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safety

Sep 01

Emergency planning: Is your family ready?

By "go bag", agent, catastrophe, communication, COVID-19, crisis, disaster, earthquake, emergencies, emergency, evacuate, evacuation, flood, hail, hurricane, independent, Insurance, kit, National Preparedness Month, natural, people, plan, planning, practice, prevent, property, protect, ready.gov, Risk Management, safe, safety, storm, supply, tornado, wildfire
Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other catastrophic events, affecting people and property. Make sure you are ready for the next one by having an emergency plan in place. The post Emergency planning: Is your family ready? appeared first on The Cincinnati Insurance Companies blog.
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Aug 25

Prepare your home to prevent flood losses

By agent, art, caulking, curtains, damage, documents, doors, downspouts, drainage, flood, flooding, hydrostatic water pressure, independent, Insurance, losses, personal, possessions, prevent, property, protect, restoration, Risk Management, safe, safety, vents, windows
You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring. The post Prepare your home to prevent flood losses appeared first on The Cincinnati Insurance Companies blog.
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Jul 14

Take care with riding mowers on slopes

By agent, angle, blade, bumps, cemeteries, children, commercial, dropoffs, gear, golf course, grass, guidelines, independent, Insurance, labels, larger, lawn, machineditches, manual, mowers, mowing, overturn, parks, passengers, pets, residential, riding, rocks, ruts, safe, safety, Safety Tips, slopes, traction, trimming, wet
Riding mowers seem more popular than ever for trimming the lawn. A self-propelled riding mower with a seated or standing operator is designed to cut larger grassy areas such as residential lawns, golf courses, cemeteries and parks. The post Take care with riding mowers on slopes appeared first on The Cincinnati Insurance Companies blog.
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Jul 02

Prepare your construction site before a hurricane hits

By agent, assess, building, caution, claim, construction, Contractor, crane, damage, delivery, emergency, employees, hurricane, independent, Insurance, landfall, materials, meeting, National Weather Service, officials, prepare, prevent, protect, removal, safe, safety, site, storage, storm, Storm Prep, supplier, supplies, tie, water, weather, workers, workplace
Just as you would prepare your home and family for an impending hurricane, you’ll also want to prepare your construction job sites. The steps you take could make a significant difference in how well your construction site fares during the hurricane and how soon your workers can return afterwards. The post Prepare your construction site before a hurricane hits appeared first on The Cincinnati Insurance Companies blog.
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Jun 30

Fire up the grill, but follow simple safety tips

By agent, ashes, burn, charcoal, children, deck, fire, fittings, fuel, gas, gasoline, grill, hospital, independent, Insurance, patio, prevent, propane, protect, residential, safe, safely, safety, Safety Tips, starter
Grilling season is here, and with all the social distancing that 2020 has brought us, consumers are eager to do more home cooking at their backyard grills. Unfortunately, each summer season also brings numerous home fires and burn injuries associated with outdoor grilling activities. The post Fire up the grill, but follow simple safety tips appeared first on The Cincinnati Insurance Companies blog.
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May 26

Defensible space can make the difference in a wildfire

By agent, attic, combustion, debris, deck, defensible, driveway, embers, exterior, fire, Fire Prevention, firefighters, flames, flammable, ignite, ignition, independent, Insurance, leaves, mesh, needles, path, patio, prevent, protect, prune, Risk Management, safety, screening, shingles, space, trees, vegetation, vents, walkway, wildfire, window, zone
Creating defensible space around your home or business could make a major difference in whether your structure survives a wildfire. The post Defensible space can make the difference in a wildfire appeared first on The Cincinnati Insurance Companies blog.
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Apr 21

Fixed deferred annuities can add STYLE to a retirement portfolio

By agent, annuity, contract, deferred, estate planning, fees, fixed, funds, independent, Insurance, law, life, Life Insurance, lifetime, liquidity, plan, planning, protect, retirement, safety, savings, style, tax, tax deferral, withdrawal, yield
Market volatility, rising healthcare costs, concerns about the future viability of Social Security and the potential to be taxed on Social Security benefits leave many doubting their financial well-being. Many could be dealing with a very real possibility of outliving their assets. The post Fixed deferred annuities can add STYLE to a retirement portfolio appeared first on The Cincinnati Insurance Companies blog.
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Apr 21

Fixed deferred annuities can add STYLE to a retirement portfolio

By agent, annuity, contract, deferred, estate planning, fees, fixed, funds, independent, Insurance, law, life, Life Insurance, lifetime, liquidity, plan, planning, protect, retirement, safety, savings, style, tax, tax deferral, withdrawal
Market volatility, rising healthcare costs, concerns about the future viability of Social Security and the potential to be taxed on Social Security benefits leave many doubting their financial well-being. Many could be dealing with a very real possibility of outliving their assets. The post Fixed deferred annuities can add STYLE to a retirement portfolio appeared first on The Cincinnati Insurance Companies blog.
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Mar 23

Tips for sanitation in the age of coronavirus

By agencies, agency, agent, bleach, CDC, chemicals, cleaning, clothing, contact, coronavirus, cough, COVID-19, disinfecting, distance, employee, employees, employer, employers, germs, gloves, government, hands, high-touch, home, illness, independent, Insurance, laundry, NIH, obligation, OSHA, Pandemic, report, reporting, requirement, safe, safety, sneeze
While it may be impossible to prevent infection from the new coronavirus, you can take steps to minimize the risk of COVID-19 illness in your home or office. The post Tips for sanitation in the age of coronavirus appeared first on The Cincinnati Insurance Companies blog.
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Mar 23

Employers must report COVID-19 illness in workplace

By agencies, agency, agent, CDC, coronavirus, COVID-19, employee, employees, employer, employers, government, illness, independent, Insurance, NIH, obligation, OSHA, Pandemic, report, reporting, requirement, safe, safety
As the COVID-19 pandemic expands, employers are coping with their obligation to maintain a safe work environment and to comply with government workforce reporting requirements. The U.S. Occupational Safety and Health Administration has developed resources to assist these efforts. The post Employers must report COVID-19 illness in workplace appeared first on The Cincinnati Insurance Companies blog.
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