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Steps following a car accident can help in a crunch

By accident, agent, Business Insurance, car, circumstances, compoaure, contact, crash, damage, details, document, first responders, gather, identity, incident, independent, individuals, information, injure, injuries, Insurance, law enforcement, Loss Control, loss prevention, notes, number, Personal Insurance, police, prevent, protect, react, report, theft
document-car-accident

Your first instinct after a car accident may be to call for help. Do you have a plan for what comes next? Being proactive in your response can help keep you, your passengers and your property safe while simplifying the process of filing an insurance claim.

The post Steps following a car accident can help in a crunch appeared first on The Cincinnati Insurance Companies blog.

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How an independent agent stands out

By agent, assets, brick and mortar, businesses, buying, captive, carrier, carriers, companies, company, compare, Consumer Tips, coverage, direct, expenses, gaps, independent, individuals, Insurance, needs, online, personal, Personal Insurance, plan, policyholders, products, selling
independent-agent

If you’re not in the industry, you may have many questions when purchasing insurance. Insurance companies have different structures and use different types of sales agents. Understanding your options can help you decide which is right for you.

The post How an independent agent stands out appeared first on The Cincinnati Insurance Companies blog.

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Private company decision makers need D&O insurance

By agent, bankrupt, Business Insurance, company, competitors, creditors, D&O, decisions, directors, frequency, governmental, independent, individuals, Insurance, lawsuit, liability, management, mergers, officers, partners, private, protect, severity, shareholders, small, sue, suit, suppliers, vendors
private-company-owners

Owners of private companies without shareholders often believe they do not need directors and officers liability coverage. The misconception takes hold, I believe, because small, privately held companies often have no formal board of directors or shareholders – which seemingly limits exposure to lawsuits and dismisses the need for D&O liability coverage. While logical, this could not be further from the truth.

The post Private company decision makers need D&O insurance appeared first on The Cincinnati Insurance Companies blog.

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