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COVID-19

Review your business life insurance policy annually

By agent, analyze, annual, borrow, business, Business Life, COVID-19, death benefit, employee, employer, family, guaranteed cash value, independent, Insurance, key person, life, owner, Pandemic, planning, policies, policy, policy loan, retire, review, succession, taxable, Valuation, worker
We recognize and expect changes in the economy, but the uncertainty of those changes calls us to be vigilant in our business continuation plans. An annual policy review is a simple way to review your coverage and identify needs. The post Review your business life insurance policy annually appeared first on The Cincinnati Insurance Companies blog.
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Managing hiring risks during labor shortages

By agent, attorney, background, Business Insurance, checks, coronavirus, counsel, COVID-19, cross-training, customers, decisions, driver, drug, employee, federal, hiring, independent, Insurance, labor, law, legal, local, Loss Control, managers, motor, MVR, oversight, Pandemic, personnel, practices, reputation, risk, screening, service, shortage, standards, state, testing, vehicle
Many business owners are facing labor shortages made more acute by the coronavirus pandemic. As employers look to hire workers, they struggle to answer tough questions. The post Managing hiring risks during labor shortages appeared first on The Cincinnati Insurance Companies blog.
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Managing hiring risks during labor shortages

By agent, attorney, background, Business Insurance, checks, coronavirus, counsel, COVID-19, cross-training, customers, decisions, driver, drug, employee, federal, hiring, independent, Insurance, labor, law, legal, local, Loss Control, managers, motor, MVR, oversight, Pandemic, personnel, practices, reputation, risk, screening, service, shortage, standards, state, testing, vehicle
Many business owners are facing labor shortages made more acute by the coronavirus pandemic. As employers look to hire workers, they struggle to answer tough questions. The post Managing hiring risks during labor shortages appeared first on The Cincinnati Insurance Companies blog.
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Tips to protect yourself from tax season scams

By agent, caution, charities, compromise, Consumer Tips, coronavirus, COVID-19, crime, cybercrime, data, email, fake, file, filing, fraud, identity, independent, Insurance, IRS, Pandemic, phishing, phone, prevent, protect, ransomware, return preparer, returns, scam, social media, tax, taxes, taxpayer, theft, vishing, website
Taxpayers, beware of fraudsters out to trick you for your information. The IRS continues to urge Americans to be vigilant to tax return identity theft threats during the pandemic and its aftermath in its annual list of Dirty Dozen Tax Scams. The post Tips to protect yourself from tax season scams appeared first on The Cincinnati Insurance Companies blog.
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International travel is back, but extra steps needed

By adapter, advisories, agent, airport, bank, cash, consulate, Consumer Tips, COVID-19, credit, debit, departure, embassy, emergency, health, Hospitality, independent, Insurance, license, luggage, mobile, money, Pandemic, passport, REAL ID, rental, restrictions, safe, safety, Safety Tips, security, service, State Department, STEP, transportation, travel, traveler, wallet
International travel is once again a possibility for many people. While it is always exciting to visit new countries, you must heed some key tips before visiting, and the global pandemic has added to the list. The post International travel is back, but extra steps needed appeared first on The Cincinnati Insurance Companies blog.
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Contractors caught in post-COVID volatility

By agent, business, buyout, commercial, construction, Contractor, cost, COVID-19, economic, economy, force majeure, freight, global, home, homeowner, independent, Insurance, interwoven, lumber, materials, Pandemic, predictable, price, project, quality, risk, safety, shipping, unforseeable, volatile
Whether you are a homeowner building a deck or a commercial contractor building multimillion-dollar projects, the soaring costs of construction materials is not new news. Even as lumber prices begin to retreat, what might be surprising is the length of time it might take for prices to stabilize overall or at least become more predictable. The post Contractors caught in post-COVID volatility appeared first on The Cincinnati Insurance Companies blog.
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Tips to protect taxpayers from identity theftduring and after the pandemic

By agent, caution, charities, compromise, Consumer Tips, coronavirus, COVID-19, crime, cybercrime, data, email, fake, file, filing, fraud, identity, independent, Insurance, IRS, Pandemic, phishing, phone, prevent, protect, ransomware, return preparer, returns, scam, social media, tax, taxes, taxpayer, theft, vishing, website
Taxpayers, beware of fraudsters out to trick you for your information. Tax return identity theft has reached such epidemic proportions that it tops the list of the IRS’s Dirty Dozen Tax Scams. Here are tips the IRS wants you to know about identity theft so you can avoid becoming a victim. The post Tips to protect taxpayers from identity theft<br>during and after the pandemic appeared first on The Cincinnati Insurance Companies blog.
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The hidden effect of COVID-19 on fleet safety

By agent, alcohol, Business Insurance, car, commercial, COVID-19, crash, crash rate, driver, drug, faster, fatality, fleet, independent, Insurance, maintenance, manage, manager, miles, Pandemic, pools, private, re-evaluate, road, safe, safety, Safety Tips, seat belt, service, traffic, truck, unsafe, van
If you’ve driven a motor vehicle since COVID-19 restrictions were initiated in March 2020, you’ve undoubtedly noticed fewer vehicles on the road. You might think this would result in a reduction in overall auto crash rates in general and fatality rates in particular. Unfortunately, it appears just the opposite is happening. While actual miles driven have declined, crash and fatality rates have increased. The post The hidden effect of COVID-19 on fleet safety appeared first on The Cincinnati Insurance Companies blog.
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Consider safety before taking your restaurant outdoors

By agent, business, Business Insurance, COVID-19, customer, diner, eat, electricity, fire, food, health, heat, heater, independent, Insurance, liability, Loss Control, outdoor, Pandemic, patron, property, safe, safety, shanty, staff, structure, temperature, temporary, tent, transport, trip, waiter, waitress, wind, yurt
Restaurants seeking new ways to stay operational during the pandemic are constructing temporary structures to extend the outdoor dining season. Use of these structures without proper safety precautions and adequate protections for customers and employees could lead to unforeseen legal and safety consequences. The post Consider safety before taking your restaurant outdoors appeared first on The Cincinnati Insurance Companies blog.
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Reduce legionella bacteria after COVID-19 shutdown

By agent, center, club, ClubSolutions, coronavirus, COVID-19, disinfection, facility, fitness, Fitness & Recreation, independent, Insurance, legionella, Legionnaires’ Disease, Pandemic, prevent, protect, recreation, reopening, risk, sanitization, sports, spread, staff, train, training, transmission, virus, water
The August edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He offers a reminder that Legionella bacteria, known to cause Legionnaires’ disease, can be present in water systems shut down due to COVID-19. His article provides tips for dealing with the risk. The post Reduce legionella bacteria after COVID-19 shutdown appeared first on The Cincinnati Insurance Companies blog.
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