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5 ways to protect your home from wildfire embers

By agent, attic, burning, combustible, defensible space, embers, flammable, foundation, gable, Home Construction, Home Protection-Fire, ignite, independent, Insurance, landscaping, mesh, prevent, protect, ridge, roof, screening, siding, soffit, trees, vent, wildfire
wildfire-embers

You’ve taken the precautions to make your home resistant to wildfire by installing non-combustible siding and roofing, removing all wood attachments, managing vegetation and landscaping and providing adequate defensible space, yet you may still be at risk.

The post 5 ways to protect your home from wildfire embers appeared first on The Cincinnati Insurance Companies blog.

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Entrust storm repairs to honest contractors

By agent, catastrophe, construction, Consumer Tips, Contractor, copy, coverage, damage, FEMA, fire, flood, Home Construction, hurricane, independent, Insurance, license, payment, repair, roof, scam, Spring Storms, storm, tornado, vigilant, wildfire, writing
house-underinsured

When businesses and homeowners are desperate for help to repair and rebuild after a disaster such as a hurricane, tornado or wildfire, they seek assistance from anyone who will offer help. Unfortunately, there are scammers who prey on those emotions and take advantage of good people in their darkest hour.

The post Entrust storm repairs to honest contractors appeared first on The Cincinnati Insurance Companies blog.

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Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wine cellar, wood
replacement-value

When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss.

The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.

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Questions to help set home replacement cost

By 1944, agent, basement, beamed, bi-level, brick, carpet, colonial, contemporary, cost, estimate, expense, exterior, features, home, house, independent, inspection, Insurance, insured, interior, market, Personal Insurance, ranch, renovation, replacement, roof, shingle, siding, slab, solar, square footage, tile, traditional, value, vaulted, vinyl, wet bar, window, wood
replacement-value

When you’re buying homeowners insurance, how do you determine the replacement cost of your home? Many homeowners automatically base the replacement cost on the current market value. But that method could leave you with unpleasant surprises if you have a loss.

The post Questions to help set home replacement cost appeared first on The Cincinnati Insurance Companies blog.

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Secondary, vacation homes may need extra TLC

By agent, alarms, breakage, burglary, cabin, chalet, cottage, damage, debris, drain, drainage, freezing, garage, get-away, hail, holiday, home, house, independent, Insurance, lock, lodge, mail, neighbor, newspaper, opener, photos, pipes, prevent, primary, protect, removal, Risk Management, roof, secondary, snow, vacation, visit, water, window
vacation-home

With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away.

The post Secondary, vacation homes may need extra TLC appeared first on The Cincinnati Insurance Companies blog.

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Ice dams a headache to be avoided

By agent, attic, backup, ceiling, dam, dams, debris, downspout, fixture, freeze, gutter, ice, icicle, independent, insulate, insulation, Insurance, interior, light, melt, pool, prevent, protect, refreeze, Risk Management, roof, shingle, snow, ventilation, wall, water
ice-dams

One winter headache a homeowner doesn’t need – and can take steps to avoid – is an ice dam on the roof. Ice dams can damage walls and ceilings and possibly trap moisture, which could lead to mold, mildew and respiratory problems.

The post Ice dams a headache to be avoided appeared first on The Cincinnati Insurance Companies blog.

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Help your home stand up to winter

By agent, air, alarm, breakdown, carbon, chimney, dam, detector, drain, family, fire, flue, freeze, frozen, furnace, gutter, heating, home, ice, independent, Insurance, leaks, melt, monoxide, pipes, prevent, protect, pump, roof, service, smoke, sump, tips, water, weather, winter, Winter Prep
winter-weather-tips

You can take steps to ensure your home is well prepared for winter weather – and that your family doesn’t get any colder than they want to be. Consider these suggestions for your comfort and safety.

The post Help your home stand up to winter appeared first on The Cincinnati Insurance Companies blog.

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