You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring.
Creating defensible space around your home or business could make a major difference in whether your structure survives a wildfire.
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Proper maintenance can prevent the most common cause of dryer fires: lint buildup in dryer vents. Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program, offers tips for dryer maintenance in the August edition of ClubSolutions Magazine, a publication for health club operators. His tips can apply to any business or individual using a dryer.