.
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