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Technology enhances service but can’t replace relationships

By advice, agent, auto, business, client, community, Consumer Tips, Corporate, coverage, decisions, educated, emotional IQ, evaluate, evolve, experience, expertise, first-time, growth, guidance, homeowner, independent, Insurance, investment, life, personal, products, profile, relationship, renewal, risk, serve, service, touch, value
Building a relationship with an independent agent in your community can provide you with a personal experience and ensure that you are offered the right coverage. The post Technology enhances service but can’t replace relationships appeared first on The Cincinnati Insurance Companies blog.
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Insurance can protect your pandemic renovations

By adding, agent, basement, bathroom, Consumer Tips, Contractor, conversion, convert, do-it-yourself, finish, home, Home Construction, homeowner, independent, install, Insurance, kitchen, materials, pool, project, remodel, remodeling, renovation, replacement, space, upgrade, Valuation, value
If you are like millions of other people, during the pandemic you have made improvements to your property. Whether you installed a pool, remodeled rooms or finished your basement, now is a good time to check in with your independent agent to ensure your homeowner coverages are still adequate. The post Insurance can protect your pandemic renovations appeared first on The Cincinnati Insurance Companies blog.
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What’s included in a homeowner policy?

By agent, claim, Consumer Tips, coverage, earthquake, expenses, firearms, flood, high-value, homeowner, house, independent, Insurance, inventory, jewelry, liability, living, loss, Personal Insurance, policy, property, protect, schedule, service, structures, umbrella, value, water backup, wine
Homeowner insurance is much more than just coverage for your home and other structures. As a consumer, you need to know what your policy covers and protect yourself with enough coverage. The post What’s included in a homeowner policy? appeared first on The Cincinnati Insurance Companies blog.
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Back to school: Some things don’t change

By after school, agent, back-to-school, bus, car, class, classroom, college, Consumer Tips, coverage, crosswalk, driver, homeowner, independent, Insurance, inventory, motorist, Pandemic, Personal Insurance, play, prevent, protect, safety, school, school bus, student, traffic
Continued effects of the coronavirus pandemic seem to assure that this will be a back-to-school season like no other. While every community and school district is likely to have its own protocols to cope with the threat of COVID-19, other experiences are universal and unchanging. Review our blog posts from prior years for safety and insurance tips that are especially important as school resumes. The post Back to school: Some things don’t change appeared first on The Cincinnati Insurance Companies blog.
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Contractors caught in post-COVID volatility

By agent, business, buyout, commercial, construction, Contractor, cost, COVID-19, economic, economy, force majeure, freight, global, home, homeowner, independent, Insurance, interwoven, lumber, materials, Pandemic, predictable, price, project, quality, risk, safety, shipping, unforseeable, volatile
Whether you are a homeowner building a deck or a commercial contractor building multimillion-dollar projects, the soaring costs of construction materials is not new news. Even as lumber prices begin to retreat, what might be surprising is the length of time it might take for prices to stabilize overall or at least become more predictable. The post Contractors caught in post-COVID volatility appeared first on The Cincinnati Insurance Companies blog.
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Be ready for lightning storms

By agent, claim, cost, electrical, energy, fire, homeowner, independent, indoors, inside, Insurance, lightning, lightning protection system, loss, prepare, prevent, protect, shelter, Storm Prep, strike, striking, surge, thunder, thunderstorm, weather
Thunderstorms can develop rapidly and without warning – often accompanied by lightning. When thunderstorms form in your area and you hear thunder, you are likely within striking distance of the storm. The post Be ready for lightning storms appeared first on The Cincinnati Insurance Companies blog.
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Home’s value, replacement cost not interchangeable

By agent, building, claim, code, conditions, contractors, cost, historic, home, homeowner, house, independent, Insurance, labor, loss, market value, materials, older, Personal Insurance, price, reconstruction, registry, replacement cost, sales, savings
When shopping for homeowner insurance, you may hear the terms “market value” and “replacement cost” multiple times. It’s important to have a grasp of the difference. They are not interchangeable. The post Home’s value, replacement cost not interchangeable appeared first on The Cincinnati Insurance Companies blog.
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Do you have adequate homeowner insurance coverage?

By agent, cost, emotional, homeowner, homeowner's, independent, Insurance, money, Personal Insurance, policy, premium, prepare, price, protect, save, saved, savings, total, worst-case
When you think of purchasing insurance, you may feel the most important factor is how much money you can save. But when you saved a few dollars on the front end, is that really what you will care about in the event of a total loss? The post Do you have adequate homeowner insurance coverage? appeared first on The Cincinnati Insurance Companies blog.
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Tech may advance, but personal touch adds value

By advice, agent, buildings, business, Business Insurance, buyers, carriers, cars, Consumer Tips, cyber, evaluate, evolve, expert, expertise, home, homeowner, income, independent, Insurance, needs, owner, personal, Personal Insurance, policy, prevent, products, profile, protect, relationships, renovations, risk, touch, value, workforce
People’s lives change. Businesses grow and transform over time. That’s why we feel the consumer is best served by an independent insurance agent with the expertise to evaluate an evolving risk profile and offer educated advice and products that best match these needs. Their clients can sleep easy. The post Tech may advance, but personal touch adds value appeared first on The Cincinnati Insurance Companies blog.
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Are you covered? Don’t be caught underinsured

By age, agent, claim, coinsurance, construction, cost, deductible, demand, disaster, earthquake, equipment, expense, fire, flood, home, homeowner, independent, Insurance, labor, loss, materials, older, personal, Personal Insurance, protect, rebuild, reconstruction, resources, risk, scarce, scarcity, site, umbrella, wind
Does your homeowner policy have sufficient coverage limits to help you recover fully after a loss and avoid incurring serious financial burdens? It’s a question many people don’t ask, and if they have a claim, it can leave them with unexpected expenses. The post Are you covered? Don’t be caught underinsured appeared first on The Cincinnati Insurance Companies blog.
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