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damage

Business continuity planning: Are you ready?

By agent, building, business, Business Insurance, checklist, closure, communication, continuity, damage, disruption, electrical, employee, financial, independent, informaton, Insurance, interruption, liability, locations, loss, plan, prepare, reputation, risk, security, stability, supplier, technology, threat, transportation, utility, vendor
It’s hard to predict what could go wrong when disaster strikes. Whether you’re dealing with a natural disaster, human-caused hazard, technology disruption or health emergency, an effective business continuity plan could help you respond quickly. Without a plan, the magnitude of what can go wrong could be overwhelming, and your business could be at risk. The post Business continuity planning: Are you ready? appeared first on The Cincinnati Insurance Companies blog.
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Prepare your home to prevent flood losses

By agent, art, caulking, curtains, damage, documents, doors, downspouts, drainage, flood, flooding, hydrostatic water pressure, independent, Insurance, losses, personal, possessions, prevent, property, protect, restoration, Risk Management, safe, safety, vents, windows
You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring. The post Prepare your home to prevent flood losses appeared first on The Cincinnati Insurance Companies blog.
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Secondary, vacation homes may need extra TLC

By agent, alarms, breakage, burglary, cabin, chalet, cottage, damage, debris, drain, drainage, freezing, garage, get-away, hail, holiday, home, house, independent, Insurance, lock, lodge, mail, neighbor, newspaper, opener, photos, pipes, prevent, primary, protect, removal, Risk Management, roof, secondary, snow, vacation, visit, water, window
With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away. The post Secondary, vacation homes may need extra TLC appeared first on The Cincinnati Insurance Companies blog.
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Prepare your construction site before a hurricane hits

By agent, assess, building, caution, claim, construction, Contractor, crane, damage, delivery, emergency, employees, hurricane, independent, Insurance, landfall, materials, meeting, National Weather Service, officials, prepare, prevent, protect, removal, safe, safety, site, storage, storm, Storm Prep, supplier, supplies, tie, water, weather, workers, workplace
Just as you would prepare your home and family for an impending hurricane, you’ll also want to prepare your construction job sites. The steps you take could make a significant difference in how well your construction site fares during the hurricane and how soon your workers can return afterwards. The post Prepare your construction site before a hurricane hits appeared first on The Cincinnati Insurance Companies blog.
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Plumbing leaks pose risk that’s too easy to ignore

By agent, air conditioner, appliance, bathroom, damage, failure, fixture, hose, independent, inspect, Insurance, laundry, leak, line, maintain, maintenance, pipe, plumbing, prevent, protect, Risk Management, routine, sink, supply, toilet, water, water softener
Many homeowners don’t recognize the plumbing leak risk that lies in plain sight within their home or condo: water supply lines. The post Plumbing leaks pose risk that’s too easy to ignore appeared first on The Cincinnati Insurance Companies blog.
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Protect your business with machinery and equipment insurance

By accidental, agent, boiler, breakdown, Business Insurance, claim, complex, coverage, damage, electrical, electricity, equipment, expenses, financial, hot, independent, Insurance, loss, machinery, operate, panel, policy, power, pressurized, protect, replace, simple, steam, surge, water
Practically every business relies on equipment. Regardless of how simple or complex, your equipment is critical to your business’ successful operation. The post Protect your business with machinery and equipment insurance appeared first on The Cincinnati Insurance Companies blog.
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Security systems: Take the proper steps to protect your home

By agent, alarm, alert, burglar, camera, claims, damage, door, family, glass, home, independent, Insurance, lights, loss, monitor, motion, prevent, protect, Risk Management, safe, safety, security, social, system, theft, thieves, vigilant, window
Claims experience shows that theft losses can be prevented when a central station burglar alarm is installed and activated in your home. Improve your family’s security and reduce the potential of home intrusion by knowing the basics for safety and alarm component options. The post Security systems: Take the proper steps to protect your home appeared first on The Cincinnati Insurance Companies blog.
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Reduce your risk before a wildfire threatens

By agent, attic, buildng, claim, clearance, combustible, cuttings, damage, distance, doors, emergency, fire, fireplace, gas, independent, Insurance, landscaping, lawn, leaves, limbs, maintain, maintenance, materials, mow, mowing, number, plan, prevent, prevention, propane, protect, resilient, Risk Management, roof, shingle, threat, threatens, valve, vegetation, water, wildfire, windows
Although not every wildfire can be prevented, you can take steps to make your property more resilient should a wildfire threaten. The post Reduce your risk before a wildfire threatens appeared first on The Cincinnati Insurance Companies blog.
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Fighting fire: Benefits of a residential sprinkler system

By agent, alarm, automatic, control, damage, deluge, dry, fire, Fire Prevention, flow, foam, heat, independent, Insurance, pipe, prevent, protect, protection, reliable, residential, Risk Management, rooms, safe, safely, safety, smoke, source, sprinkler, suppressions, system, time, water, wet
It takes only minutes for a fire to escalate. Even with the responding fire department’s prompt arrival, a home could be destroyed. To help avoid this, have your home fitted with a residential sprinkler system. The post Fighting fire: Benefits of a residential sprinkler system appeared first on The Cincinnati Insurance Companies blog.
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Know the types of water shut-off devices

By agent, Automated, automatic, benefit, cost, credit, damage, flow, freeze, independent, install, Insurance, irrigation, leak, management, manufacturer, off, plumbing, point-of-use, policy, premium, pressure, prevent, protect, risk, Risk Management, sensor, shut, shut-off, sprinkler, supply, temperature, valve, water, whole-house
There are two basic categories of water shut-off systems: whole-house systems and point-of-use systems. While both can prevent water damage, generally only a whole-house system qualifies for a premium credit on your homeowner insurance. The post Know the types of water shut-off devices appeared first on The Cincinnati Insurance Companies blog.
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