Blog Page - Scharver Insurance Group

May 10

Help your insurance agent help you

By Scharver Insurance Group age, agent, auto, collectibles, collector, Consumer Tips, courses, covered, declaration page, deductible, drivers, dwelling, fine arts, garage, grades, home, household, independent, instruments, Insurance, jewelry, loss, original equipment, Personal Insurance, personal items, policy, pool, premium, protect, record, relationship, renew, rental, review, safe, structures, upscale, vacation, valuable, VIN

Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s insurance needs. However, it’s important to be prepared with the information they need so they can offer you the right coverages to suit you. The post Help your insurance agent help you appeared first on The Cincinnati Insurance Companies blog.

May 03

Know the truth about insurance

By Scharver Insurance Group A.M. Best Co., agent, alike, carefully, companies, conditions, Consumer Tips, control, costs, coverages, deductible, endorsement, exclusion, independent, informed, Insurance, limitations, Personal Insurance, policies, premium, purchase, read, savings, service, unique

Most people research major purchases such as houses, cars or electronics to assure they receive the best value for their money. It’s equally important to know what you’re getting when you buy insurance to protect your family and financial well-being. The post Know the truth about insurance appeared first on The Cincinnati Insurance Companies blog.

Apr 26

Tips to help control insurance costs

By Scharver Insurance Group accident, agent, auto, backup, building materials, bundling, claims, Consumer Tips, costs, credit, credits, deductibles, expenses, generator, guidance, independent, injuries, Insurance, labor, medical, multi-policy discount, premiums, protection, purchase, replacement, review, safety, shut-off

Insurance premiums are tied closely to costs of labor, building materials and medical care. As these prices rise, the costs to treat injuries after an auto accident or to repair or replace your home, car and belongings also increase. The post Tips to help control insurance costs appeared first on The Cincinnati Insurance Companies blog.

Apr 19

Enjoy the bicycle boom: 5 tips for safe riding

By Scharver Insurance Group agent, bicycle, bike, cell phone, commute, commuting, cycling, flat, gloves, handlebar, helmet, hydrate, independent, Insurance, lights, mountain, Pandemic, prevent, protect, reflectors, ride, riding, Risk Management, road, safe, safety, Safety Tips, sidewalk, sunglasses, tire, trail, tube, visibility

I put more miles on my bike than my car in 2021. Sticking to a few rules of the road kept me safe and accident-free, and I’d like to share them with you. The post Enjoy the bicycle boom: 5 tips for safe riding appeared first on The Cincinnati Insurance Companies blog.

Apr 12

A refresher on water sport and boating safety

By Scharver Insurance Group accident, accidental, agent, alcohol, boat, boating, buddy, dehydration, drowning, independent, Insurance, lake, life jacket, ocean, operators, Pandemic, passengers, prevent, protect, rip tides, Risk Management, river, Safety Tips, skiing, sunburn, swim, swimming, water, water sport

Boating activity rose significantly during the pandemic, based on increased boat sales, new insurance policies and increased claims and calls for towing assistance. With more people on the water comes more potential for injuries. The post A refresher on water sport and boating safety appeared first on The Cincinnati Insurance Companies blog.

Apr 05

How to get the most from a shingled roof

By Scharver Insurance Group age, agent, asphalt, climate, cold, Consumer Tips, factors, gaps, heat, Home Maintenance, house, ice, independent, inspect, Insurance, life, maintenance, manufacturer, prevent, protect, rain, roof, shingle, sleet, warranty, weather

Why did I turn around and completely replace my asphalt shingle roof again in 2015? The 2004 roof was installed correctly and there were no major issues, such as wind or hail damage. However, the shingles were not living up to their life expectancy. The post How to get the most from a shingled roof appeared first on The Cincinnati Insurance Companies blog.

Mar 29

Car mirror adjustment – lean into it

By Scharver Insurance Group accident, adjust, agent, auto, blind, Business Insurance, cab, car, crash, drive, driver, field, field of view, independent, Insurance, look, mirror, Personal Insurance, prevent, protect, road, Safety Tips, semi, side, spot, technology, tractor, trailer, truck, vehicle, view

Knowing how to adjust and use mirrors is one of the easiest and most effective ways to prevent a blind spot car crash. The post Car mirror adjustment – lean into it appeared first on The Cincinnati Insurance Companies blog.

Mar 22

Drizzle or downpour, drive safely in the rain

By Scharver Insurance Group agent, attention, auto, brakes, clear, covers, distance, distract, distraction, downpour, driver, drizzle, flood, fog, headlights, independent, Insurance, manufacturer, passenger, rain, regulations, roadway, Safety Tips, slow, speed, spring, Spring Storms, storm, tires, treads, ventilation, visibility, water, windshield

No matter what part of the country you live in, eventually everyone will encounter driving in the rain. Whether it’s a light sprinkle or a full downpour, it’s important to be prepared. The post Drizzle or downpour, drive safely in the rain appeared first on The Cincinnati Insurance Companies blog.

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