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Older homes: Hidden gems, or hidden pitfalls?

By agent, air conditioning, basement, buy, charm, electrical, equipment, exterior, failing, flooring, foundation, furnace, home, Home Maintenance, hydrostatic, independent, inspect, inspection, Insurance, materials, mechanical, obsolete, older, pitfalls, plumbing, pressure, Risk Management, roof, water, water heater
older-homes

Buying an older home can be appealing for many people. Older homes are usually found in established neighborhoods, have an abundance of character and are often one of a kind. However, hidden expenses could accompany all that charm.

The post Older homes: Hidden gems, or hidden pitfalls? appeared first on The Cincinnati Insurance Companies blog.

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What to watch for when buying a high-rise condo

By agent, building, claims, condo, condominium, damage, high-rise, home, Home Maintenance, Home Protection-Water, independent, inspection, Insurance, investigate, leak, losses, mitigae, newer, ownership, plumbing, prepare, prevent, protect, real estate, records, reports, research, Risk Management, unit, water
high-rise-condo

You move into a new city and purchase a high-rise condo in one of the nicest parts of town. Shortly thereafter, you notice water leaking from the unit above, causing damage to your property. Sadly, this is a common reality for condo owners; water continues to be one of the top perils in high-rise habitational buildings.

The post What to watch for when buying a high-rise condo appeared first on The Cincinnati Insurance Companies blog.

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Produce safety and your health: Wash first, cut later

By agent, animals, bacteria, deadly, e. coli, family, fatal, food poisoning, fruit, gastrointestinal, hepatitis A, herb, hygiene, illness, independent, infection, Insurance, listeria, norovirus, pathogen, prevent, produce, protect, Safety Tips, salmonella, sanitary, shigella, sick, soil, sprouts, training, upset, vegetable, virus, water, worker
produce

Apples and cantaloupe, lettuce and zucchini – fruits and vegetables from A to Z have all been recalled in recent years for contamination. We’re not talking simply about dirt. We’re talking about pathogens that could make you sick and even be deadly. But awareness and careful food preparation can help protect your family’s health.

The post Produce safety and your health: Wash first, cut later appeared first on The Cincinnati Insurance Companies blog.

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3 myths about hurricane wind risks

By activity, agent, area, breakage, claim, damage, debris, direction, doors, facing, flying, glass, Home Construction, hurricane, impact-rated, independent, Insurance, intrusion, loss, mitigation, myths, opening, prevent, protect, safe, season, shutter, storm, water, wind, windows
hurricane-shutters

The 2020 hurricane season was one of the most active seasons in history, and weather experts predict 2021 will be similar. While hurricanes continue to be among the most catastrophic weather events, the good news is that homeowners have effective and affordable options to help reduce damage.

The post 3 myths about hurricane wind risks appeared first on The Cincinnati Insurance Companies blog.

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Coping with loss in a catastrophe: What to do

By agent, assess, auto, business, calm, catastrophe, claims, company, contact, damage, disaster, drowning, earthquake, electrocution, emergency, family, flood, hail, home, hurricane, hurt, independent, injure, injured, Insurance, loss, medical, number, people, personal, power, prevent, property, protect, Spring Storms, storm, survey, tornado, water, wildfire, wind
coping-with-catastrophe

Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first.

The post Coping with loss in a catastrophe: What to do appeared first on The Cincinnati Insurance Companies blog.

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Never leave a wet floor unattended or unmarked

By agent, customer, employee, fall, food, guard, ice, independent, injure, injury, Insurance, locations, Loss Control, mark, mud, objects, planning, premises, prevent, procedure, protect, protocol, safe, Safety Tips, signs, slip, snow, staged, strategic, supplies, training, water, workers
wet-floor

When unexpected spills, tracked-in snow or rain, leaking appliances or other sources lead to floor contamination, your employees’ response can easily be the difference between a slip and fall, prompting a potential injury claim, or it being a non-event.  

The post Never leave a wet floor unattended or unmarked appeared first on The Cincinnati Insurance Companies blog.

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Vacation nightmare… times two

By agent, basement, break, damage, dehumidifier, dishwasher, drywall, floor, heater, Home Protection-Water, independent, Insurance, leak, mess, pipe, prevent, protect, shut-off, sink, toilet, washer, water
water-in-kitchen

They say that homes that experience one water loss are likely to experience more. After experiencing two separate water heater leaks in our home while my family was away on vacation, I guess it’s true.

The post Vacation nightmare… times two appeared first on The Cincinnati Insurance Companies blog.

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Find your main water valve before crisis strikes

By agent, ball, basement, bathroom, crawl space, dishwasher, emergency, fixture, foundation, garage, gate, handle, heater, Home Protection-Water, independent, Insurance, kitchen, locate, machine, off, plumber, round, shut, shut-off, sink, slab, supply, toilet, turn, under, underground, utility, valve, washer, water
gate-valve

You are in your house. Suddenly you see water rushing out of the dishwasher. You need to shut off the water quickly to stop the flow and prevent damage. Would you know where to find the main water valve?

The post Find your main water valve before crisis strikes appeared first on The Cincinnati Insurance Companies blog.

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Precautions to take if you feel the earth shake

By agent, bricks, cover, debris, drop, earthquake, electricity, facade, falling, gas, glass, hands, hazard, hold on, independent, indoors, Insurance, knees, leaks, neck, Personal Insurance, preparation, prepare, protect, shake, shaking, shelter, trees, tsunami, water, windows
earthquake-precautions

Imagine sitting down for a delicious meal with your family. You’re about to enjoy your first bite when you hear what sounds like a motorcycle passing in your backyard. You feel your body tremble and shake and realize what you heard was not a motorcycle, but the earth cracking beneath you. How do you keep you and your family safe? What should you do?

The post Precautions to take if you feel the earth shake appeared first on The Cincinnati Insurance Companies blog.

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Sprinkler systems – Effective when maintained

By agent, blaze, control, damage, death, fail, failure, fire, Fire Prevention, firefighter, firefighting, identify, independent, inspect, Insurance, life, Loss Control, maintain, maintenance, operating, operation, performance, prevent, property, protect, protection, safe, safety, sprinkler, structure, system, test, testing, water, water-based
fire-pump-drain-valve

Automatic fire sprinklers can save lives and reduce property losses in the event of a fire. But to be effective, they must remain in good working order. Property owners can protect their buildings and occupants through a regular inspection, testing and maintenance program.

The post Sprinkler systems – Effective when maintained appeared first on The Cincinnati Insurance Companies blog.

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