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Life Insurance

7 reasons why single people need life insurance

By accumulate, agent, business, cash value, coverage, custom, depend, dependents, designed, expenses, family, final, independent, individual, Insurance, legacy, life, Life Insurance, married, money, options, premium, program, responsibilities, school, single
Many believe life insurance isn’t a necessity while they’re single, but nothing could be further from the truth. Life insurance is for anyone, and it is useful in many more situations than just providing a cushion for a spouse in the face of suddenly lost income. The post 7 reasons why single people need life insurance appeared first on The Cincinnati Insurance Companies blog.
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What to expect when you apply for life insurance

By agent, application, apply, client, diagnoses, driving, exam, examination, family, health, hospital, independent, information, Insurance, Life Insurance, medical, physician, premiums, prescription, protect, question, smoking, target, The Cincinnati Life Insurance Company, travel, underwriting, workplace
You have discussed your life insurance needs with your agent and you’re ready to complete an application. What’s next? That depends. The post What to expect when you apply for life insurance appeared first on The Cincinnati Insurance Companies blog.
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Making L-I-F-E easy: Answering common insurance questions

By agent, car loans, debts, education, family, final expenses, financial, funds, funeral, income, independent, Insurance, liabilities, Life Insurance, mortgage, obligations, payoff, plan, planning, purchasing, replacement, services
Pondering life insurance can swiftly flood your mind with questions. How much do I need? What does life insurance do? How much will it cost? Where do I begin? The post Making L-I-F-E easy: Answering <br>common insurance questions appeared first on The Cincinnati Insurance Companies blog.
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Fixed deferred annuities can add STYLE to a retirement portfolio

By agent, annuity, contract, deferred, estate planning, fees, fixed, funds, independent, Insurance, law, life, Life Insurance, lifetime, liquidity, plan, planning, protect, retirement, safety, savings, style, tax, tax deferral, withdrawal, yield
Market volatility, rising healthcare costs, concerns about the future viability of Social Security and the potential to be taxed on Social Security benefits leave many doubting their financial well-being. Many could be dealing with a very real possibility of outliving their assets. The post Fixed deferred annuities can add STYLE to a retirement portfolio appeared first on The Cincinnati Insurance Companies blog.
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Fixed deferred annuities can add STYLE to a retirement portfolio

By agent, annuity, contract, deferred, estate planning, fees, fixed, funds, independent, Insurance, law, life, Life Insurance, lifetime, liquidity, plan, planning, protect, retirement, safety, savings, style, tax, tax deferral, withdrawal
Market volatility, rising healthcare costs, concerns about the future viability of Social Security and the potential to be taxed on Social Security benefits leave many doubting their financial well-being. Many could be dealing with a very real possibility of outliving their assets. The post Fixed deferred annuities can add STYLE to a retirement portfolio appeared first on The Cincinnati Insurance Companies blog.
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Should you convert your term life insurance policy?

By agent, bloodwork, change, conditions, cost, death benefit, independent, Insurance, life, Life Insurance, period, physical, plan, policy, protect, protection, questions, specific, universal, whole
Term life insurance is popular because it allows the consumer to purchase a higher death benefit at a lower price than permanent life insurance, such as whole life and universal life. As the name implies, term insurance provides protection for a specific and limited amount of time. So, what can you do when you realize you need all or a portion of your life insurance to last beyond the initial length of your term? The post Should you convert your term life insurance policy? appeared first on The Cincinnati Insurance Companies blog.
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Think outside the box of chocolates

By agent, business, care, credit cards, debt, education, expenses, funeral, gift, independent, Insurance, life, Life Insurance, love, mortgage, policy, products, protect, provide, retirement, romantic, Valentine, Valentine's Day
Valentine’s Day is almost here. Have you completed your quest for the perfect gift? Would you like to give your loved one something different this year? The post Think outside the box of chocolates appeared first on The Cincinnati Insurance Companies blog.
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Holiday list: Give the gift of life insurance!

By agent, annual, benefit, cash value, cover, coverage, family, financial, future, growth, health, holiday, independent, insurability, Insurance, insure, life, Life Insurance, lifetime, low, policy, premium, protect, security, underwriting
The annual holiday search is on for the perfect gift for your children or grandchildren. You can spend a lot of time and effort buying gifts … it can be overwhelming. You recognize that as children grow, their interests change. Last year’s trending gifts become this year’s trash. What if I told you there is a gift you can purchase that you won’t have to throw out and that can benefit a child for years to come? The post Holiday list: Give the gift of life insurance! appeared first on The Cincinnati Insurance Companies blog.
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How annuity maximization could benefit your heirs

By 401(k), agent, annuity, assets, beneficiary, family, heirs, immediate, independent, inheritance, Insurance, life, Life Insurance, maximization, ordinary, policy, premium, protect, retirement, single, Social Security, supplement, tax
Many people struggle to understand annuities and wonder if they really need one or not. To help shed light on this situation, let’s look at one example. The post How annuity maximization could benefit your heirs appeared first on The Cincinnati Insurance Companies blog.
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Can you depend on crowdfunding for funeral costs?

By agent, burden, costs, crowdfunding, death, dependent, die, donate, expenses, final, financial, generosity, healthy, independent, Insurance, life, Life Insurance, LIMRA, loved, policy, stability, survivor, sympathy, unforeseen, young
It’s an all-too-common occurrence: A family loses a loved one unexpectedly and is forced to appeal for help to cover expenses. Many of us have seen the memorials on social media, the crowdfunding websites or the donation bins at a local store for a family dealing with an unexpected loss. In many cases, the family must reveal personal details – forfeiting privacy – just to get the help they need. The post Can you depend on crowdfunding for funeral costs? appeared first on The Cincinnati Insurance Companies blog.
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