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safety

Sprinkler systems – Effective when maintained

By agent, blaze, control, damage, death, fail, failure, fire, Fire Prevention, firefighter, firefighting, identify, independent, inspect, Insurance, life, Loss Control, maintain, maintenance, operating, operation, performance, prevent, property, protect, protection, safe, safety, sprinkler, structure, system, test, testing, water, water-based
fire-pump-drain-valve

Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working order. Property owners can protect their buildings and occupants through a regular inspection, testing and maintenance program.

The post Sprinkler systems – Effective when maintained appeared first on The Cincinnati Insurance Companies blog.

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Your safety rides on your tires

By age, agent, car, driver, gauge, highway, independent, Insurance, maintain, monitor, NHTSA, owner, passenger, pressure, prevent, protect, recall, replace, safety, Safety Tips, sidewall, tire, traffic, tread, truck, van, vehicle, wear
tire-pressure

You and your passengers depend on your tires for a secure ride. Stay safe and save money by regularly maintaining your tires.

The post Your safety rides on your tires appeared first on The Cincinnati Insurance Companies blog.

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Emergency planning: Is your family ready?

By "go bag", agent, catastrophe, communication, COVID-19, crisis, disaster, earthquake, emergencies, emergency, evacuate, evacuation, flood, hail, hurricane, independent, Insurance, kit, National Preparedness Month, natural, people, plan, planning, practice, prevent, property, protect, ready.gov, Risk Management, safe, safety, storm, supply, tornado, wildfire
emergency-planning

Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other catastrophic events, affecting people and property. Make sure you are ready for the next one by having an emergency plan in place.

The post Emergency planning: Is your family ready? appeared first on The Cincinnati Insurance Companies blog.

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Prepare your home to prevent flood losses

By agent, art, caulking, curtains, damage, documents, doors, downspouts, drainage, flood, flooding, hydrostatic water pressure, independent, Insurance, losses, personal, possessions, prevent, property, protect, restoration, Risk Management, safe, safety, vents, windows
flood-losses

You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring.

The post Prepare your home to prevent flood losses appeared first on The Cincinnati Insurance Companies blog.

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Take care with riding mowers on slopes

By agent, angle, blade, bumps, cemeteries, children, commercial, dropoffs, gear, golf course, grass, guidelines, independent, Insurance, labels, larger, lawn, machineditches, manual, mowers, mowing, overturn, parks, passengers, pets, residential, riding, rocks, ruts, safe, safety, Safety Tips, slopes, traction, trimming, wet
riding-mower

Riding mowers seem more popular than ever for trimming the lawn. A self-propelled riding mower with a seated or standing operator is designed to cut larger grassy areas such as residential lawns, golf courses, cemeteries and parks.

The post Take care with riding mowers on slopes appeared first on The Cincinnati Insurance Companies blog.

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Prepare your construction site before a hurricane hits

By agent, assess, building, caution, claim, construction, Contractor, crane, damage, delivery, emergency, employees, hurricane, independent, Insurance, landfall, materials, meeting, National Weather Service, officials, prepare, prevent, protect, removal, safe, safety, site, storage, storm, Storm Prep, supplier, supplies, tie, water, weather, workers, workplace
construction-hurricane

Just as you would prepare your home and family for an impending hurricane, you’ll also want to prepare your construction job sites. The steps you take could make a significant difference in how well your construction site fares during the hurricane and how soon your workers can return afterwards.

The post Prepare your construction site before a hurricane hits appeared first on The Cincinnati Insurance Companies blog.

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Fire up the grill, but follow simple safety tips

By agent, ashes, burn, charcoal, children, deck, fire, fittings, fuel, gas, gasoline, grill, hospital, independent, Insurance, patio, prevent, propane, protect, residential, safe, safely, safety, Safety Tips, starter
grill-safety

Grilling season is here, and with all the social distancing that 2020 has brought us, consumers are eager to do more home cooking at their backyard grills. Unfortunately, each summer season also brings numerous home fires and burn injuries associated with outdoor grilling activities.

The post Fire up the grill, but follow simple safety tips appeared first on The Cincinnati Insurance Companies blog.

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Fixed deferred annuities can add STYLE to a retirement portfolio

By agent, annuity, contract, deferred, estate planning, fees, fixed, funds, independent, Insurance, law, life, Life Insurance, lifetime, liquidity, plan, planning, protect, retirement, safety, savings, style, tax, tax deferral, withdrawal, yield
deferred-fixed-annuity

Market volatility, rising healthcare costs, concerns about the future viability of Social Security and the potential to be taxed on Social Security benefits leave many doubting their financial well-being. Many could be dealing with a very real possibility of outliving their assets.

The post Fixed deferred annuities can add STYLE to a retirement portfolio appeared first on The Cincinnati Insurance Companies blog.

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Fixed deferred annuities can add STYLE to a retirement portfolio

By agent, annuity, contract, deferred, estate planning, fees, fixed, funds, independent, Insurance, law, life, Life Insurance, lifetime, liquidity, plan, planning, protect, retirement, safety, savings, style, tax, tax deferral, withdrawal
deferred-fixed-annuity

Market volatility, rising healthcare costs, concerns about the future viability of Social Security and the potential to be taxed on Social Security benefits leave many doubting their financial well-being. Many could be dealing with a very real possibility of outliving their assets.

The post Fixed deferred annuities can add STYLE to a retirement portfolio appeared first on The Cincinnati Insurance Companies blog.

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