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Life Insurance

Fixed deferred annuities can add STYLE to a retirement portfolio

By agent, annuity, contract, deferred, estate planning, fees, fixed, funds, independent, Insurance, law, life, Life Insurance, lifetime, liquidity, plan, planning, protect, retirement, safety, savings, style, tax, tax deferral, withdrawal, yield
deferred-fixed-annuity

Market volatility, rising healthcare costs, concerns about the future viability of Social Security and the potential to be taxed on Social Security benefits leave many doubting their financial well-being. Many could be dealing with a very real possibility of outliving their assets.

The post Fixed deferred annuities can add STYLE to a retirement portfolio appeared first on The Cincinnati Insurance Companies blog.

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Fixed deferred annuities can add STYLE to a retirement portfolio

By agent, annuity, contract, deferred, estate planning, fees, fixed, funds, independent, Insurance, law, life, Life Insurance, lifetime, liquidity, plan, planning, protect, retirement, safety, savings, style, tax, tax deferral, withdrawal
deferred-fixed-annuity

Market volatility, rising healthcare costs, concerns about the future viability of Social Security and the potential to be taxed on Social Security benefits leave many doubting their financial well-being. Many could be dealing with a very real possibility of outliving their assets.

The post Fixed deferred annuities can add STYLE to a retirement portfolio appeared first on The Cincinnati Insurance Companies blog.

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Should you convert your term life insurance policy?

By agent, bloodwork, change, conditions, cost, death benefit, independent, Insurance, life, Life Insurance, period, physical, plan, policy, protect, protection, questions, specific, universal, whole
convert-term-policy

Term life insurance is popular because it allows the consumer to purchase a higher death benefit at a lower price than permanent life insurance, such as whole life and universal life. As the name implies, term insurance provides protection for a specific and limited amount of time. So, what can you do when you realize you need all or a portion of your life insurance to last beyond the initial length of your term?

The post Should you convert your term life insurance policy? appeared first on The Cincinnati Insurance Companies blog.

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Think outside the box of chocolates

By agent, business, care, credit cards, debt, education, expenses, funeral, gift, independent, Insurance, life, Life Insurance, love, mortgage, policy, products, protect, provide, retirement, romantic, Valentine, Valentine's Day
valentines-day-gift

Valentine’s Day is almost here. Have you completed your quest for the perfect gift? Would you like to give your loved one something different this year?

The post Think outside the box of chocolates appeared first on The Cincinnati Insurance Companies blog.

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Holiday list: Give the gift of life insurance!

By agent, annual, benefit, cash value, cover, coverage, family, financial, future, growth, health, holiday, independent, insurability, Insurance, insure, life, Life Insurance, lifetime, low, policy, premium, protect, security, underwriting
life-insurance-holiday-gift

The annual holiday search is on for the perfect gift for your children or grandchildren. You can spend a lot of time and effort buying gifts … it can be overwhelming. You recognize that as children grow, their interests change. Last year’s trending gifts become this year’s trash. What if I told you there is a gift you can purchase that you won’t have to throw out and that can benefit a child for years to come?

The post Holiday list: Give the gift of life insurance! appeared first on The Cincinnati Insurance Companies blog.

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Can you depend on crowdfunding for funeral costs?

By agent, burden, costs, crowdfunding, death, dependent, die, donate, expenses, final, financial, generosity, healthy, independent, Insurance, life, Life Insurance, LIMRA, loved, policy, stability, survivor, sympathy, unforeseen, young
crowdfunding-funeral-costs

It’s an all-too-common occurrence: A family loses a loved one unexpectedly and is forced to appeal for help to cover expenses. Many of us have seen the memorials on social media, the crowdfunding websites or the donation bins at a local store for a family dealing with an unexpected loss. In many cases, the family must reveal personal details – forfeiting privacy – just to get the help they need.

The post Can you depend on crowdfunding for funeral costs? appeared first on The Cincinnati Insurance Companies blog.

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How does group life insurance measure up?

By age, agent, business, family, financial, group, household, independent, individual, Insurance, life, Life Insurance, owned, planning, policy, portable, premiums, pricing, protect, protection, services, simplicity, voluntary
How does group life insurance measure up?

Many Americans rely on group life insurance from an employer in the event of a death in their family. But in some circumstances, group life insurance is not enough, and an individual policy can provide more protection.

The post How does group life insurance measure up? appeared first on The Cincinnati Insurance Companies blog.

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How life insurance saved a business

By agent, business, Business Life, downturn, independent, Insurance, life, Life Insurance, loan, long-term, personal, planning, policy, prevent, protect, protection, value, whole
life-insurance-saved-business

LifeHappens shares the story of how a successful business owner included life insurance as part of his long-term planning. When there was an unexpected downturn, that life insurance policy saved the business and all those whose livelihoods depended on it. Watch the video.

The post How life insurance saved a business appeared first on The Cincinnati Insurance Companies blog.

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