flood Archives - Scharver Insurance Group

Jun 21

Get ‘hurricane ready’ before storms threaten home or business

By Scharver Insurance Group agent, batteries, business, car, claim, coverage, damage, employees, evacuate, family, flood, food, generator, home, hurricane, independent, Insurance, inventory, medications, outdoor, papers, people, prepare, property, protect, rain, supplies, truck, vehicle, water, wind, windows, workers, yard

Weather forecasters predict above-average activity this Atlantic hurricane season, which runs from June 1 to November 30. Take steps to minimize damage and speed recovery. The post Get ‘hurricane ready’ before storms threaten home or business appeared first on The Cincinnati Insurance Companies blog.

Mar 22

Drizzle or downpour, drive safely in the rain

By Scharver Insurance Group agent, attention, auto, brakes, clear, covers, distance, distract, distraction, downpour, driver, drizzle, flood, fog, headlights, independent, Insurance, manufacturer, passenger, rain, regulations, roadway, Safety Tips, slow, speed, spring, Spring Storms, storm, tires, treads, ventilation, visibility, water, windshield

No matter what part of the country you live in, eventually everyone will encounter driving in the rain. Whether it’s a light sprinkle or a full downpour, it’s important to be prepared. The post Drizzle or downpour, drive safely in the rain appeared first on The Cincinnati Insurance Companies blog.

Mar 01

What’s included in a homeowner policy?

By Scharver Insurance Group agent, claim, Consumer Tips, coverage, earthquake, expenses, firearms, flood, high-value, homeowner, house, independent, Insurance, inventory, jewelry, liability, living, loss, Personal Insurance, policy, property, protect, schedule, service, structures, umbrella, value, water backup, wine

Homeowner insurance is much more than just coverage for your home and other structures. As a consumer, you need to know what your policy covers and protect yourself with enough coverage. The post What’s included in a homeowner policy? appeared first on The Cincinnati Insurance Companies blog.

Sep 14

How to protect yourself from fraud

By Scharver Insurance Group agent, Better Business Bureau, builder, business, claim, Consumer Tips, contract, Contractor, damage, estimate, FEMA, flood, fraud, handyman, home, Home Construction, hurricane, independent, Insurance, insured, loss, money, NICB, prevent, property, protect, quote, references, repair, service, time, wildfire

Whether you’re planning a much-anticipated remodeling project or facing repairs to fix damage from a storm, hiring a contractor can be a daunting and nerve-wracking task. While most contractors are trustworthy, some are guilty of taking advantage of vulnerable homeowners – especially when the repairs involve an insurance claim. The post How to protect yourself from fraud appeared first on The Cincinnati Insurance Companies blog.

Jun 22

Entrust storm repairs to honest contractors

By Scharver Insurance Group agent, catastrophe, construction, Consumer Tips, Contractor, copy, coverage, damage, FEMA, fire, flood, Home Construction, hurricane, independent, Insurance, license, payment, repair, roof, scam, Spring Storms, storm, tornado, vigilant, wildfire, writing

When businesses and homeowners are desperate for help to repair and rebuild after a disaster such as a hurricane, tornado or wildfire, they seek assistance from anyone who will offer help. Unfortunately, there are scammers who prey on those emotions and take advantage of good people in their darkest hour. The post Entrust storm repairs to honest contractors appeared first on The Cincinnati Insurance Companies blog.

May 18

Make emergency evacuation plan for your horse

By Scharver Insurance Group agent, carry, disaster, emergency, evacuation, exit, feed, flood, haul, health, horse, hurricane, identify, independent, Insurance, medication, microchip, pack, plan, practice, records, route, stockpile, supplies, tack, tattoo, trailer, transport, virus, wildfire

Having a disaster plan is critical to keeping your animal companions safe. And horses require extra consideration because of their size and specific transportation needs. The post Make emergency evacuation plan for your horse appeared first on The Cincinnati Insurance Companies blog.

Mar 09

Coping with loss in a catastrophe: What to do

By Scharver Insurance Group agent, assess, auto, business, calm, catastrophe, claims, company, contact, damage, disaster, drowning, earthquake, electrocution, emergency, family, flood, hail, home, hurricane, hurt, independent, injure, injured, Insurance, loss, medical, number, people, personal, power, prevent, property, protect, Spring Storms, storm, survey, tornado, water, wildfire, wind

Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first. The post Coping with loss in a catastrophe: What to do appeared first on The Cincinnati Insurance Companies blog.

Sep 08

Prepare your art to withstand hurricanes, floods

By Scharver Insurance Group agent, art, collectibles, conservator, damage, doors, flood, floors, furniture, hurricane, independent, Insurance, inventory, moving, paintings, Personal Insurance, photographs, pottery, prepare, prevent, protect, removing, sculpture, storm, storm closet, Storm Prep, transport, Valuable Articles, water, water colors, water resistant, windows

Just as you prepare your home for severe weather, consider taking steps to prevent damage to your valuable articles and collections. The post Prepare your art to withstand hurricanes, floods appeared first on The Cincinnati Insurance Companies blog.

Sep 01

Emergency planning: Is your family ready?

By Scharver Insurance Group "go bag", agent, catastrophe, communication, COVID-19, crisis, disaster, earthquake, emergencies, emergency, evacuate, evacuation, flood, hail, hurricane, independent, Insurance, kit, National Preparedness Month, natural, people, plan, planning, practice, prevent, property, protect, ready.gov, Risk Management, safe, safety, storm, supply, tornado, wildfire

Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other catastrophic events, affecting people and property. Make sure you are ready for the next one by having an emergency plan in place. The post Emergency planning: Is your family ready? appeared first on The Cincinnati Insurance Companies blog.

Aug 25

Prepare your home to prevent flood losses

By Scharver Insurance Group agent, art, caulking, curtains, damage, documents, doors, downspouts, drainage, flood, flooding, hydrostatic water pressure, independent, Insurance, losses, personal, possessions, prevent, property, protect, restoration, Risk Management, safe, safety, vents, windows

You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring. The post Prepare your home to prevent flood losses appeared first on The Cincinnati Insurance Companies blog.

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