Portable, outdoor gas-fired heaters – or patio heaters – are increasingly popular for use at home and in outdoor seating at restaurants, especially with colder weather fast approaching. While the heaters offer comfort, using them involves potential risks. The post Enjoy your patio heater this fall, but use it safely appeared first on The Cincinnati Insurance Companies blog.
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Many owners of smaller businesses make assumptions about Employment Practices Liability Insurance – and some of those assumptions are not true. EPLI coverage provides vital protection for a small business. EPLI provides a limit of insurance, separate from the standard commercial policy, to protect your business operations against many actual or alleged wrongful acts. Those could include personnel and staffing matters, hiring and firing or allegations of discrimination in the workplace. Because circumstances can vary widely, it’s important to assess your situation, consult with your attorney and speak to an The post 4 reasons small businesses decline EPLI coverage appeared…
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Most breweries, wineries or distilleries offer tours and a tasting room where guests can enjoy a sample of the product or purchase drinks made on-site. These operations present a different set of exposures than a typical beverage manufacturing facility. If you own a beverage business, closely evaluate your operation to ensure guest safety. The post Tasting rooms and tours: Consider guest safety first appeared first on The Cincinnati Insurance Companies blog.
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