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New employee leave provisions apply to small businesses, too

By absence, agent, care, child care, childcare, companies, company, COVID-19, diagnosis, disruption, employee, employers, Families First Coronavirus Response Act, independent, Insurance, large, leave, Pandemic, quarantine, school closure, sick leave, smaller, symptoms, worker
If your business employs fewer than 500 workers, you may be subject to new requirements for employees who take leave for COVID-19-related reasons. Even if you are a business with less than 50 employees these new requirements apply to you. The post New employee leave provisions apply to small businesses, too appeared first on The Cincinnati Insurance Companies blog.
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Job-seekers: Beware of online employment scams

By agent, application, apply, ATM, chat, chatbot, check, company, Consumer Tips, domain, email, employment, fake check, fictitious job offer, gift card, hiring, independent, information, Insurance, interview, job, job scam, online, organization, Pandemic, personal, public, scam, scammers, staff, website, work, workplace
Scammers are taking advantage of job applicants by sending fictitious job offers in the name of several major companies. But beware: It’s a hoax designed to get your personal information. The post Job-seekers: Beware of online employment scams appeared first on The Cincinnati Insurance Companies blog.
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Beware of COVID-19 cyber scams and fraud

By agent, attachments, CISA, criminal, cyber, email, FBI, financial, fraud, fraudulent, FTC, government, independent, information, infrastructure, Insurance, internet, legitimate, online, Pandemic, personal, phish, phishing, prevent, protect, resources, risk, robocalls, scam, social engineering, telephone, unsolicited, verify, vigilant, websites
Scammers love to exploit fear, and there’s plenty of that around right now with the COVID-19 threat. The most recent round of fake emails play off pandemic fears and promote false information. Federal agencies are encouraging individuals to remain vigilant for scams related to COVID-19. The post Beware of COVID-19 cyber scams and fraud appeared first on The Cincinnati Insurance Companies blog.
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Tips for sanitation in the age of coronavirus

By agencies, agency, agent, bleach, CDC, chemicals, cleaning, clothing, contact, coronavirus, cough, COVID-19, disinfecting, distance, employee, employees, employer, employers, germs, gloves, government, hands, high-touch, home, illness, independent, Insurance, laundry, NIH, obligation, OSHA, Pandemic, report, reporting, requirement, safe, safety, sneeze
While it may be impossible to prevent infection from the new coronavirus, you can take steps to minimize the risk of COVID-19 illness in your home or office. The post Tips for sanitation in the age of coronavirus appeared first on The Cincinnati Insurance Companies blog.
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Employers must report COVID-19 illness in workplace

By agencies, agency, agent, CDC, coronavirus, COVID-19, employee, employees, employer, employers, government, illness, independent, Insurance, NIH, obligation, OSHA, Pandemic, report, reporting, requirement, safe, safety
As the COVID-19 pandemic expands, employers are coping with their obligation to maintain a safe work environment and to comply with government workforce reporting requirements. The U.S. Occupational Safety and Health Administration has developed resources to assist these efforts. The post Employers must report COVID-19 illness in workplace appeared first on The Cincinnati Insurance Companies blog.
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Should you convert your term life insurance policy?

By agent, bloodwork, change, conditions, cost, death benefit, independent, Insurance, life, Life Insurance, period, physical, plan, policy, protect, protection, questions, specific, universal, whole
Term life insurance is popular because it allows the consumer to purchase a higher death benefit at a lower price than permanent life insurance, such as whole life and universal life. As the name implies, term insurance provides protection for a specific and limited amount of time. So, what can you do when you realize you need all or a portion of your life insurance to last beyond the initial length of your term? The post Should you convert your term life insurance policy? appeared first on The Cincinnati Insurance Companies blog.
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Preparation key to protecting home and family from flooding

By agent, burn area, communication, emergency, evacuation, flash flood, flood, flooding, independent, Insurance, kit, low water, measures, mitigation, mountainous, plain, plan, potential, preparation, prevent, protect, Risk Management, rivers, runoff, spring, urban, warning, watch
Even if you don’t live in a flood plain, the potential for flooding could be a concern anywhere in the country. The post Preparation key to protecting home and family from flooding appeared first on The Cincinnati Insurance Companies blog.
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Breweries and distilleries: Preparing for a boiler inspection

By agent, beverage, blowdown, boiler, brewery, burner, chemistry, craft, Craft Beverage, distillery, External, firing, generation, identify, independent, industry, inspection, Insurance, internal, issues, jurisdiction, logs, operator, oxygen, state, steam, tags, teardown, tube
Steam generation is the heart of many breweries and distilleries, so maintaining the system’s health is vital for safe, efficient and uninterrupted operation. The inspection process is an important component of preventive maintenance that may help identify issues before a problem occurs. The post Breweries and distilleries: Preparing for a boiler inspection appeared first on The Cincinnati Insurance Companies blog.
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Tech may advance, but personal touch adds value

By advice, agent, buildings, business, Business Insurance, buyers, carriers, cars, Consumer Tips, cyber, evaluate, evolve, expert, expertise, home, homeowner, income, independent, Insurance, needs, owner, personal, Personal Insurance, policy, prevent, products, profile, protect, relationships, renovations, risk, touch, value, workforce
People’s lives change. Businesses grow and transform over time. That’s why we feel the consumer is best served by an independent insurance agent with the expertise to evaluate an evolving risk profile and offer educated advice and products that best match these needs. Their clients can sleep easy. The post Tech may advance, but personal touch adds value appeared first on The Cincinnati Insurance Companies blog.
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Throw snow – not caution – to the winds

By agent, auger, blower, clog, depth, ditches, engine, freeze, frozen, fuel, gravel, hot, ignite, impeller, independent, Insurance, oil, piles, plow, rock, salt, shovel, slippery, snow, snowfall, storage, temperature, thrower, weight, width, winter, Winter Prep
Winter weather can take many forms from mild to windy to cold to unpredictable -- yet snowfall is inevitable in most temperate areas of North America. Along with the eventual snow is the need to clear it from the driveway and sidewalks of your home or business. The post Throw snow – not caution – to the winds appeared first on The Cincinnati Insurance Companies blog.
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