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safe

Make a generator part of your emergency backup plan

By agent, backup, carbon monoxide, cooling, critical, damage, dark, earthquake, emergency, family, frozen, fuel, generator, grounded, heating, Home Protection-Safety, hurricane, independent, Insurance, internet, light, medical, outage, permanent, pipes, portable, power, prevent, property, protect, refrigeration, safe, safety, security, source, spoiled, Spring Storms, Storm Prep, systems, Winter Prep, wired
emergency-generator

Does your emergency preparedness plan include a generator? Whether you’re facing a public safety power shutoff in California due to red flag wildfire conditions or an ice storm, heavy snow or hurricane that downed power lines or another manmade or environmental emergency, it’s a good idea to be ready for power outages.

The post Make a generator part of your emergency backup plan appeared first on The Cincinnati Insurance Companies blog.

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Walking (and driving) in a winter wonderland

By agent, careful, clearing, daylight, drivers, driving, field, focus, highways, ice, independent, Insurance, muck, observe, Pandemic, pedestrians, people, pets, road, safe, safety, Safety Tips, scan, snow, vehicles, visibility, walking, walkways, winter, Winter Prep
man-scraping-car

I don’t know about you, but I have noticed many more people out and about as the coronavirus pandemic lingers. In my neighborhood, people are jogging, pushing baby carriages, chasing toddlers, walking dogs and riding bikes. On the surface, it’s good to see people getting exercise, fresh air and even socializing at safe distances. But an increase in foot traffic can create some concerns.

The post Walking (and driving) in a winter wonderland appeared first on The Cincinnati Insurance Companies blog.

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The hidden effect of COVID-19 on fleet safety

By agent, alcohol, Business Insurance, car, commercial, COVID-19, crash, crash rate, driver, drug, faster, fatality, fleet, independent, Insurance, maintenance, manage, manager, miles, Pandemic, pools, private, re-evaluate, road, safe, safety, Safety Tips, seat belt, service, traffic, truck, unsafe, van
fleet-safety

If you’ve driven a motor vehicle since COVID-19 restrictions were initiated in March 2020, you’ve undoubtedly noticed fewer vehicles on the road. You might think this would result in a reduction in overall auto crash rates in general and fatality rates in particular. Unfortunately, it appears just the opposite is happening. While actual miles driven have declined, crash and fatality rates have increased.

The post The hidden effect of COVID-19 on fleet safety appeared first on The Cincinnati Insurance Companies blog.

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Never leave a wet floor unattended or unmarked

By agent, customer, employee, fall, food, guard, ice, independent, injure, injury, Insurance, locations, Loss Control, mark, mud, objects, planning, premises, prevent, procedure, protect, protocol, safe, Safety Tips, signs, slip, snow, staged, strategic, supplies, training, water, workers
wet-floor

When unexpected spills, tracked-in snow or rain, leaking appliances or other sources lead to floor contamination, your employees’ response can easily be the difference between a slip and fall, prompting a potential injury claim, or it being a non-event.  

The post Never leave a wet floor unattended or unmarked appeared first on The Cincinnati Insurance Companies blog.

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Consider safety before taking your restaurant outdoors

By agent, business, Business Insurance, COVID-19, customer, diner, eat, electricity, fire, food, health, heat, heater, independent, Insurance, liability, Loss Control, outdoor, Pandemic, patron, property, safe, safety, shanty, staff, structure, temperature, temporary, tent, transport, trip, waiter, waitress, wind, yurt
restaurant-outdoors

Restaurants seeking new ways to stay operational during the pandemic are constructing temporary structures to extend the outdoor dining season. Use of these structures without proper safety precautions and adequate protections for customers and employees could lead to unforeseen legal and safety consequences.

The post Consider safety before taking your restaurant outdoors appeared first on The Cincinnati Insurance Companies blog.

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Skiing: Is it worth the risk? A method to help you decide

By administrative, agent, analyze, assessment, avoidance, clothing, Consumer Tips, decision, elimination, engineering, eyewear, helmet, hierarchy, independent, injury, Insurance, Loss Control, mitigating, mitigation, options, personal protective equipment, potential, PPE, prevent, principles, protect, reduce, risk, safe, ski, skiing, substitution, technique
skiing-risk

In both our business and personal lives, risk is unavoidable. But accepting risk needn’t be “all or nothing.” You have options for mitigating an identified risk, and the same principles you might use in assessing a business risk can be used in your personal life.

The post Skiing: Is it worth the risk? A method to help you decide appeared first on The Cincinnati Insurance Companies blog.

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The cold is setting in; 5 tips to keep warm

By agent, auto, blizzard, claim, cold, emergency, extreme, family, freeze, frost, heater, home, ice, independent, insulate, Insurance, kit, loss, melt, outage, pets, pipes, power, prevent, protect, safe, safey, snow, warm, weather, wind, Winter Prep
cold-weather

As temperatures drop and winter takes hold in many parts of the country, now is a good time to prepare for the winter chill and to be reminded of how to stay safe during spells of cold weather.

The post The cold is setting in; 5 tips to keep warm appeared first on The Cincinnati Insurance Companies blog.

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When kids come to work: 5 tips for businesses and parents

By abuse, agent, background, boundaries, business, Business Insurance, care, caregiver, child, childcare, children, Consumer Tips, coronavirus, criminal, emergency, hazard, independent, Insurance, kids, legal, Loss Control, organization, Pandemic, parents, physical, plan, prevent, protect, safe, Safety Tips, secure, work
kids-at-work

The coronavirus pandemic has prompted business owners and their employees to find new ways to keep employees and their families safe and secure. Many organizations are assisting working parents by allowing employees to bring their children to work. In areas where traditional daycare facilities may be unavailable, some employers are setting up temporary daycare services on-site.

The post When kids come to work: 5 tips for businesses and parents appeared first on The Cincinnati Insurance Companies blog.

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Sprinkler systems – Effective when maintained

By agent, blaze, control, damage, death, fail, failure, fire, Fire Prevention, firefighter, firefighting, identify, independent, inspect, Insurance, life, Loss Control, maintain, maintenance, operating, operation, performance, prevent, property, protect, protection, safe, safety, sprinkler, structure, system, test, testing, water, water-based
fire-pump-drain-valve

Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working order. Property owners can protect their buildings and occupants through a regular inspection, testing and maintenance program.

The post Sprinkler systems – Effective when maintained appeared first on The Cincinnati Insurance Companies blog.

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Get serious about distracted driving

By accident, agent, crash, designated, distracted, Distracted Driving, do not disturb, drinking, driver, driving, eating, focus, independent, Insurance, NHTSA, passenger, phone, prevent, protect, pull over, radio, safe, serious, smartphone, talking, teens, text, texting, tips, tuning radio
distracted-driving

Distracted driving has become an escalating and deadly problem. The National Highway Traffic Safety Administration recorded 2,841 distracted driving-related deaths on our nation’s roads in 2018 – 7.8% of all crash fatalities that year. While the number was down from 2017, we have a long way to go considering this is an avoidable risk.

The post Get serious about distracted driving appeared first on The Cincinnati Insurance Companies blog.

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