Skip to main content
Category

physical

Should you convert your term life insurance policy?

By agent, bloodwork, change, conditions, cost, death benefit, independent, Insurance, life, Life Insurance, period, physical, plan, policy, protect, protection, questions, specific, universal, whole
convert-term-policy

Term life insurance is popular because it allows the consumer to purchase a higher death benefit at a lower price than permanent life insurance, such as whole life and universal life. As the name implies, term insurance provides protection for a specific and limited amount of time. So, what can you do when you realize you need all or a portion of your life insurance to last beyond the initial length of your term?

The post Should you convert your term life insurance policy? appeared first on The Cincinnati Insurance Companies blog.

Read More

Strengthen your data privacy practices

By access, agent, breach, business, Business Insurance, claim, compliance, confidential, control, cyber, data, electronic, HIPAA, independent, information, Insurance, loss, negligence, physical, prevent, privacy, private, proprietary, protect, protected, release, scam, secure, security, threat, unauthorized, vulnerabilities, vulnerability, vulnerable
data-privacy

Your business, whatever its size, most likely processes and maintains information every day. At least annually, take time to review your data privacy practices to reinforce your information security and to reassess your cyber protection.

The post Strengthen your data privacy practices appeared first on The Cincinnati Insurance Companies blog.

Read More

Tasting rooms and tours: Consider guest safety first

By agent, alcohol, beer, beverage, brewery, cafe, claim, craft, Craft Beverage, distillery, drink, drinks, eat, eating, flow, food, gear, glasses, guest, guide, handrail, hazard, hearing, independent, Insurance, manufacturing, nonskid, patron, physical, prevent, protect, restaurant, room, safe, safety, slip-and-fall, spill, spills, stairs, storage, store, taproom, tasting, tour, tours, vineyard, wine
tasting-room-tours

Most breweries, wineries or distilleries offer tours and a tasting room where guests can enjoy a sample of the product or purchase drinks made on-site. These operations present a different set of exposures than a typical beverage manufacturing facility. If you own a beverage business, closely evaluate your operation to ensure guest safety.

The post Tasting rooms and tours: Consider guest safety first appeared first on The Cincinnati Insurance Companies blog.

Read More