Hazardous waste: Proper disposal matters

By | agent, cleaners, combustible, controlled, corrosive, disposal, dispose, drain, empty, explode, fire, flammable, gas, gel, hazardous, household, independent, Insurance, liquid, medications, medicine, paint, pharmaceuticals, powder, product, react, removers, rinse, Safety Tips, solvent, substance, toxic, trash, waste, water
household-waste

What’s out of sight is frequently out of mind, including that bucket full of household cleaners in the garage or under the sink. You use them, and then you are faced with the prospect of disposing of them. While it might be tempting to just throw these types of cleaners in the trash – don’t.

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Have a plan for responding to floods

By | agent, backup, barriers, batteries, battery, covers, dams, elevation, FEMA, fire, flash, flood, generators, independent, Insurance, plain, plan, policy, prevent, protect, protection, pumps, streams, zone
flood-prep-tips

Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring rains, winter snow thaws or heavy thunderstorms. Learning about this weather possibility and how to properly prepare for it can save lives and minimize damage.

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Flue season: Inspect your fireplace and chimney

By | agent, alarm, ash, bedding, carbon, chimney, chimneys, clean, creosote, detector, embers, fire, Fire Prevention, fireplace, fireplaces, fires, flame, flammable, flue, flues, fluid, fuel, independent, inspect, Insurance, monoxide, paper, prevent, protect, rubbish, screen, seasoned, smoke, sparks, stove, wood
flue-fireplace-chimney

Home heating fires are the second leading cause of home fire deaths after cooking fires, according to the National Fire Protection Association. Fireplaces, chimneys and flues account for a significant number of home heating fires.

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Are you covered? Don’t be caught underinsured

By | age, agent, claim, coinsurance, construction, cost, deductible, demand, disaster, earthquake, equipment, expense, fire, flood, home, homeowner, independent, Insurance, labor, loss, materials, older, personal, Personal Insurance, protect, rebuild, reconstruction, resources, risk, scarce, scarcity, site, umbrella, wind
house-underinsured

Does your homeowner policy have sufficient coverage limits to help you recover fully after a loss and avoid incurring serious financial burdens? It’s a question many people don’t ask, and if they have a claim, it can leave them with unexpected expenses.

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Preventing fires in the home

By | agent, alarm, bedroom, cooking, danger, dangerous, escape, evacuate, evacuation, family, FEMA, fire, Fire Prevention, home, independent, Insurance, kitchen, levels, loose, prevent, prevention, protect, route, smoke, U.S. Fire Administration
preventing-fires

A home fire is your most dangerous fire threat. This video from the U.S. Fire Administration has tips for preventing fires at home.

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Remembering WWII: Staying true to a pledge

By | agent, air, Air Force, Army, Athenaeum, aviation, aviator, B-24, battle, bombardment, bomber, cards, cousin, crew, crewmates, fire, force, grandfather, ground, heavy, II, independent, Insurance, Liberator, Lifestyle, memorial, Memorial Day, memories, memory, Miami, military, mission, navigator, Ohio, petroleum, priest, priesthood, remember, remembering, remembers, service, university, War, world, WWII
world-war-II-memories

While my grandfather offered land support on the Western Front during World War II, his cousin, Joe Beckman, offered air support in the Pacific over Guadalcanal, New Guinea and the Philippines. Some of his fiercest battles took place over the seaport of Balikpapan.

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Personal property may need additional protection

By | agent, agree, articles, blanket, breakage, cameras, claim, claims, coins, collection, collector, cover, coverage, deductible, disappearance, earthquake, fine art, fire, floater, flood, furs, guns, homeowner, house, independent, Insurance, insure, insured, jewelry, location, loss, losses, maximum, musical, mysterious, new, personal, policy, possession, possessions, property, protect, rare books, silverware, sports, stamps, terrorism, theft, transit, Valuable Articles, valuables, value, wine
personal-property-example

Homeowner insurance isn’t just for the structure of your house. It also provides protection for most of your personal possessions. Some possessions of special value may require additional protection through a personal articles floater that can provide coverage beyond your standard policy.

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