safe Archives - Page 2 of 6 - Scharver Insurance Group

Mar 23

Checklist: How did your home hold up?

By Scharver Insurance Group agent, air conditioning, batteries, carbon monoxide, check, clean, detectors, driveways, equipment, family, gutters, home, Home Maintenance, house, independent, Insurance, lighting, paint, play, prevent, property, protect, railings, repair, roof, safe, safety, service, sidewalks, siding, smoke, vent, windows

Spring is a good time to assess how your property weathered the winter and to make a “to-do” list to prevent property maintenance and liability issues. The post Checklist: How did your home hold up? appeared first on The Cincinnati Insurance Companies blog.

Mar 16

Technology helps identify, reward safe drivers

By Scharver Insurance Group accelration, agent, app, auto, automobile, behavior, discounts, Distracted Driving, distraction, drive, driver, habits, harsh braking, independent, Insurance, parent, phone, policyholder, premium, prevent, RideWell, Risk Management, safe, savings, smartphone, speeding, technology, teenager, telematics, vehicle

You’re a safe driver: You follow all traffic laws, don’t speed and never allow yourself to be distracted by your phone while driving. Suppose you could take credit for your efforts and earn a discount on your car insurance? With growing adoption of telematics by insurance companies, you can. The post Technology helps identify, reward safe drivers appeared first on The Cincinnati Insurance Companies blog.

Mar 02

Make a generator part of your emergency backup plan

By Scharver Insurance Group agent, backup, carbon monoxide, cooling, critical, damage, dark, earthquake, emergency, family, frozen, fuel, generator, grounded, heating, Home Protection-Safety, hurricane, independent, Insurance, internet, light, medical, outage, permanent, pipes, portable, power, prevent, property, protect, refrigeration, safe, safety, security, source, spoiled, Spring Storms, Storm Prep, systems, Winter Prep, wired

Does your emergency preparedness plan include a generator? Whether you’re facing a public safety power shutoff in California due to red flag wildfire conditions or an ice storm, heavy snow or hurricane that downed power lines or another manmade or environmental emergency, it’s a good idea to be ready for power outages. The post Make a generator part of your emergency backup plan appeared first on The Cincinnati Insurance Companies blog.

Feb 09

Walking (and driving) in a winter wonderland

By Scharver Insurance Group agent, careful, clearing, daylight, drivers, driving, field, focus, highways, ice, independent, Insurance, muck, observe, Pandemic, pedestrians, people, pets, road, safe, safety, Safety Tips, scan, snow, vehicles, visibility, walking, walkways, winter, Winter Prep

I don’t know about you, but I have noticed many more people out and about as the coronavirus pandemic lingers. In my neighborhood, people are jogging, pushing baby carriages, chasing toddlers, walking dogs and riding bikes. On the surface, it’s good to see people getting exercise, fresh air and even socializing at safe distances. But an increase in foot traffic can create some concerns. The post Walking (and driving) in a winter wonderland appeared first on The Cincinnati Insurance Companies blog.

Feb 02

The hidden effect of COVID-19 on fleet safety

By Scharver Insurance Group agent, alcohol, Business Insurance, car, commercial, COVID-19, crash, crash rate, driver, drug, faster, fatality, fleet, independent, Insurance, maintenance, manage, manager, miles, Pandemic, pools, private, re-evaluate, road, safe, safety, Safety Tips, seat belt, service, traffic, truck, unsafe, van

If you’ve driven a motor vehicle since COVID-19 restrictions were initiated in March 2020, you’ve undoubtedly noticed fewer vehicles on the road. You might think this would result in a reduction in overall auto crash rates in general and fatality rates in particular. Unfortunately, it appears just the opposite is happening. While actual miles driven have declined, crash and fatality rates have increased. The post The hidden effect of COVID-19 on fleet safety appeared first on The Cincinnati Insurance Companies blog.

Jan 12

Never leave a wet floor unattended or unmarked

By Scharver Insurance Group agent, customer, employee, fall, food, guard, ice, independent, injure, injury, Insurance, locations, Loss Control, mark, mud, objects, planning, premises, prevent, procedure, protect, protocol, safe, Safety Tips, signs, slip, snow, staged, strategic, supplies, training, water, workers

When unexpected spills, tracked-in snow or rain, leaking appliances or other sources lead to floor contamination, your employees’ response can easily be the difference between a slip and fall, prompting a potential injury claim, or it being a non-event. The post Never leave a wet floor unattended or unmarked appeared first on The Cincinnati Insurance Companies blog.

Dec 29

Consider safety before taking your restaurant outdoors

By Scharver Insurance Group agent, business, Business Insurance, COVID-19, customer, diner, eat, electricity, fire, food, health, heat, heater, independent, Insurance, liability, Loss Control, outdoor, Pandemic, patron, property, safe, safety, shanty, staff, structure, temperature, temporary, tent, transport, trip, waiter, waitress, wind, yurt

Restaurants seeking new ways to stay operational during the pandemic are constructing temporary structures to extend the outdoor dining season. Use of these structures without proper safety precautions and adequate protections for customers and employees could lead to unforeseen legal and safety consequences. The post Consider safety before taking your restaurant outdoors appeared first on The Cincinnati Insurance Companies blog.

Dec 15

Skiing: Is it worth the risk? A method to help you decide

By Scharver Insurance Group administrative, agent, analyze, assessment, avoidance, clothing, Consumer Tips, decision, elimination, engineering, eyewear, helmet, hierarchy, independent, injury, Insurance, Loss Control, mitigating, mitigation, options, personal protective equipment, potential, PPE, prevent, principles, protect, reduce, risk, safe, ski, skiing, substitution, technique

In both our business and personal lives, risk is unavoidable. But accepting risk needn’t be “all or nothing.” You have options for mitigating an identified risk, and the same principles you might use in assessing a business risk can be used in your personal life. The post Skiing: Is it worth the risk? A method to help you decide appeared first on The Cincinnati Insurance Companies blog.

Nov 24

The cold is setting in; 5 tips to keep warm

By Scharver Insurance Group agent, auto, blizzard, claim, cold, emergency, extreme, family, freeze, frost, heater, home, ice, independent, insulate, Insurance, kit, loss, melt, outage, pets, pipes, power, prevent, protect, safe, safey, snow, warm, weather, wind, Winter Prep

As temperatures drop and winter takes hold in many parts of the country, now is a good time to prepare for the winter chill and to be reminded of how to stay safe during spells of cold weather. The post The cold is setting in; 5 tips to keep warm appeared first on The Cincinnati Insurance Companies blog.

Nov 10

When kids come to work: 5 tips for businesses and parents

By Scharver Insurance Group abuse, agent, background, boundaries, business, Business Insurance, care, caregiver, child, childcare, children, Consumer Tips, coronavirus, criminal, emergency, hazard, independent, Insurance, kids, legal, Loss Control, organization, Pandemic, parents, physical, plan, prevent, protect, safe, Safety Tips, secure, work

The coronavirus pandemic has prompted business owners and their employees to find new ways to keep employees and their families safe and secure. Many organizations are assisting working parents by allowing employees to bring their children to work. In areas where traditional daycare facilities may be unavailable, some employers are setting up temporary daycare services on-site. The post When kids come to work: 5 tips for businesses and parents appeared first on The Cincinnati Insurance Companies blog.

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