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Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wine cellar, wood
replacement-value

When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss.

The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.

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Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wood
replacement-value

When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss.

The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.

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Secondary, vacation homes may need extra TLC

By agent, alarms, breakage, burglary, cabin, chalet, cottage, damage, debris, drain, drainage, freezing, garage, get-away, hail, holiday, home, house, independent, Insurance, lock, lodge, mail, neighbor, newspaper, opener, photos, pipes, prevent, primary, protect, removal, Risk Management, roof, secondary, snow, vacation, visit, water, window
vacation-home

With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away.

The post Secondary, vacation homes may need extra TLC appeared first on The Cincinnati Insurance Companies blog.

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Ice dams a headache to be avoided

By agent, attic, backup, ceiling, dam, dams, debris, downspout, fixture, freeze, gutter, ice, icicle, independent, insulate, insulation, Insurance, interior, light, melt, pool, prevent, protect, refreeze, Risk Management, roof, shingle, snow, ventilation, wall, water
ice-dams

One winter headache a homeowner doesn’t need – and can take steps to avoid – is an ice dam on the roof. Ice dams can damage walls and ceilings and possibly trap moisture, which could lead to mold, mildew and respiratory problems.

The post Ice dams a headache to be avoided appeared first on The Cincinnati Insurance Companies blog.

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Help your home stand up to winter

By agent, air, alarm, breakdown, carbon, chimney, dam, detector, drain, family, fire, flue, freeze, frozen, furnace, gutter, heating, home, ice, independent, Insurance, leaks, melt, monoxide, pipes, prevent, protect, pump, roof, service, smoke, sump, tips, water, weather, winter, Winter Prep
winter-weather-tips

You can take steps to ensure your home is well prepared for winter weather – and that your family doesn’t get any colder than they want to be. Consider these suggestions for your comfort and safety.

The post Help your home stand up to winter appeared first on The Cincinnati Insurance Companies blog.

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Hail: Tips to prevent injury and reduce damage

By agent, business, damage, elevations, fleet, guards, hail, hailstorm, home, HVAC, independent, injury, inspect, Insurance, location, minimize, prevent, property, protect, roof, Spring Storms, storm, Storm Prep, vehicle
hail-safety-tips

There are about 5,600 hailstorms in the United States every year, based on National Oceanic and Atmospheric Administration data. Learning about this weather phenomenon and how to properly prepare for it can save lives and minimize damage.

The post Hail: Tips to prevent injury and reduce damage appeared first on The Cincinnati Insurance Companies blog.

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Flying into 2019: Using drones to serve policyholders

By agent, building, camera, catastrophe, certified, certifies, certify, claims, drone, drones, efficiency, efficient, estimate, fence, flight, hail, independent, inspection, Insurance, ladder, Loss Control, measure, pattern, photo, photograph, pilot, privacy, program, property, report, roof, safe, safety, storm, Storm Prep, survey, tablet, team, training
justin-and-drone

Recently, I got to witness something pretty cool. Our Headquarters Claims department contracted with a company to lease a drone to use for inspections and claims. Kyle Mathews and Justin Anderson, two of our claims technology specialists, participated in a training exercise so they can fly the drone on their own in the future. The vendor walked them through all the steps to ensure a safe flight.

The post Flying into 2019: Using drones to serve policyholders appeared first on The Cincinnati Insurance Companies blog.

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How to select a roofing contractor

By agent, Bureau, busness, certificate, choose, clean-up, Consumer Tips, contract, Contractor, estimate, guarantee, independent, installer, Insurance, law, local, municipality, ordinance, payment, pick, proof, ratings, regulation, reputable, reputation, roof, roofer, roofing, safety, schedule, select, shingle, state, warranty, workmanship
roofing-contractor

Is your roof looking worn or damaged? Has a storm come through your area recently? If your roof is not in good shape, it’s a good idea to replace it quickly to prevent damage to your home.

Replacing your roof can be a large financial decision, so you’ll want to find a roofing company that will do the job quickly and efficiently. But how do you pick one?

The post How to select a roofing contractor appeared first on The Cincinnati Insurance Companies blog.

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Hail guard: Protecting your business equipment

By agent, air, business, coil, condenser, conditioning, control, cooling, customers, damage, equipment, guard, hail, hailstorm, heating, HVAC, independent, Insurance, loss, Loss Control, money, pellet, prevent, protect, roof, rooftop, time, unit, valuable, vent, ventilation
hail-guards-can-protect-equipment

Most areas of the country experience hailstorms that can cause significant damage to rooftop equipment, severely disrupting your business and costing you time, money or even customers. You can take a few steps to help keep your business running smoothly and avoid down time by protecting the equipment that keeps your customers and employees comfortable.

The post Hail guard: Protecting your business equipment appeared first on The Cincinnati Insurance Companies blog.

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