A Personal Approach to Insurance

At Scharver Insurance Group, we have a unique concern for our clients’ needs.

Learn More

A Personal Approach to Insurance

At Scharver Insurance Group, we have a unique concern for our clients’ needs.

Learn More

We Write it Right!

Smarter insurance starts with experts who think a little differently — a company which understands your industry and what’s on the line for you. As a forward-looking agency with the ability to change and adapt, we’ve built our business creating innovative solutions to even the toughest risk management challenges.

As an agency, we believe in the importance of the human-powered social network between our clients and our agents.  This allows us to regularly interact face-to-face and build relationships to provide counsel and education when making important insurance decisions.  

We value the time it takes to get to know our clients and we believe our their financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions – protecting you from the unexpected and planning for the predictable.

Personal Insurance - Homepage

Personal Insurance

Insurance tailored to fit your life.

Business Insurance - Homepage

Business Insurance

Comprehensive coverage for your business.

clickable-coverage-technology-firm

There’s more to insurance than the price of the policy.

Explore our interactive graphics and learn about your unique risks and the related insurance solutions.
Explore Scenes

Customer Service, Customer Service, Customer Service. Your agency is one of the last on the planet that actually has it. What else needs to be said?

Jeffrey K.Personal Insurance Client

The Latest Articles

affordableagentbenefitcarechildcarecostcovercoverageeducationexpensesfamilyfinancialhelpindependentInsurancelifeLife InsuranceLIMRAlovedmortgageneedpaymentspeakpolicyprotectsalarysurvivortermtimeutilitieswageswholeyears
September 18, 2018

Don’t put it off: Assess your life insurance

Would you believe that 1 in 5 families with children under age 18 does not have life insurance? As shocking as that may be to many of us, a 2018 study by LIMRA, a leading insurance and financial services trade organization, also found that 3 in 10 families would be in immediate financial trouble if a primary wage earner died. And, nearly half of respondents would experience financial adversity in just six months. The post Don’t put it off: Assess your life insurance appeared first on The Cincinnati Insurance Companies blog.
agentbatteryclaimcoastcoastalconstructiondamagedebrisdownspoutsemergencyfloodgeneratorguttershurricanehurricanesindependentinlandInsurancelandfalllossphonepowerpreparepreventpropertyprotectrainshutoffstormStorm Prepstormstropicalvehicleswarningwatchwindwindows
September 11, 2018

Not on the coast? Tropical storms may still threaten

Coastal dwellers remain on alert during hurricane season, but inland residents can be caught off-guard after a hurricane or tropical storm makes landfall. While the storm may diminish in strength, the potential remains for severe damage from winds and heavy rain. When you know a storm is coming, take steps to minimize damage and speed recovery. The post Not on the coast? Tropical storms may still threaten appeared first on The Cincinnati Insurance Companies blog.
accidentaladultagentbatterycabinetcapcarbonchildchildrencoaldetergentdoctorindependentInsurancekerosenelockmedicinemonoxidenumberpaintpediatricspharmacistphonepoisonpoisoningpreparepreventpreventionprotectsafetySafety Tipsvarnishwood
September 4, 2018

Poison prevention: Safety tips for parents and caregivers

More than 2 million people – about half of them under age 6 – swallow or have contact with a poisonous substance each year, according to the American Academy of Pediatrics. Be prepared in case of an accidental poisoning. The post Poison prevention: Safety tips for parents and caregivers appeared first on The Cincinnati Insurance Companies blog.