Insurance premiums are tied closely to costs of labor, building materials and medical care. As these prices rise, the costs to treat injuries after an auto accident or to repair or replace your home, car and belongings also increase.
You have discussed your life insurance needs with your agent and you’re ready to complete an application. What’s next? That depends.
Many Americans rely on group life insurance from an employer in the event of a death in their family. But in some circumstances, group life insurance is not enough, and an individual policy can provide more protection.