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A refresher on water sport and boating safety

By accident, accidental, agent, alcohol, boat, boating, buddy, dehydration, drowning, independent, Insurance, lake, life jacket, ocean, operators, Pandemic, passengers, prevent, protect, rip tides, Risk Management, river, Safety Tips, skiing, sunburn, swim, swimming, water, water sport
two-boys-with-life-vests

Boating activity rose significantly during the pandemic, based on increased boat sales, new insurance policies and increased claims and calls for towing assistance. With more people on the water comes more potential for injuries.

The post A refresher on water sport and boating safety appeared first on The Cincinnati Insurance Companies blog.

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The hidden effect of COVID-19 on fleet safety

By agent, alcohol, Business Insurance, car, commercial, COVID-19, crash, crash rate, driver, drug, faster, fatality, fleet, independent, Insurance, maintenance, manage, manager, miles, Pandemic, pools, private, re-evaluate, road, safe, safety, Safety Tips, seat belt, service, traffic, truck, unsafe, van
fleet-safety

If you’ve driven a motor vehicle since COVID-19 restrictions were initiated in March 2020, you’ve undoubtedly noticed fewer vehicles on the road. You might think this would result in a reduction in overall auto crash rates in general and fatality rates in particular. Unfortunately, it appears just the opposite is happening. While actual miles driven have declined, crash and fatality rates have increased.

The post The hidden effect of COVID-19 on fleet safety appeared first on The Cincinnati Insurance Companies blog.

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January 6 deadline for USDOT clearinghouse

By abuse, administration, agent, alcohol, Business Insurance, carrier, CDL, clearinghouse, commercial, companies, control, driver, drivers, drug, effective, employer, employers, federal, fleet, FMCSA, highway, hire, independent, Insurance, law, license, loss, motor, program, prohibited, protect, road, safe, safety, traffic, USDOT, use, violations
CDL-clearinghouse

Employers of commercial motor vehicle drivers should be making final preparations to comply with a federal law set to take effect in January. The U.S. Department of Transportation is rolling out a Federal Drug and Alcohol Clearinghouse – a database to track commercial driver’s license holders who have tested positive for prohibited drug or alcohol use or who have refused to take a required test.

The post January 6 deadline for USDOT clearinghouse appeared first on The Cincinnati Insurance Companies blog.

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January 6 deadline for USDOT clearinghouse

By abuse, administration, agent, alcohol, Business Insurance, carrier, CDL, clearinghouse, commercial, companies, control, driver, drivers, drug, effective, employer, employers, federal, fleet, FMCSA, highway, hire, independent, Insurance, law, license, loss, motor, program, prohibited, protect, road, safe, safety, traffic, USDOT, use, violations
CDL-clearinghouse

Employers of commercial motor vehicle drivers should be making final preparations to comply with a federal law set to take effect in January. The U.S. Department of Transportation is rolling out a Federal Drug and Alcohol Clearinghouse – a database to track commercial driver’s license holders who have tested positive for prohibited drug or alcohol use or who have refused to take a required test.

The post January 6 deadline for USDOT clearinghouse appeared first on The Cincinnati Insurance Companies blog.

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Household substances put parents of teens on alert

By abuse, agent, alcohol, allergy, aware, canister, cold, computer, cough, cream, danger, hallucination, household, independent, Insurance, medications, nutmeg, paranoia, parent, parents, poison, product, products, Safety Tips, sanitizer, substance, substances, teen-agers, teens, vanilla, whipped
teens-household-substances

We all know about the importance of limiting teen access to alcohol, prescription medications and similar substances around the house. However, some teenagers are finding ways to abuse products commonly found at home or easily purchased in the community.

The post Household substances put parents of teens on alert appeared first on The Cincinnati Insurance Companies blog.

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Household substances put parents of teens on alert

By abuse, agent, alcohol, allergy, aware, canister, cold, computer, cough, cream, danger, hallucination, household, independent, Insurance, medications, nutmeg, paranoia, parent, poison, product, products, Safety Tips, sanitizer, substance, substances, teen-agers, teens, vanilla, whipped
teens-household-substances

We all know about the importance of limiting teen access to alcohol, prescription medications and similar substances around the house. However, some teenagers are finding ways to abuse products commonly found at home or easily purchased in the community.

The post Household substances put parents of teens on alert appeared first on The Cincinnati Insurance Companies blog.

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Halloween: Tips to make your celebration a treat

By adult, adults, agent, alcohol, burn, cab, candle, child, children, damage, fall, homeowner, independent, injure, injury, Insurance, liability, lights, liquor, personal, Personal Insurance, pets, policy, prevent, property, protect, secure, security, slip, supervise, treats, umbrella
halloween-liability

As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property.

The post Halloween: Tips to make your celebration a treat appeared first on The Cincinnati Insurance Companies blog.

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Cars on campus: Tips for college students

By agent, alcohol, auto, automobile, automobiles, autos, borrow, borrowing, campus, car, care, cars, college, designated, drive, driver, independent, Insurance, insure, locaiton, park, pedestrian, Personal Insurance, prevent, protect, rules, safe, safety, student, text, traffic, valuables

College students may be in unfamiliar territory when they take their cars to campus. Our video has tips to consider before venturing out.
The post Cars on campus: Tips for college students appeared first on The Cincinnati Insurance Companies bl…

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Tasting rooms and tours: Consider guest safety first

By agent, alcohol, beer, beverage, brewery, cafe, claim, craft, Craft Beverage, distillery, drink, drinks, eat, eating, flow, food, gear, glasses, guest, guide, handrail, hazard, hearing, independent, Insurance, manufacturing, nonskid, patron, physical, prevent, protect, restaurant, room, safe, safety, slip-and-fall, spill, spills, stairs, storage, store, taproom, tasting, tour, tours, vineyard, wine
tasting-room-tours

Most breweries, wineries or distilleries offer tours and a tasting room where guests can enjoy a sample of the product or purchase drinks made on-site. These operations present a different set of exposures than a typical beverage manufacturing facility. If you own a beverage business, closely evaluate your operation to ensure guest safety.

The post Tasting rooms and tours: Consider guest safety first appeared first on The Cincinnati Insurance Companies blog.

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