Blog Page - Scharver Insurance Group

Dec 14

Follow tips for portable heater safety

By Scharver Insurance Group agent, air circulation, automatic, banned, burns, carbon monoxide, ceramic, clearance, CO, combustible, curtains, death, detector, electric, fan-forced, fire, Fire Prevention, flame, flammable, fuel, gas, gasoline, heater, Home Protection-Fire, ignitable, independent, infrared, injury, Insurance, kerosene, liquid, manual, oil-filled, overheat, paper, portable, prevent, propane, protect, safe, safety, Safety Tips, smoke, smoke alarm, space, tip over

Space heaters offer a portable and relatively affordable means of taking the chill out of small spaces. But portable heaters are also a significant source of home fires each year. The post Follow tips for portable heater safety appeared first on The Cincinnati Insurance Companies blog.

Nov 30

Older homes: Hidden gems, or hidden pitfalls?

By Scharver Insurance Group agent, air conditioning, basement, buy, charm, electrical, equipment, exterior, failing, flooring, foundation, furnace, home, Home Maintenance, hydrostatic, independent, inspect, inspection, Insurance, materials, mechanical, obsolete, older, pitfalls, plumbing, pressure, Risk Management, roof, water, water heater

Buying an older home can be appealing for many people. Older homes are usually found in established neighborhoods, have an abundance of character and are often one of a kind. However, hidden expenses could accompany all that charm. The post Older homes: Hidden gems, or hidden pitfalls? appeared first on The Cincinnati Insurance Companies blog.

Nov 16

Inspection gives home buyer a deeper look

By Scharver Insurance Group agent, attic, basement, condition, costly, damage, electrical, equity, exterior, foundation, gutters, home, Home Construction, independent, inspect, inspection, Insurance, interior, investment, mechanical, plumbing, property, purchase, repair, Risk Management, roof, systems, valuable, Valuation

Buying a home is the biggest and most valuable purchase most people make. Many factors could draw you to a home: location, price, updated countertops or a large yard. The home inspection offers the buyer a deeper look into how the home has been maintained or whether it needs costly repairs. The post Inspection gives home buyer a deeper look appeared first on The Cincinnati Insurance Companies blog.

Nov 02

7 reasons why single people need life insurance

By Scharver Insurance Group accumulate, agent, business, cash value, coverage, custom, depend, dependents, designed, expenses, family, final, independent, individual, Insurance, legacy, life, Life Insurance, married, money, options, premium, program, responsibilities, school, single

Many believe life insurance isn’t a necessity while they’re single, but nothing could be further from the truth. Life insurance is for anyone, and it is useful in many more situations than just providing a cushion for a spouse in the face of suddenly lost income. The post 7 reasons why single people need life insurance appeared first on The Cincinnati Insurance Companies blog.

Oct 26

How an independent agent stands out

By Scharver Insurance Group agent, assets, brick and mortar, businesses, buying, captive, carrier, carriers, companies, company, compare, Consumer Tips, coverage, direct, expenses, gaps, independent, individuals, Insurance, needs, online, personal, Personal Insurance, plan, policyholders, products, selling

If you’re not in the industry, you may have many questions when purchasing insurance. Insurance companies have different structures and use different types of sales agents. Understanding your options can help you decide which is right for you. The post How an independent agent stands out appeared first on The Cincinnati Insurance Companies blog.

Oct 19

What to watch for when buying a high-rise condo

By Scharver Insurance Group agent, building, claims, condo, condominium, damage, high-rise, home, Home Maintenance, Home Protection-Water, independent, inspection, Insurance, investigate, leak, losses, mitigae, newer, ownership, plumbing, prepare, prevent, protect, real estate, records, reports, research, Risk Management, unit, water

You move into a new city and purchase a high-rise condo in one of the nicest parts of town. Shortly thereafter, you notice water leaking from the unit above, causing damage to your property. Sadly, this is a common reality for condo owners; water continues to be one of the top perils in high-rise habitational buildings. The post What to watch for when buying a high-rise condo appeared first on The Cincinnati Insurance Companies blog.

Oct 12

Feeling stressed? Go easy on yourself

By Scharver Insurance Group agent, balance, boundaries, breaks, change, cope, exercise, focus, healthy, help, home, humor, independent, Insurance, kind, life, Lifestyle, meals, moving, Pandemic, relax, rest, stress, stretch, walk, work

Change can add stress to any family routine, but change amid a pandemic can bring stress to a whole new level. Make sure you recognize signs of increased tension and address it before it impacts your life or health. The post Feeling stressed? Go easy on yourself appeared first on The Cincinnati Insurance Companies blog.

Oct 05

October brings focus on fire prevention

By Scharver Insurance Group agent, alarm, batteries, button, carbon, carbon monoxide, CO, cooking, death, detector, escape, extinguisher, extinguishers, fire, fire detector, Fire Prevention, Fire Prevention Month, Fire Prevention Week, flame, Home Protection-Fire, independent, inhalation, injure, injury, Insurance, monoxide, prepare, prevent, prevention, protect, residential, smoke, survey, test

Fire safety organizations traditionally conduct fire prevention awareness campaigns in October, coinciding with the anniversary of the Great Chicago Fire of 1871. Though its origin is disputed, the deadly fire burned from October 8 to 10 that year, killing about 300 people, destroying more than 3 square miles of the city and leaving 100,000 people homeless. The post October brings focus on fire prevention appeared first on The Cincinnati Insurance Companies blog.

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