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Feb 27

Safeguarding your fitness club’s good reputation

By Scharver Insurance Group abuse, agent, assault, awareness, claim, club, cover, coverage, fitness, Fitness & Recreation, independent, Insurance, insure, misconduct, molest, molestation, operations, policy, preserve, prevent, prevention, protect, recreation, sexual, sports, staff, training, update

The February edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He discusses how having a sexual misconduct awareness and prevention policy can protect a fitness club’s staff and clients. The post Safeguarding your fitness club’s good reputation appeared first on The Cincinnati Insurance Companies blog.

Feb 20

Protect your privacy on the ‘internet of things’

By Scharver Insurance Group agent, city, concerns, connect, connected, connection, cyber, data, home, independent, information, Insurance, internet, Lifestyle, online, password, prevent, privacy, protect, secure, security, self, smart speaker, update, virus, wearable, wifi

A man stops at the grocery store after work for a frozen pizza. As he gets back in his car, he uses his phone to tell his oven to start preheating. The man sits down to eat and realizes he is out of napkins. He tells his smart speaker to order some and grabs a paper towel instead. This man is using a collection of connected devices seemingly to make his life more convenient. This concept is called the “internet of things.” The post Protect your privacy on the ‘internet of things’ appeared first on The Cincinnati Insurance Companies blog.

Feb 13

Keeping it chill – The lowdown on home wine cellars

By Scharver Insurance Group agent, air, backup, barrier, battery, bottle, build, builder, cellar, condensation, condense, consistent, construction, Contractor, control, cool, damage, design, electricity, generator, home, humidity, independent, initial, Insurance, label, Lifestyle, mold, prevent, protect, refrigeration, retrofit, retrofitted, storage, sunlight, temperature, vapor, vibration, wine

In a previous article, I discussed the importance of proper wine storage: temperature control (cool and consistent), humidity control, protection from direct sunlight and protection from vibration. Unless you store your wine in a deep cellar, these conditions will not occur naturally. They can, however, be obtained through construction. The post Keeping it chill – The lowdown on home wine cellars appeared first on The Cincinnati Insurance Companies blog.

Feb 06

Remodeling, renovation can affect home’s value

By Scharver Insurance Group addition, agent, build, built-in, claim, construct, construction, cost, cover, coverage, deck, decking, design, endorsement, feature, finish, finishing, independent, Insurance, limit, loss, materials, original, Personal Insurance, policy, project, quality, rebuild, reconstruct, reconstruction, remodel, remodeling, renovate, renovation, replace, roof, upgrade, value, wall, window

Remodeling and renovation projects can add significantly to the value of your home. Whether you do it yourself or hire a contractor, remember to update your homeowner insurance as you increase your home’s value. The post Remodeling, renovation can affect home’s value appeared first on The Cincinnati Insurance Companies blog.

Jan 30

In a car accident? Here’s what to do

By Scharver Insurance Group accident, address, agent, app, auto, automobile, business, call, camera, car, claim, claims, company, Consumer Tips, crash, exchange, independent, information, injuries, injury, Insurance, lights, mechanical, personal, phone, photo, safe, safely, safety, truck, vehicle, weather, wreck

Nobody likes to think about getting into an automobile accident, but it can happen to any driver at any time. Taking time in advance to think through the steps to follow after an accident can help keep you and your passengers safe and simplify the process of filing an insurance claim. The post In a car accident? Here’s what to do appeared first on The Cincinnati Insurance Companies blog.

Jan 16

Helpful tips to locate a life insurance policy

By Scharver Insurance Group active, agent, annuity, association, beneficiary, box, cabinet, contract, cover, coverage, death, department, deposit, files, filing, fraternal, group, independent, Insurance, life, Life Insurance, locate, locator, loss, NAIC, organization, policy, privacy, return, safe, state, tax, union

After the loss of a loved one, it can be a challenge to locate a life insurance policy … or even know if one exists. After all, it may have been issued 40 to 50 years ago. Here are tips to help find out if your loved one had an active life insurance policy or annuity contract. The post Helpful tips to locate a life insurance policy appeared first on The Cincinnati Insurance Companies blog.

Jan 09

10 ways to give yourself a better financial future

By Scharver Insurance Group adviser, agent, auto, budget, card, communicate, credit, disability, emergency, expense, expenses, financial, fund, goal, health, independent, Insurance, interest, investment, investments, life, Lifestyle, policy, protect, recurring, research, retirement, savings, talk, umbrella

Regularly examining your finances is a good habit to ensure an improved financial future. These tips can help you get your finances to a better spot to live a better life. The post 10 ways to give yourself a better financial future appeared first on The Cincinnati Insurance Companies blog.

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