temperature Archives - Scharver Insurance Group

Dec 29

Consider safety before taking your restaurant outdoors

By Scharver Insurance Group agent, business, Business Insurance, COVID-19, customer, diner, eat, electricity, fire, food, health, heat, heater, independent, Insurance, liability, Loss Control, outdoor, Pandemic, patron, property, safe, safety, shanty, staff, structure, temperature, temporary, tent, transport, trip, waiter, waitress, wind, yurt

Restaurants seeking new ways to stay operational during the pandemic are constructing temporary structures to extend the outdoor dining season. Use of these structures without proper safety precautions and adequate protections for customers and employees could lead to unforeseen legal and safety consequences. The post Consider safety before taking your restaurant outdoors appeared first on The Cincinnati Insurance Companies blog.

Oct 20

Low temperature sensor: A smart choice to protect your home

By Scharver Insurance Group agent, alarm system, app, attic, basement, burst, cabinets, computer, damage, drop, exterior, freezing, home, Home Protection-Water, house, independent, Insurance, low, maintain, monitor, Personal Insurance, pipes, prevent, protect, sensor, sink, smart, smartphone, tablet, temperature, walls, warm

So many smart home products are reaching the market, homeowners may have trouble choosing which would provide the most benefit. But one product stands out for homes in areas that experience freezing temperatures: Low temperature sensors. The post Low temperature sensor: A smart choice to protect your home appeared first on The Cincinnati Insurance Companies blog.

Feb 18

Throw snow – not caution – to the winds

By Scharver Insurance Group agent, auger, blower, clog, depth, ditches, engine, freeze, frozen, fuel, gravel, hot, ignite, impeller, independent, Insurance, oil, piles, plow, rock, salt, shovel, slippery, snow, snowfall, storage, temperature, thrower, weight, width, winter, Winter Prep

Winter weather can take many forms from mild to windy to cold to unpredictable -- yet snowfall is inevitable in most temperate areas of North America. Along with the eventual snow is the need to clear it from the driveway and sidewalks of your home or business. The post Throw snow – not caution – to the winds appeared first on The Cincinnati Insurance Companies blog.

Jan 07

Give your chimney a clean sweep

By Scharver Insurance Group agent, buildup, burn, chimney, clean, cold, creosote, duration, fire, firebox, flue, independent, Insurance, internal, management, overload, paper, prevent, prevention, protect, risk, Risk Management, safety, seasoned, smoke, sweep, temperature, trash, valuable, wood

Homeowners with a wood-burning fireplace or solid fuel stove or insert can protect your property and your family by having a qualified professional inspect and clean your chimney at least annually. Maintaining a chimney through an annual inspection and cleaning is critical, especially as winter approaches and temperatures drop. The post Give your chimney a clean sweep appeared first on The Cincinnati Insurance Companies blog.

Sep 03

Know the types of water shut-off devices

By Scharver Insurance Group agent, Automated, automatic, benefit, cost, credit, damage, flow, freeze, independent, install, Insurance, irrigation, leak, management, manufacturer, off, plumbing, point-of-use, policy, premium, pressure, prevent, protect, risk, Risk Management, sensor, shut, shut-off, sprinkler, supply, temperature, valve, water, whole-house

There are two basic categories of water shut-off systems: whole-house systems and point-of-use systems. While both can prevent water damage, generally only a whole-house system qualifies for a premium credit on your homeowner insurance. The post Know the types of water shut-off devices appeared first on The Cincinnati Insurance Companies blog.

Aug 06

Next generation home health care is already here

By Scharver Insurance Group aged, agent, aging, blood pressure, care, caregiver, carry, client, facilities, facility, games, health, Health Care Facilities, heart rate, home, independent, Insurance, Medicaid, Medicare, medications, medicine, monitor, music, older, patient, pulse, report, resident, retrieve, robotic, senior, sign, staff, task, telehealth, temperature, track, vital

The home health care industry continues to grow as more aging Americans prefer to stay in their homes as long as possible. While this may sound like great news, many home care companies throughout the country are struggling to keep up with demand. The post Next generation home health care is already here appeared first on The Cincinnati Insurance Companies blog.

Dec 11

Test your knowledge: Frozen pipes

By Scharver Insurance Group 55 degrees, agent, air, below, burst, business, chilly, circulate, costly, damage, drip, flood, freeze, freezing, frozen, home, ice, icy, independent, Insurance, leak, leaks, pipe, pipes, prevent, protect, temperature, warm, water, winter, Winter Prep

Do you know what to do to prevent pipes from freezing or to manage already frozen pipes? Test your knowledge with our five-question quiz. The post Test your knowledge: Frozen pipes appeared first on The Cincinnati Insurance Companies blog.

Feb 13

Keeping it chill – The lowdown on home wine cellars

By Scharver Insurance Group agent, air, backup, barrier, battery, bottle, build, builder, cellar, condensation, condense, consistent, construction, Contractor, control, cool, damage, design, electricity, generator, home, humidity, independent, initial, Insurance, label, Lifestyle, mold, prevent, protect, refrigeration, retrofit, retrofitted, storage, sunlight, temperature, vapor, vibration, wine

In a previous article, I discussed the importance of proper wine storage: temperature control (cool and consistent), humidity control, protection from direct sunlight and protection from vibration. Unless you store your wine in a deep cellar, these conditions will not occur naturally. They can, however, be obtained through construction. The post Keeping it chill – The lowdown on home wine cellars appeared first on The Cincinnati Insurance Companies blog.

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