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May 04

3 myths about hurricane wind risks

By Scharver Insurance Group activity, agent, area, breakage, claim, damage, debris, direction, doors, facing, flying, glass, Home Construction, hurricane, impact-rated, independent, Insurance, intrusion, loss, mitigation, myths, opening, prevent, protect, safe, season, shutter, storm, water, wind, windows

The 2020 hurricane season was one of the most active seasons in history, and weather experts predict 2021 will be similar. While hurricanes continue to be among the most catastrophic weather events, the good news is that homeowners have effective and affordable options to help reduce damage. The post 3 myths about hurricane wind risks appeared first on The Cincinnati Insurance Companies blog.

Apr 27

Prepare your commercial building for spring

By Scharver Insurance Group agent, batteries, building, Business Insurance, changing, checklist, Consumer Tips, Contractor, debris, drain, exit, exterior, fire protection, independent, Insurance, landscaping, lights, mechanicals, parking, pipes, preparation, prepare, prevent, protect, repair, replace, roof, season, signs, spring, steps, walking

We all think of spring cleaning for our homes, both inside and outside, but have you thought about getting your commercial building ready for warmer weather? The post Prepare your commercial building for spring appeared first on The Cincinnati Insurance Companies blog.

Apr 20

Recycle batteries to stop fires, help planet

By Scharver Insurance Group agent, batteries, blaze, damage, danger, e-cigarettes, environment, fire, Fire Prevention, garbage, greeting cards, hazardous, household, independent, Insurance, laptops, lithium-ion, mail-in, mini explosion, prevent, protect, recycle, recycling, stream, trash, truck, waste

Lithium-ion batteries store lots of power in a small, lightweight format, making them a popular component of consumer products from laptops to e-cigarettes. Unfortunately, few of us consider how to dispose of batteries when we are finished with them, and the results may be fueling one of the biggest emerging problems in the world of waste: fires. The post Recycle batteries to stop fires, help planet appeared first on The Cincinnati Insurance Companies blog.

Apr 13

Could your gate lock out first responders?

By Scharver Insurance Group access, accessibility, accessible, agency, agent, critical, earthquake, fire, fire department, Home Protection-Fire, hurricane, independent, Insurance, lock, mechanism, paramedics, police, prevent, property, protect, release, time, tornado, urgency, urgent, wildfire

In an emergency, first responders need immediate access to the affected property. While perimeter walls, gates and fences do a great job of maintaining privacy, these physical barriers could delay help from police, paramedics or fire departments. The post Could your gate lock out first responders? appeared first on The Cincinnati Insurance Companies blog.

Apr 06

Stay safe when riding electric scooters

By Scharver Insurance Group abrasion, accident, agent, alcohol, collision, Consumer Tips, contusion, crash, distracted, drugs, e-scooter, earbuds, electric, fracture, head, headphones, helmet, independent, injury, Insurance, limbs, minimize, neck, obstacles, overcharge, pavement, prevent, protect, safe, safety, Safety Tips, scooter, sober, speed, traffic

With more than 65,000 on American streets, electric scooters are every bit as much a part of our transportation landscape as delivery trucks or rideshare cars. The post Stay safe when riding electric scooters appeared first on The Cincinnati Insurance Companies blog.

Mar 30

Consider the hidden risks of mulching

By Scharver Insurance Group agent, buildings, crushed, dry, extinguish, fire, hardscape, home, Home Protection-Fire, ignite, independent, Insurance, landscape, mulch, mulching, pavers, pebbles, prevent, property, protect, rock, smoking, soil, sparks, stone, structures, temperatures, warm, wildfire, wind

One of your annual gardening tasks might involve applying a new layer of mulch to help control weed growth, reduce soil erosion and add nutrients to the soil. While your fruits, vegetables or ornamentals might benefit, mulch is a combustible material, and care must be taken to avoid the possibility of it igniting. The post Consider the hidden risks of mulching appeared first on The Cincinnati Insurance Companies blog.

Mar 23

Checklist: How did your home hold up?

By Scharver Insurance Group agent, air conditioning, batteries, carbon monoxide, check, clean, detectors, driveways, equipment, family, gutters, home, Home Maintenance, house, independent, Insurance, lighting, paint, play, prevent, property, protect, railings, repair, roof, safe, safety, service, sidewalks, siding, smoke, vent, windows

Spring is a good time to assess how your property weathered the winter and to make a “to-do” list to prevent property maintenance and liability issues. The post Checklist: How did your home hold up? appeared first on The Cincinnati Insurance Companies blog.

Mar 09

Coping with loss in a catastrophe: What to do

By Scharver Insurance Group agent, assess, auto, business, calm, catastrophe, claims, company, contact, damage, disaster, drowning, earthquake, electrocution, emergency, family, flood, hail, home, hurricane, hurt, independent, injure, injured, Insurance, loss, medical, number, people, personal, power, prevent, property, protect, Spring Storms, storm, survey, tornado, water, wildfire, wind

Protecting yourself and your family is your first priority in the aftermath of a catastrophic event. When your auto, home, business or personal property is damaged or destroyed by a tornado, hail, flood or other destructive event, focus on people first. The post Coping with loss in a catastrophe: What to do appeared first on The Cincinnati Insurance Companies blog.

Mar 02

Make a generator part of your emergency backup plan

By Scharver Insurance Group agent, backup, carbon monoxide, cooling, critical, damage, dark, earthquake, emergency, family, frozen, fuel, generator, grounded, heating, Home Protection-Safety, hurricane, independent, Insurance, internet, light, medical, outage, permanent, pipes, portable, power, prevent, property, protect, refrigeration, safe, safety, security, source, spoiled, Spring Storms, Storm Prep, systems, Winter Prep, wired

Does your emergency preparedness plan include a generator? Whether you’re facing a public safety power shutoff in California due to red flag wildfire conditions or an ice storm, heavy snow or hurricane that downed power lines or another manmade or environmental emergency, it’s a good idea to be ready for power outages. The post Make a generator part of your emergency backup plan appeared first on The Cincinnati Insurance Companies blog.

Feb 23

Woodchippers efficient, but demand extra caution

By Scharver Insurance Group agent, blades, caught-in, caution, chute, controls, ear protection, earplugs, eye protection, feed, gloves, hands, hazard, independent, injury, instructions, Insurance, lockout, precaution, prevent, projectile, protect, push, safety glasses, Safety Tips, size, Spring Storms, tool, wood, woodchipper

Woodchippers are an efficient way to clean up wood, fallen branches and other debris, but their force and rapidly moving blades pose serious dangers. Follow these safety practices to use a woodchipper safely and effectively. The post Woodchippers efficient, but demand extra caution appeared first on The Cincinnati Insurance Companies blog.

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