Blog Page - Scharver Insurance Group

Aug 04

Keep your child safe on outdoor play equipment

By Scharver Insurance Group agent, backyard, capacity, child, children, configuration, COVID-19, equipment, falls, fatal, guardrails, hazard, height, high, hooks, hurt, independent, injury, Insurance, kids, play, playground, prevent, private, protect, public, Risk Management, serious, supervise, supervision, trip

Swings and other outdoor play equipment have always been a popular childhood pastime. They also can be a great alternative to today’s “screen time” and other sedentary activities. However, playing on outdoor equipment does come at a risk. The post Keep your child safe on outdoor play equipment appeared first on The Cincinnati Insurance Companies blog.

Jul 28

Private company decision makers need D&O insurance

By Scharver Insurance Group agent, bankrupt, Business Insurance, company, competitors, creditors, D&O, decisions, directors, frequency, governmental, independent, individuals, Insurance, lawsuit, liability, management, mergers, officers, partners, private, protect, severity, shareholders, small, sue, suit, suppliers, vendors

Owners of private companies without shareholders often believe they do not need directors and officers liability coverage. The misconception takes hold, I believe, because small, privately held companies often have no formal board of directors or shareholders – which seemingly limits exposure to lawsuits and dismisses the need for D&O liability coverage. While logical, this could not be further from the truth. The post Private company decision makers need D&O insurance appeared first on The Cincinnati Insurance Companies blog.

Jul 21

Secondary, vacation homes may need extra TLC

By Scharver Insurance Group agent, alarms, breakage, burglary, cabin, chalet, cottage, damage, debris, drain, drainage, freezing, garage, get-away, hail, holiday, home, house, independent, Insurance, lock, lodge, mail, neighbor, newspaper, opener, photos, pipes, prevent, primary, protect, removal, Risk Management, roof, secondary, snow, vacation, visit, water, window

With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away. The post Secondary, vacation homes may need extra TLC appeared first on The Cincinnati Insurance Companies blog.

Jul 14

Take care with riding mowers on slopes

By Scharver Insurance Group agent, angle, blade, bumps, cemeteries, children, commercial, dropoffs, gear, golf course, grass, guidelines, independent, Insurance, labels, larger, lawn, machineditches, manual, mowers, mowing, overturn, parks, passengers, pets, residential, riding, rocks, ruts, safe, safety, Safety Tips, slopes, traction, trimming, wet

Riding mowers seem more popular than ever for trimming the lawn. A self-propelled riding mower with a seated or standing operator is designed to cut larger grassy areas such as residential lawns, golf courses, cemeteries and parks. The post Take care with riding mowers on slopes appeared first on The Cincinnati Insurance Companies blog.

Jul 07

Strategies to protect yourself from cyber security risks

By Scharver Insurance Group agent, bills, brand, computer, conferenceing, content, cyber, data, email, employer, future, independent, information, Insurance, name, network, networking, online, parents, paying, personal, phone, posts, prevent, privacy, protect, restrict, risk, Risk Management, school, security, settings, shopping, tablet, video

Just about everything you do today carries a cyber security risk: networking on social platforms, working from home in the COVID-19 era, video conferencing for work or leisure, paying bills or shopping. Learn how to protect your personal information whenever you engage in technology using your phone, computer or tablet. The post Strategies to protect yourself from cyber security risks appeared first on The Cincinnati Insurance Companies blog.

Jul 02

Prepare your construction site before a hurricane hits

By Scharver Insurance Group agent, assess, building, caution, claim, construction, Contractor, crane, damage, delivery, emergency, employees, hurricane, independent, Insurance, landfall, materials, meeting, National Weather Service, officials, prepare, prevent, protect, removal, safe, safety, site, storage, storm, Storm Prep, supplier, supplies, tie, water, weather, workers, workplace

Just as you would prepare your home and family for an impending hurricane, you’ll also want to prepare your construction job sites. The steps you take could make a significant difference in how well your construction site fares during the hurricane and how soon your workers can return afterwards. The post Prepare your construction site before a hurricane hits appeared first on The Cincinnati Insurance Companies blog.

Jun 30

Fire up the grill, but follow simple safety tips

By Scharver Insurance Group agent, ashes, burn, charcoal, children, deck, fire, fittings, fuel, gas, gasoline, grill, hospital, independent, Insurance, patio, prevent, propane, protect, residential, safe, safely, safety, Safety Tips, starter

Grilling season is here, and with all the social distancing that 2020 has brought us, consumers are eager to do more home cooking at their backyard grills. Unfortunately, each summer season also brings numerous home fires and burn injuries associated with outdoor grilling activities. The post Fire up the grill, but follow simple safety tips appeared first on The Cincinnati Insurance Companies blog.

Jun 23

Strategies for reopening your fitness club

By Scharver Insurance Group agent, center, club, ClubSolutions, coronavirus, COVID-19, disinfection, facility, fitness, Fitness & Recreation, independent, Insurance, Pandemic, prevent, protect, recreation, reopening, sanitization, sports, spread, staff, train, training, transmission, virus

The June edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He offers tips for health and fitness facilities as they reopen after shutdowns to slow the spread of coronavirus. The post Strategies for reopening your fitness club appeared first on The Cincinnati Insurance Companies blog.

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