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Prepare your property for wildfire, then review plans annually

By "go bag", agent, building, business, checklist, chemicals, clean, debris, defensible, embers, employees, evacuation, family, first responder, flame, food, hazard, home, independent, Insurance, kit, medications, prevent, property, protect, rake, roof, shelter, smoke, supplies, water, wildfire
Even if you’ve taken precautions to make your home or business resistant to wildfire, take time each year to review your preparations. The post Prepare your property for wildfire, then review plans annually appeared first on The Cincinnati Insurance Companies blog.
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Landlords: 3 reasons to consider requiring renters insurance

By agent, building, claims, damage, financial, fire, independent, Insurance, landlord, large, legal, liability, loss, mitigate, multiple, Personal Insurance, pets, policy, premium, prevent, property, protect, tenant, theft, water damage
Many tenants do not obtain their own renters insurance. Either they underestimate the value of their personal possessions or they incorrectly assume the landlord’s policy will cover them. In most states, landlords can require renters to have their own insurance, and here are three reasons a landlord should consider doing just that. The post Landlords: 3 reasons to consider requiring renters insurance appeared first on The Cincinnati Insurance Companies blog.
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What to watch for when buying a high-rise condo

By agent, building, claims, condo, condominium, damage, high-rise, home, Home Maintenance, Home Protection-Water, independent, inspection, Insurance, investigate, leak, losses, mitigae, newer, ownership, plumbing, prepare, prevent, protect, real estate, records, reports, research, Risk Management, unit, water
You move into a new city and purchase a high-rise condo in one of the nicest parts of town. Shortly thereafter, you notice water leaking from the unit above, causing damage to your property. Sadly, this is a common reality for condo owners; water continues to be one of the top perils in high-rise habitational buildings. The post What to watch for when buying a high-rise condo appeared first on The Cincinnati Insurance Companies blog.
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Prepare your commercial building for spring

By agent, batteries, building, Business Insurance, changing, checklist, Consumer Tips, Contractor, debris, drain, exit, exterior, fire protection, independent, Insurance, landscaping, lights, mechanicals, parking, pipes, preparation, prepare, prevent, protect, repair, replace, roof, season, signs, spring, steps, walking
We all think of spring cleaning for our homes, both inside and outside, but have you thought about getting your commercial building ready for warmer weather? The post Prepare your commercial building for spring appeared first on The Cincinnati Insurance Companies blog.
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Business continuity planning: Are you ready?

By agent, building, business, Business Insurance, checklist, closure, communication, continuity, damage, disruption, electrical, employee, financial, independent, informaton, Insurance, interruption, liability, locations, loss, plan, prepare, reputation, risk, security, stability, supplier, technology, threat, transportation, utility, vendor
It’s hard to predict what could go wrong when disaster strikes. Whether you’re dealing with a natural disaster, human-caused hazard, technology disruption or health emergency, an effective business continuity plan could help you respond quickly. Without a plan, the magnitude of what can go wrong could be overwhelming, and your business could be at risk. The post Business continuity planning: Are you ready? appeared first on The Cincinnati Insurance Companies blog.
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5 questions to promote quality in construction management

By agent, building, business, claim, construction, Contractor, document, drawings, electrical, independent, inspect, inspection, installation, Insurance, masonry, materials, mechanical, meeting, notes, photos, plumbing, produce, production, project, punch list, quality, testing, verify
Quality is king in construction. Reputations hinge on excellence, which is why most contractors work hard to ensure they produce quality products. The more robust the quality management process, the better. If you want to test your quality assurance operations, check out these five questions every contractor should consider – and some answers for success in quality. The post 5 questions to promote quality in construction management appeared first on The Cincinnati Insurance Companies blog.
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5 questions to promote quality in construction management

By agent, building, business, claim, construction, Contractor, document, drawings, electrical, independent, inspect, inspection, installation, Insurance, masonry, materials, mechanical, meeting, notes, photos, plumbing, produce, production, project, punch list, quality, testing, verify
Quality is king in construction. Reputations hinge on excellence, which is why most contractors work hard to ensure they produce quality products. The more robust the quality management process, the better. If you want to test your quality assurance operations, check out these five questions every contractor should consider – and some answers for success in quality. The post 5 questions to promote quality in construction management appeared first on The Cincinnati Insurance Companies blog.
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Prepare your construction site before a hurricane hits

By agent, assess, building, caution, claim, construction, Contractor, crane, damage, delivery, emergency, employees, hurricane, independent, Insurance, landfall, materials, meeting, National Weather Service, officials, prepare, prevent, protect, removal, safe, safety, site, storage, storm, Storm Prep, supplier, supplies, tie, water, weather, workers, workplace
Just as you would prepare your home and family for an impending hurricane, you’ll also want to prepare your construction job sites. The steps you take could make a significant difference in how well your construction site fares during the hurricane and how soon your workers can return afterwards. The post Prepare your construction site before a hurricane hits appeared first on The Cincinnati Insurance Companies blog.
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Home’s value, replacement cost not interchangeable

By agent, building, claim, code, conditions, contractors, cost, historic, home, homeowner, house, independent, Insurance, labor, loss, market value, materials, older, Personal Insurance, price, reconstruction, registry, replacement cost, sales, savings
When shopping for homeowner insurance, you may hear the terms “market value” and “replacement cost” multiple times. It’s important to have a grasp of the difference. They are not interchangeable. The post Home’s value, replacement cost not interchangeable appeared first on The Cincinnati Insurance Companies blog.
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Flying into 2019: Using drones to serve policyholders

By agent, building, camera, catastrophe, certified, certifies, certify, claims, drone, drones, efficiency, efficient, estimate, fence, flight, hail, independent, inspection, Insurance, ladder, Loss Control, measure, pattern, photo, photograph, pilot, privacy, program, property, report, roof, safe, safety, storm, Storm Prep, survey, tablet, team, training
Recently, I got to witness something pretty cool. Our Headquarters Claims department contracted with a company to lease a drone to use for inspections and claims. Kyle Mathews and Justin Anderson, two of our claims technology specialists, participated in a training exercise so they can fly the drone on their own in the future. The vendor walked them through all the steps to ensure a safe flight. The post Flying into 2019: Using drones to serve policyholders appeared first on The Cincinnati Insurance Companies blog.
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