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Personal Insurance

May 14

What to do when buying a new or used car

By agency, buy, buying, car, collision, comprehensive, coverage, deductible, endorsement, gap, independent, injury, Insurance, lease, liability, loan, model, new, Personal Insurance, policy, purchase, replacement, truck, used, value, van, vehicle, vehicle identification number, VIN
Congratulations on your new car! Purchasing a new vehicle is exciting, and insurance isn’t normally the first thing on your mind. When you finally think of it, you may be overwhelmed and not sure what to do. Here are some tips. The post What to do when buying a new or used car appeared first on The Cincinnati Insurance Companies blog.
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Oct 30

Are you covered? Don’t be caught underinsured

By age, agent, claim, coinsurance, construction, cost, deductible, demand, disaster, earthquake, equipment, expense, fire, flood, home, homeowner, independent, Insurance, labor, loss, materials, older, personal, Personal Insurance, protect, rebuild, reconstruction, resources, risk, scarce, scarcity, site, umbrella, wind
Does your homeowner policy have sufficient coverage limits to help you recover fully after a loss and avoid incurring serious financial burdens? It’s a question many people don’t ask, and if they have a claim, it can leave them with unexpected expenses. The post Are you covered? Don’t be caught underinsured appeared first on The Cincinnati Insurance Companies blog.
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Oct 23

Halloween: Tips to make your celebration a treat

By adult, adults, agent, alcohol, burn, cab, candle, child, children, damage, fall, homeowner, independent, injure, injury, Insurance, liability, lights, liquor, personal, Personal Insurance, pets, policy, prevent, property, protect, secure, security, slip, supervise, treats, umbrella
As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property. The post Halloween: Tips to make your celebration a treat appeared first on The Cincinnati Insurance Companies blog.
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Oct 16

Personal insurance: Trends in construction costs

By age, agent, cost, design, energy-efficient, expense, home, independent, Insurance, labor, market, materials, modular, Personal Insurance, price, quality, rebuild, rebuilding, reconstruct, reconstruction, safety, spending, supplier, supply, techniques, unemployment, value, valued
Reconstruction cost – or replacement cost – is the cost of hiring a contractor to replace your home as it is, using materials and design of the same or similar quality. This amount is not the same as market value, which is the value of comparable homes that have sold in your area. Your home’s current reconstruction cost could be very different from its market value. The post Personal insurance: Trends in construction costs appeared first on The Cincinnati Insurance Companies blog.
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Jul 31

Cars on campus: Tips for college students

By agent, alcohol, auto, automobile, automobiles, autos, borrow, borrowing, campus, car, care, cars, college, designated, drive, driver, independent, Insurance, insure, locaiton, park, pedestrian, Personal Insurance, prevent, protect, rules, safe, safety, student, text, traffic, valuables
College students may be in unfamiliar territory when they take their cars to campus. Our video has tips to consider before venturing out. The post Cars on campus: Tips for college students appeared first on The Cincinnati Insurance Companies bl...
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Jul 10

Homeowner liability is more than child’s play

By agent, alarm, battery, bicycle, bike, child, children, climb, damage, fence, financial, gate, home, homeowner, hurt, independent, injured, injury, Insurance, liabile, liability, operating, Personal Insurance, play set, playground, policy, pool, prevent, property, protect, safe, safety, scooter, sidewalk, slide, street, swimming, swing, toy, trampoline, tree, trespass, umbrella, vehicle, yard
Before sending your children out to play, be mindful of the liability they can present. The post Homeowner liability is more than child’s play appeared first on The Cincinnati Insurance Companies blog.
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Jul 10

Homeowner liability is more than child’s play

By agent, alarm, battery, bicycle, bike, child, children, climb, damage, fence, financial, gate, home, homeowner, hurt, independent, injured, injury, Insurance, liabile, liability, operating, Personal Insurance, play set, playground, policy, pool, prevent, property, protect, safe, safety, scooter, sidewalk, slide, street, swimming, swing, toy, trampoline, tree, trespass, umbrella, vehicle, yard
Before sending your children out to play, be mindful of the liability they can present. The post Homeowner liability is more than child’s play appeared first on The Cincinnati Insurance Companies blog.
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May 29

Outdoor gatherings: Making memories, not regrets

By adults, agent, alcohol, celebration, children, damage, food, gathering, guest, homeowner, homeowner's, host, hurt, independent, injured, injury, Insurance, liability, liable, liquor, location, outdoor, party, Personal Insurance, play, play equipment, playground, policy, pool, prevent, property, protect, reception, rent, rental, rented, tent, venue
Block parties, wedding receptions, graduation celebrations, family reunions: These are just some of the events that are fun to take outdoors. But when you’re the host, your concerns need to extend beyond hoping for cooperative weather and stocking snacks. The post Outdoor gatherings: Making memories, not regrets appeared first on The Cincinnati Insurance Companies blog.
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Mar 20

Spring checklist: How did your home hold up?

By agent, air conditioning, alarm, batteries, carbon, caulking, cooling, driveways, dryer, equipment, exterior, faucet, fixup, gutters, heating, home, independent, Insurance, lighting, maintenance, monoxide, outdoor, paint, Personal Insurance, pipes, play, prevent, protect, pump, railings, repair, replace, roof, safe, safety, service, sidewalks, siding, smoke, spring, sump, vent, windows
As the calendar turns to spring, it’s time to assess how your property weathered the winter. This is a good time to make a “to-do” list to prevent property maintenance and liability issues. The post Spring checklist: How did your home hold up? appeared first on The Cincinnati Insurance Companies blog.
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Feb 06

Remodeling, renovation can affect home’s value

By addition, agent, build, built-in, claim, construct, construction, cost, cover, coverage, deck, decking, design, endorsement, feature, finish, finishing, independent, Insurance, limit, loss, materials, original, Personal Insurance, policy, project, quality, rebuild, reconstruct, reconstruction, remodel, remodeling, renovate, renovation, replace, roof, upgrade, value, wall, window
Remodeling and renovation projects can add significantly to the value of your home. Whether you do it yourself or hire a contractor, remember to update your homeowner insurance as you increase your home’s value. The post Remodeling, renovation can affect home’s value appeared first on The Cincinnati Insurance Companies blog.
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