fire Archives - Page 2 of 4 - Scharver Insurance Group

Dec 08

Sprinklers protect your home from biggest threat: Fire

By Scharver Insurance Group activation, agent, claim, cost, damage, expense, family, fire, home, Home Protection-Fire, house, independent, install, installing, Insurance, life-saving, lives, new, new build, prevent, property, protect, retrofitting, save, sprinkler, sprinklers

One of the most significant threats to your home, its contents and those living there is a fire. If you're building a new home or planning a major renovation of your existing home, consider installing or retrofitting with a fire sprinkler system. Sprinklers save lives. The post Sprinklers protect your home from biggest threat: Fire appeared first on The Cincinnati Insurance Companies blog.

Dec 01

Stab-Lok circuit breaker panels: What’s the deal?

By Scharver Insurance Group 1950s, 1980s, agent, box, breaker, business, circuit, damage, danger, defect, electrician, Federal Pacific, fire, Fire Prevention, hazard, home, Home Protection-Fire, independent, Insurance, label, licensed, manufactured, paint scheme, panel, prevent, property, protect, replace, Stab-Lok, Underwriters Laboratories

Why has almost every insurance company taken a stance against Federal Pacific Stab-Lok circuit breakers? Short answer: They are known for starting fires. The post Stab-Lok circuit breaker panels: What’s the deal? appeared first on The Cincinnati Insurance Companies blog.

Oct 27

Enjoy your patio heater this fall, but use it safely

By Scharver Insurance Group agent, awnings, balcony, business, carbon monoxide, certified, CO, cold, combustible, CSA, dome, electric, entry, exit, fire, Fire Prevention, fuel, gas-fired, hazard, heater, home, Home Protection-Fire, ignition, independent, inspect, Insurance, outdoor, patio, pole, prevent, propane, protect, reflector, restaurant, Safety Tips, shield, store, switch, tilt, tipover, UL, weather, zoning

Portable, outdoor gas-fired heaters – or patio heaters – are increasingly popular for use at home and in outdoor seating at restaurants, especially with colder weather fast approaching. While the heaters offer comfort, using them involves potential risks. The post Enjoy your patio heater this fall, but use it safely appeared first on The Cincinnati Insurance Companies blog.

Oct 13

Sprinkler systems – Effective when maintained

By Scharver Insurance Group agent, blaze, control, damage, death, fail, failure, fire, Fire Prevention, firefighter, firefighting, identify, independent, inspect, Insurance, life, Loss Control, maintain, maintenance, operating, operation, performance, prevent, property, protect, protection, safe, safety, sprinkler, structure, system, test, testing, water, water-based

Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working order. Property owners can protect their buildings and occupants through a regular inspection, testing and maintenance program. The post Sprinkler systems – Effective when maintained appeared first on The Cincinnati Insurance Companies blog.

Jun 30

Fire up the grill, but follow simple safety tips

By Scharver Insurance Group agent, ashes, burn, charcoal, children, deck, fire, fittings, fuel, gas, gasoline, grill, hospital, independent, Insurance, patio, prevent, propane, protect, residential, safe, safely, safety, Safety Tips, starter

Grilling season is here, and with all the social distancing that 2020 has brought us, consumers are eager to do more home cooking at their backyard grills. Unfortunately, each summer season also brings numerous home fires and burn injuries associated with outdoor grilling activities. The post Fire up the grill, but follow simple safety tips appeared first on The Cincinnati Insurance Companies blog.

Jun 16

Be ready for lightning storms

By Scharver Insurance Group agent, claim, cost, electrical, energy, fire, homeowner, independent, indoors, inside, Insurance, lightning, lightning protection system, loss, prepare, prevent, protect, shelter, Storm Prep, strike, striking, surge, thunder, thunderstorm, weather

Thunderstorms can develop rapidly and without warning – often accompanied by lightning. When thunderstorms form in your area and you hear thunder, you are likely within striking distance of the storm. The post Be ready for lightning storms appeared first on The Cincinnati Insurance Companies blog.

May 26

Defensible space can make the difference in a wildfire

By Scharver Insurance Group agent, attic, combustion, debris, deck, defensible, driveway, embers, exterior, fire, Fire Prevention, firefighters, flames, flammable, ignite, ignition, independent, Insurance, leaves, mesh, needles, path, patio, prevent, protect, prune, Risk Management, safety, screening, shingles, space, trees, vegetation, vents, walkway, wildfire, window, zone

Creating defensible space around your home or business could make a major difference in whether your structure survives a wildfire. The post Defensible space can make the difference in a wildfire appeared first on The Cincinnati Insurance Companies blog.

Apr 20

Reducing fires and burns in the kitchen

By Scharver Insurance Group agent, alarm, baking, burner, burns, carbon monoxide, children, cooking, cooktop, detector, electric, extinguisher, fire, Fire Prevention, flame, food, frying, gas, grease, grill, independent, Insurance, Loss Control, microwave, oil, oven, Pandemic, prevent, protect, range, Risk Management, roasting, smoke, stove

With the dine-in restaurant world shut down, we are cooking more at home – and we have the grocery bills to prove it. But with more cooking and more time being spent at home comes the very real potential for kitchen-related fires and burns, including to children. The post Reducing fires and burns in the kitchen appeared first on The Cincinnati Insurance Companies blog.

Apr 14

It’s not too soon to prepare your property for wildfire

By Scharver Insurance Group "go bag", agent, brush, business, driveway, evacuation, family, fire, gated, hillsides, home, independent, Insurance, leaves, minimize, needles, obey, overhanging, pets, pine, preparation, prepare, preparedness, prevent, Risk Management, roofs, security, stand alone, trees, wildfire, withstand, wood

Now is a good time to review your wildfire preparation plans. Let’s discuss the why, the what and the how of wildfire preparation for homeowners and business owners. The post It’s not too soon to prepare your property for wildfire appeared first on The Cincinnati Insurance Companies blog.

Jan 07

Give your chimney a clean sweep

By Scharver Insurance Group agent, buildup, burn, chimney, clean, cold, creosote, duration, fire, firebox, flue, independent, Insurance, internal, management, overload, paper, prevent, prevention, protect, risk, Risk Management, safety, seasoned, smoke, sweep, temperature, trash, valuable, wood

Homeowners with a wood-burning fireplace or solid fuel stove or insert can protect your property and your family by having a qualified professional inspect and clean your chimney at least annually. Maintaining a chimney through an annual inspection and cleaning is critical, especially as winter approaches and temperatures drop. The post Give your chimney a clean sweep appeared first on The Cincinnati Insurance Companies blog.

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