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Risk Management

Jan 07

Give your chimney a clean sweep

By agent, buildup, burn, chimney, clean, cold, creosote, duration, fire, firebox, flue, independent, Insurance, internal, management, overload, paper, prevent, prevention, protect, risk, Risk Management, safety, seasoned, smoke, sweep, temperature, trash, valuable, wood
Homeowners with a wood-burning fireplace or solid fuel stove or insert can protect your property and your family by having a qualified professional inspect and clean your chimney at least annually. Maintaining a chimney through an annual inspection and cleaning is critical, especially as winter approaches and temperatures drop. The post Give your chimney a clean sweep appeared first on The Cincinnati Insurance Companies blog.
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Oct 15

Security systems: Take the proper steps to protect your home

By agent, alarm, alert, burglar, camera, claims, damage, door, family, glass, home, independent, Insurance, lights, loss, monitor, motion, prevent, protect, Risk Management, safe, safety, security, social, system, theft, thieves, vigilant, window
Claims experience shows that theft losses can be prevented when a central station burglar alarm is installed and activated in your home. Improve your family’s security and reduce the potential of home intrusion by knowing the basics for safety and alarm component options. The post Security systems: Take the proper steps to protect your home appeared first on The Cincinnati Insurance Companies blog.
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Oct 08

Reduce your risk before a wildfire threatens

By agent, attic, buildng, claim, clearance, combustible, cuttings, damage, distance, doors, emergency, fire, fireplace, gas, independent, Insurance, landscaping, lawn, leaves, limbs, maintain, maintenance, materials, mow, mowing, number, plan, prevent, prevention, propane, protect, resilient, Risk Management, roof, shingle, threat, threatens, valve, vegetation, water, wildfire, windows
Although not every wildfire can be prevented, you can take steps to make your property more resilient should a wildfire threaten. The post Reduce your risk before a wildfire threatens appeared first on The Cincinnati Insurance Companies blog.
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Sep 24

Fighting fire: Benefits of a residential sprinkler system

By agent, alarm, automatic, control, damage, deluge, dry, fire, Fire Prevention, flow, foam, heat, independent, Insurance, pipe, prevent, protect, protection, reliable, residential, Risk Management, rooms, safe, safely, safety, smoke, source, sprinkler, suppressions, system, time, water, wet
It takes only minutes for a fire to escalate. Even with the responding fire department’s prompt arrival, a home could be destroyed. To help avoid this, have your home fitted with a residential sprinkler system. The post Fighting fire: Benefits of a residential sprinkler system appeared first on The Cincinnati Insurance Companies blog.
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Sep 03

Know the types of water shut-off devices

By agent, Automated, automatic, benefit, cost, credit, damage, flow, freeze, independent, install, Insurance, irrigation, leak, management, manufacturer, off, plumbing, point-of-use, policy, premium, pressure, prevent, protect, risk, Risk Management, sensor, shut, shut-off, sprinkler, supply, temperature, valve, water, whole-house
There are two basic categories of water shut-off systems: whole-house systems and point-of-use systems. While both can prevent water damage, generally only a whole-house system qualifies for a premium credit on your homeowner insurance. The post Know the types of water shut-off devices appeared first on The Cincinnati Insurance Companies blog.
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Aug 08

Why is water damage such a big deal?

By agent, burst, claim, construction, cost, coverage, damage, device, expense, failure, faulty, fixture, hassle, independent, Insurance, leak, lines, loss, management, off, overflow, pipes, plumbing, preserve, prevent, proactive, protect, risk, Risk Management, seasons, service, shut, shut-off, valve, water
Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the Grand Canyon – just think what it does to drywall or plaster! The good news is that water damage losses can be prevented or mitigated by a properly installed automatic water shut-off device. The post Why is water damage such a big deal? appeared first on The Cincinnati Insurance Companies blog.
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Aug 08

Why is water damage such a big deal?

By agent, burst, claim, construction, cost, coverage, damage, device, expense, failure, faulty, fixture, hassle, independent, Insurance, leak, lines, loss, management, off, overflow, pipes, plumbing, preserve, prevent, proactive, protect, risk, Risk Management, seasons, service, shut, shut-off, valve, water
Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the Grand Canyon – just think what it does to drywall or plaster! The good news is that water damage losses can be prevented or mitigated by a properly installed automatic water shut-off device. The post Why is water damage such a big deal? appeared first on The Cincinnati Insurance Companies blog.
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