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Insurance can protect your pandemic renovations

By adding, agent, basement, bathroom, Consumer Tips, Contractor, conversion, convert, do-it-yourself, finish, home, Home Construction, homeowner, independent, install, Insurance, kitchen, materials, pool, project, remodel, remodeling, renovation, replacement, space, upgrade, Valuation, value
If you are like millions of other people, during the pandemic you have made improvements to your property. Whether you installed a pool, remodeled rooms or finished your basement, now is a good time to check in with your independent agent to ensure your homeowner coverages are still adequate. The post Insurance can protect your pandemic renovations appeared first on The Cincinnati Insurance Companies blog.
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Older homes: Hidden gems, or hidden pitfalls?

By agent, air conditioning, basement, buy, charm, electrical, equipment, exterior, failing, flooring, foundation, furnace, home, Home Maintenance, hydrostatic, independent, inspect, inspection, Insurance, materials, mechanical, obsolete, older, pitfalls, plumbing, pressure, Risk Management, roof, water, water heater
Buying an older home can be appealing for many people. Older homes are usually found in established neighborhoods, have an abundance of character and are often one of a kind. However, hidden expenses could accompany all that charm. The post Older homes: Hidden gems, or hidden pitfalls? appeared first on The Cincinnati Insurance Companies blog.
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Contractors caught in post-COVID volatility

By agent, business, buyout, commercial, construction, Contractor, cost, COVID-19, economic, economy, force majeure, freight, global, home, homeowner, independent, Insurance, interwoven, lumber, materials, Pandemic, predictable, price, project, quality, risk, safety, shipping, unforseeable, volatile
Whether you are a homeowner building a deck or a commercial contractor building multimillion-dollar projects, the soaring costs of construction materials is not new news. Even as lumber prices begin to retreat, what might be surprising is the length of time it might take for prices to stabilize overall or at least become more predictable. The post Contractors caught in post-COVID volatility appeared first on The Cincinnati Insurance Companies blog.
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5 questions to promote quality in construction management

By agent, building, business, claim, construction, Contractor, document, drawings, electrical, independent, inspect, inspection, installation, Insurance, masonry, materials, mechanical, meeting, notes, photos, plumbing, produce, production, project, punch list, quality, testing, verify
Quality is king in construction. Reputations hinge on excellence, which is why most contractors work hard to ensure they produce quality products. The more robust the quality management process, the better. If you want to test your quality assurance operations, check out these five questions every contractor should consider – and some answers for success in quality. The post 5 questions to promote quality in construction management appeared first on The Cincinnati Insurance Companies blog.
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5 questions to promote quality in construction management

By agent, building, business, claim, construction, Contractor, document, drawings, electrical, independent, inspect, inspection, installation, Insurance, masonry, materials, mechanical, meeting, notes, photos, plumbing, produce, production, project, punch list, quality, testing, verify
Quality is king in construction. Reputations hinge on excellence, which is why most contractors work hard to ensure they produce quality products. The more robust the quality management process, the better. If you want to test your quality assurance operations, check out these five questions every contractor should consider – and some answers for success in quality. The post 5 questions to promote quality in construction management appeared first on The Cincinnati Insurance Companies blog.
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Prepare your construction site before a hurricane hits

By agent, assess, building, caution, claim, construction, Contractor, crane, damage, delivery, emergency, employees, hurricane, independent, Insurance, landfall, materials, meeting, National Weather Service, officials, prepare, prevent, protect, removal, safe, safety, site, storage, storm, Storm Prep, supplier, supplies, tie, water, weather, workers, workplace
Just as you would prepare your home and family for an impending hurricane, you’ll also want to prepare your construction job sites. The steps you take could make a significant difference in how well your construction site fares during the hurricane and how soon your workers can return afterwards. The post Prepare your construction site before a hurricane hits appeared first on The Cincinnati Insurance Companies blog.
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Home’s value, replacement cost not interchangeable

By agent, building, claim, code, conditions, contractors, cost, historic, home, homeowner, house, independent, Insurance, labor, loss, market value, materials, older, Personal Insurance, price, reconstruction, registry, replacement cost, sales, savings
When shopping for homeowner insurance, you may hear the terms “market value” and “replacement cost” multiple times. It’s important to have a grasp of the difference. They are not interchangeable. The post Home’s value, replacement cost not interchangeable appeared first on The Cincinnati Insurance Companies blog.
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COVID-19: Have a project restart strategy

By agency, agent, construction, contract, Contractor, costs, document, employee, employment, engineering, expenses, financial, independent, inspection, Insurance, labor, materials, momentum, Pandemic, pay, permit, pool, project, restart, shutdown, startup, supply chain, time, trade, worker, workforce
Construction projects that shut down production in the short term deserve careful consideration when it’s time to restart operations. Contractors must recognize the need to create a plan for resuming work after restrictions imposed during the pandemic are lifted. The post COVID-19: Have a project restart strategy appeared first on The Cincinnati Insurance Companies blog.
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Reduce your risk before a wildfire threatens

By agent, attic, buildng, claim, clearance, combustible, cuttings, damage, distance, doors, emergency, fire, fireplace, gas, independent, Insurance, landscaping, lawn, leaves, limbs, maintain, maintenance, materials, mow, mowing, number, plan, prevent, prevention, propane, protect, resilient, Risk Management, roof, shingle, threat, threatens, valve, vegetation, water, wildfire, windows
Although not every wildfire can be prevented, you can take steps to make your property more resilient should a wildfire threaten. The post Reduce your risk before a wildfire threatens appeared first on The Cincinnati Insurance Companies blog.
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Are you covered? Don’t be caught underinsured

By age, agent, claim, coinsurance, construction, cost, deductible, demand, disaster, earthquake, equipment, expense, fire, flood, home, homeowner, independent, Insurance, labor, loss, materials, older, personal, Personal Insurance, protect, rebuild, reconstruction, resources, risk, scarce, scarcity, site, umbrella, wind
Does your homeowner policy have sufficient coverage limits to help you recover fully after a loss and avoid incurring serious financial burdens? It’s a question many people don’t ask, and if they have a claim, it can leave them with unexpected expenses. The post Are you covered? Don’t be caught underinsured appeared first on The Cincinnati Insurance Companies blog.
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