Skip to main content
Category

flood

Emergency planning: Is your family ready?

By "go bag", agent, catastrophe, communication, COVID-19, crisis, disaster, earthquake, emergencies, emergency, evacuate, evacuation, flood, hail, hurricane, independent, Insurance, kit, National Preparedness Month, natural, people, plan, planning, practice, prevent, property, protect, ready.gov, Risk Management, safe, safety, storm, supply, tornado, wildfire
emergency-planning

Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other catastrophic events, affecting people and property. Make sure you are ready for the next one by having an emergency plan in place.

The post Emergency planning: Is your family ready? appeared first on The Cincinnati Insurance Companies blog.

Read More

Prepare your home to prevent flood losses

By agent, art, caulking, curtains, damage, documents, doors, downspouts, drainage, flood, flooding, hydrostatic water pressure, independent, Insurance, losses, personal, possessions, prevent, property, protect, restoration, Risk Management, safe, safety, vents, windows
flood-losses

You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring.

The post Prepare your home to prevent flood losses appeared first on The Cincinnati Insurance Companies blog.

Read More

Have a plan for responding to floods

By agent, backup, barriers, batteries, battery, covers, dams, elevation, FEMA, fire, flash, flood, generators, independent, Insurance, plain, plan, policy, prevent, protect, protection, pumps, streams, zone
flood-prep-tips

Floods are the most common and widespread of all natural disasters, with many U.S. communities experiencing some degree of flooding after spring rains, winter snow thaws or heavy thunderstorms. Learning about this weather possibility and how to properly prepare for it can save lives and minimize damage.

The post Have a plan for responding to floods appeared first on The Cincinnati Insurance Companies blog.

Read More

Test your knowledge: Frozen pipes

By 55 degrees, agent, air, below, burst, business, chilly, circulate, costly, damage, drip, flood, freeze, freezing, frozen, home, ice, icy, independent, Insurance, leak, leaks, pipe, pipes, prevent, protect, temperature, warm, water, winter, Winter Prep
frozen-water-pipe-valve

Do you know what to do to prevent pipes from freezing or to manage already frozen pipes? Test your knowledge with our five-question quiz.

The post Test your knowledge: Frozen pipes appeared first on The Cincinnati Insurance Companies blog.

Read More

Are you covered? Don’t be caught underinsured

By age, agent, claim, coinsurance, construction, cost, deductible, demand, disaster, earthquake, equipment, expense, fire, flood, home, homeowner, independent, Insurance, labor, loss, materials, older, personal, Personal Insurance, protect, rebuild, reconstruction, resources, risk, scarce, scarcity, site, umbrella, wind
house-underinsured

Does your homeowner policy have sufficient coverage limits to help you recover fully after a loss and avoid incurring serious financial burdens? It’s a question many people don’t ask, and if they have a claim, it can leave them with unexpected expenses.

The post Are you covered? Don’t be caught underinsured appeared first on The Cincinnati Insurance Companies blog.

Read More

Not on the coast? Tropical storms may still threaten

By agent, battery, claim, coast, coastal, construction, damage, debris, downspouts, emergency, flood, generator, gutters, hurricane, hurricanes, independent, inland, Insurance, landfall, loss, phone, power, prepare, prevent, property, protect, rain, shutoff, storm, Storm Prep, storms, tropical, vehicles, warning, watch, wind, windows
tropical-storm

Coastal dwellers remain on alert during hurricane season, but inland residents can be caught off-guard after a hurricane or tropical storm makes landfall. While the storm may diminish in strength, the potential remains for severe damage from winds and heavy rain. When you know a storm is coming, take steps to minimize damage and speed recovery.

The post Not on the coast? Tropical storms may still threaten appeared first on The Cincinnati Insurance Companies blog.

Read More

Personal property may need additional protection

By agent, agree, articles, blanket, breakage, cameras, claim, claims, coins, collection, collector, cover, coverage, deductible, disappearance, earthquake, fine art, fire, floater, flood, furs, guns, homeowner, house, independent, Insurance, insure, insured, jewelry, location, loss, losses, maximum, musical, mysterious, new, personal, policy, possession, possessions, property, protect, rare books, silverware, sports, stamps, terrorism, theft, transit, Valuable Articles, valuables, value, wine
personal-property-example

Homeowner insurance isn’t just for the structure of your house. It also provides protection for most of your personal possessions. Some possessions of special value may require additional protection through a personal articles floater that can provide coverage beyond your standard policy.

The post Personal property may need additional protection appeared first on The Cincinnati Insurance Companies blog.

Read More