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Jul 21

Secondary, vacation homes may need extra TLC

By agent, alarms, breakage, burglary, cabin, chalet, cottage, damage, debris, drain, drainage, freezing, garage, get-away, hail, holiday, home, house, independent, Insurance, lock, lodge, mail, neighbor, newspaper, opener, photos, pipes, prevent, primary, protect, removal, Risk Management, roof, secondary, snow, vacation, visit, water, window
With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away. The post Secondary, vacation homes may need extra TLC appeared first on The Cincinnati Insurance Companies blog.
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Jun 02

Home’s value, replacement cost not interchangeable

By agent, building, claim, code, conditions, contractors, cost, historic, home, homeowner, house, independent, Insurance, labor, loss, market value, materials, older, Personal Insurance, price, reconstruction, registry, replacement cost, sales, savings
When shopping for homeowner insurance, you may hear the terms “market value” and “replacement cost” multiple times. It’s important to have a grasp of the difference. They are not interchangeable. The post Home’s value, replacement cost not interchangeable appeared first on The Cincinnati Insurance Companies blog.
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Nov 27

Winterize your pipes to protect your home

By agent, air, attic, basement, circulation, cold, crawl, damage, drip, dripping, empty, faucet, freeze, frigid, frozen, garage, home, house, independent, insulate, insulation, Insurance, low, main, maintain, maintenance, occupied, outer, pipe, pipes, plumbing, prevent, protect, sensor, shutoff, space, temperatures, unclogged, unoccupied, valve, walls, water, winter, Winter Prep, winterize, wrap
While even the best forecasters cannot guarantee what’s ahead this winter, now is the time to prepare yourself and your home for the coming season. The post Winterize your pipes to protect your home appeared first on The Cincinnati Insurance Companies blog.
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Apr 17

Personal property may need additional protection

By agent, agree, articles, blanket, breakage, cameras, claim, claims, coins, collection, collector, cover, coverage, deductible, disappearance, earthquake, fine art, fire, floater, flood, furs, guns, homeowner, house, independent, Insurance, insure, insured, jewelry, location, loss, losses, maximum, musical, mysterious, new, personal, policy, possession, possessions, property, protect, rare books, silverware, sports, stamps, terrorism, theft, transit, Valuable Articles, valuables, value, wine
Homeowner insurance isn’t just for the structure of your house. It also provides protection for most of your personal possessions. Some possessions of special value may require additional protection through a personal articles floater that can provide coverage beyond your standard policy. The post Personal property may need additional protection appeared first on The Cincinnati Insurance Companies blog.
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Apr 03

If a tree falls, who’s responsible?

By agent, arborist, branch, branches, conditions, Consumer Tips, cover, coverage, damage, disease, fall, homeowner, house, independent, inspect, Insurance, language, lightning, nature, negligence, negligent, policy, property, responsibility, responsible, storm, terms, tree, trees, trim, wind
Fallen trees and branches are a significant cause of damage and power loss after a thunderstorm rolls through. But if a neighbor’s tree falls on your property and causes damage, who is responsible? The post If a tree falls, who’s responsible? appeared first on The Cincinnati Insurance Companies blog.
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