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liability

What to do when buying a new or used car

By agency, buy, buying, car, collision, comprehensive, coverage, deductible, endorsement, gap, independent, injury, Insurance, lease, liability, loan, model, new, Personal Insurance, policy, purchase, replacement, truck, used, value, van, vehicle, vehicle identification number, VIN
Congratulations on your new car! Purchasing a new vehicle is exciting, and insurance isn’t normally the first thing on your mind. When you finally think of it, you may be overwhelmed and not sure what to do. Here are some tips. The post What to do when buying a new or used car appeared first on The Cincinnati Insurance Companies blog.
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Avoid hairy situations with dogs at your brewery

By agent, animal, animals, beer, beverage, bite, brewery, brewpub, cleaning, craft, Craft Beverage, customer, dog, dogs, drink, employee, food, furniture, independent, inside, Insurance, law, laws, leash, legal, legislative, liability, patio, prevent, protect, regulations, responsibility, safe, safety, sanitation, signage, state, taproom, training, visitor, water, worker
Today more than ever, our furry best friends are taking their seats next to us for rides in the car, trips on airplanes – and drinks on the patio at the local craft brewery. Brewpub operators should review and understand state and local regulations regarding food service establishments and animals. The post Avoid hairy situations with dogs at your brewery appeared first on The Cincinnati Insurance Companies blog.
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Halloween: Tips to make your celebration a treat

By adult, adults, agent, alcohol, burn, cab, candle, child, children, damage, fall, homeowner, independent, injure, injury, Insurance, liability, lights, liquor, personal, Personal Insurance, pets, policy, prevent, property, protect, secure, security, slip, supervise, treats, umbrella
As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property. The post Halloween: Tips to make your celebration a treat appeared first on The Cincinnati Insurance Companies blog.
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Know the basics of employment practices liability

By agent, allegations, business, club, cover, coverage, directors, discrimination, disgruntled, duties, EEOC, employee, employment, fitness, Fitness & Recreation, gym, harassment, independent, Insurance, lawsuit, liability, managers, medical, practices, professional, protect, risk, sexual, sports, sue, suit, supervisors, termination, worker, wrongful
The August edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He discusses how even the most professional workplace has a liability risk from a disgruntled former employee. The post Know the basics of employment practices liability appeared first on The Cincinnati Insurance Companies blog.
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Keeping up with the seasons: Time for fall tasks

By access, accident, agent, air, autumn, Autumn Prep, boat, boiler, check, circulatory, clean, close, cold, convertible, damage, drain, fall, freezing, furnace, gate, gutters, heating, ice dam, independent, indoor, inspect, inspection, Insurance, liability, lock, money, motorcycle, periodic, pipes, policy, pool, premium, prepare, prevent, property, protect, quality, RV, safety, save, season, seasons, snow, storm, swimming, weather, weatherstripping, window
We’re less than four weeks from the start of fall: time to start thinking about some annual tasks if you live in a part of the country with seasonal temperature changes. Our bloggers have you covered. Here are some posts from the past that can help you through the change of seasons. The post Keeping up with the seasons: Time for fall tasks appeared first on The Cincinnati Insurance Companies blog.
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4 reasons small businesses decline EPLI coverage

By agent, business, Business Insurance, claim, claims, cost, cover, coverage, defense, dental, distributor, employment, EPLI, funds, independent, industries, Insurance, large, legal, liability, manage, managing, manufacturer, medical, practices, process, protect, publisher, restaurant, retail, risk, small
Many owners of smaller businesses make assumptions about Employment Practices Liability Insurance – and some of those assumptions are not true. EPLI coverage provides vital protection for a small business. EPLI provides a limit of insurance, separate from the standard commercial policy, to protect your business operations against many actual or alleged wrongful acts. Those could include personnel and staffing matters, hiring and firing or allegations of discrimination in the workplace. Because circumstances can vary widely, it’s important to assess your situation, consult with your attorney and speak to an The post 4 reasons small businesses decline EPLI coverage appeared…
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Homeowner liability is more than child’s play

By agent, alarm, battery, bicycle, bike, child, children, climb, damage, fence, financial, gate, home, homeowner, hurt, independent, injured, injury, Insurance, liabile, liability, operating, Personal Insurance, play set, playground, policy, pool, prevent, property, protect, safe, safety, scooter, sidewalk, slide, street, swimming, swing, toy, trampoline, tree, trespass, umbrella, vehicle, yard
Before sending your children out to play, be mindful of the liability they can present. The post Homeowner liability is more than child’s play appeared first on The Cincinnati Insurance Companies blog.
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Homeowner liability is more than child’s play

By agent, alarm, battery, bicycle, bike, child, children, climb, damage, fence, financial, gate, home, homeowner, hurt, independent, injured, injury, Insurance, liabile, liability, operating, Personal Insurance, play set, playground, policy, pool, prevent, property, protect, safe, safety, scooter, sidewalk, slide, street, swimming, swing, toy, trampoline, tree, trespass, umbrella, vehicle, yard
Before sending your children out to play, be mindful of the liability they can present. The post Homeowner liability is more than child’s play appeared first on The Cincinnati Insurance Companies blog.
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Outdoor gatherings: Making memories, not regrets

By adults, agent, alcohol, celebration, children, damage, food, gathering, guest, homeowner, homeowner's, host, hurt, independent, injured, injury, Insurance, liability, liable, liquor, location, outdoor, party, Personal Insurance, play, play equipment, playground, policy, pool, prevent, property, protect, reception, rent, rental, rented, tent, venue
Block parties, wedding receptions, graduation celebrations, family reunions: These are just some of the events that are fun to take outdoors. But when you’re the host, your concerns need to extend beyond hoping for cooperative weather and stocking snacks. The post Outdoor gatherings: Making memories, not regrets appeared first on The Cincinnati Insurance Companies blog.
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Artwork on wheels: Insuring your collector auto

By acquisitions, agent, agreed, antique, auto, automobile, car, claim, collect, collection, collector, cover, coverage, display, drive, exhibit, exotic, fine art, function, garage, glass, independent, Insurance, liability, limited, modern, muscle, parts, personal articles, policy, production, property, protect, protection, roadside, schedule, scheduling, spare, supercar, Valuable Articles, value, vehicle, vintage
You’re an automotive enthusiast, a connoisseur of fine machines; only the best will do. Each car you own – whether it’s an exotic supercar, an antique muscle car or a limited production modern collector vehicle – is mechanically and visually perfect down to the minutest cosmetic detail. These are not just cars to you; they are rolling pieces of fine art where form and function meet in perfect harmony. So when it comes to insurance, why not consider insuring their property damage coverage on a personal articles policy? The post Artwork on wheels: Insuring your collector auto appeared first on…
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