personal Archives - Page 2 of 2 - Scharver Insurance Group

Mar 26

Beware of COVID-19 cyber scams and fraud

By Scharver Insurance Group agent, attachments, CISA, criminal, cyber, email, FBI, financial, fraud, fraudulent, FTC, government, independent, information, infrastructure, Insurance, internet, legitimate, online, Pandemic, personal, phish, phishing, prevent, protect, resources, risk, robocalls, scam, social engineering, telephone, unsolicited, verify, vigilant, websites

Scammers love to exploit fear, and there’s plenty of that around right now with the COVID-19 threat. The most recent round of fake emails play off pandemic fears and promote false information. Federal agencies are encouraging individuals to remain vigilant for scams related to COVID-19. The post Beware of COVID-19 cyber scams and fraud appeared first on The Cincinnati Insurance Companies blog.

Feb 25

Tech may advance, but personal touch adds value

By Scharver Insurance Group advice, agent, buildings, business, Business Insurance, buyers, carriers, cars, Consumer Tips, cyber, evaluate, evolve, expert, expertise, home, homeowner, income, independent, Insurance, needs, owner, personal, Personal Insurance, policy, prevent, products, profile, protect, relationships, renovations, risk, touch, value, workforce

People’s lives change. Businesses grow and transform over time. That’s why we feel the consumer is best served by an independent insurance agent with the expertise to evaluate an evolving risk profile and offer educated advice and products that best match these needs. Their clients can sleep easy. The post Tech may advance, but personal touch adds value appeared first on The Cincinnati Insurance Companies blog.

Sep 10

Cyber security essential for smart homes

By Scharver Insurance Group agent, attack, camera, children, coverage, currency, cyber, data, door, extortion, firewall, hack, hacking, heat, home, independent, information, Insurance, lights, locks, management, network, personal, Personal Insurance, prevent, protect, risk, spy, technology, thermostat, threat

Corporations are no longer the only ones looking at cyber security. Increasingly, homeowners whose networks can make them vulnerable to cyber extortion, cyberattack and online fraud are seeing cyber security as a necessity. The post Cyber security essential for smart homes appeared first on The Cincinnati Insurance Companies blog.

May 21

How life insurance saved a business

By Scharver Insurance Group agent, business, Business Life, downturn, independent, Insurance, life, Life Insurance, loan, long-term, personal, planning, policy, prevent, protect, protection, value, whole

LifeHappens shares the story of how a successful business owner included life insurance as part of his long-term planning. When there was an unexpected downturn, that life insurance policy saved the business and all those whose livelihoods depended on it. Watch the video. The post How life insurance saved a business appeared first on The Cincinnati Insurance Companies blog.

Oct 30

Are you covered? Don’t be caught underinsured

By Scharver Insurance Group age, agent, claim, coinsurance, construction, cost, deductible, demand, disaster, earthquake, equipment, expense, fire, flood, home, homeowner, independent, Insurance, labor, loss, materials, older, personal, Personal Insurance, protect, rebuild, reconstruction, resources, risk, scarce, scarcity, site, umbrella, wind

Does your homeowner policy have sufficient coverage limits to help you recover fully after a loss and avoid incurring serious financial burdens? It’s a question many people don’t ask, and if they have a claim, it can leave them with unexpected expenses. The post Are you covered? Don’t be caught underinsured appeared first on The Cincinnati Insurance Companies blog.

Oct 23

Halloween: Tips to make your celebration a treat

By Scharver Insurance Group adult, adults, agent, alcohol, burn, cab, candle, child, children, damage, fall, homeowner, independent, injure, injury, Insurance, liability, lights, liquor, personal, Personal Insurance, pets, policy, prevent, property, protect, secure, security, slip, supervise, treats, umbrella

As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property. The post Halloween: Tips to make your celebration a treat appeared first on The Cincinnati Insurance Companies blog.

Jun 05

Heat stress: Don’t underestimate the danger

By Scharver Insurance Group administration, agent, air conditioning, app, burn, business, children, clothing, cold, cool, elderly, exhaustion, fluid, health, heat, hot, humidity, illness, independent, index, indoor, infants, Insurance, occupational, OSHA, outdoor, outdoors, personal, play, precautions, public, rest, safety, Safety Tips, schedule, shade, slowdown, sports, strenuous, stress, stroke, symptoms, water, work

Heat is a leading weather-related killer, and those who work or spend time outdoors should consider strategies to avoid heat-related illnesses. The post Heat stress: Don’t underestimate the danger appeared first on The Cincinnati Insurance Companies blog.

Apr 17

Personal property may need additional protection

By Scharver Insurance Group agent, agree, articles, blanket, breakage, cameras, claim, claims, coins, collection, collector, cover, coverage, deductible, disappearance, earthquake, fine art, fire, floater, flood, furs, guns, homeowner, house, independent, Insurance, insure, insured, jewelry, location, loss, losses, maximum, musical, mysterious, new, personal, policy, possession, possessions, property, protect, rare books, silverware, sports, stamps, terrorism, theft, transit, Valuable Articles, valuables, value, wine

Homeowner insurance isn’t just for the structure of your house. It also provides protection for most of your personal possessions. Some possessions of special value may require additional protection through a personal articles floater that can provide coverage beyond your standard policy. The post Personal property may need additional protection appeared first on The Cincinnati Insurance Companies blog.

Jan 30

In a car accident? Here’s what to do

By Scharver Insurance Group accident, address, agent, app, auto, automobile, business, call, camera, car, claim, claims, company, Consumer Tips, crash, exchange, independent, information, injuries, injury, Insurance, lights, mechanical, personal, phone, photo, safe, safely, safety, truck, vehicle, weather, wreck

Nobody likes to think about getting into an automobile accident, but it can happen to any driver at any time. Taking time in advance to think through the steps to follow after an accident can help keep you and your passengers safe and simplify the process of filing an insurance claim. The post In a car accident? Here’s what to do appeared first on The Cincinnati Insurance Companies blog.

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