Blog Page - Scharver Insurance Group

May 01

Contractors: Focus on safety to attract talent

By Scharver Insurance Group administration, agent, construction, Contractor, contractors, economic, employee, employees, hazard, health, independent, injuries, injury, Insurance, job, labor, occupation, occupational, orientation, prevent, program, protect, safe, safety, shortage, skills, talent, trade, trades, worker, workers, workplace, worksite

One of the most urgent issues facing construction contractors is the ability to attract and retain talent. Several factors may be in play, including the perception that construction can be a dangerous vocation. One way you can attract and retain top talent is to provide a safe workplace with people who are properly trained and alert to job hazards. The post Contractors: Focus on safety to attract talent appeared first on The Cincinnati Insurance Companies blog.

Apr 24

Hail guard: Protecting your business equipment

By Scharver Insurance Group agent, air, business, coil, condenser, conditioning, control, cooling, customers, damage, equipment, guard, hail, hailstorm, heating, HVAC, independent, Insurance, loss, Loss Control, money, pellet, prevent, protect, roof, rooftop, time, unit, valuable, vent, ventilation

Most areas of the country experience hailstorms that can cause significant damage to rooftop equipment, severely disrupting your business and costing you time, money or even customers. You can take a few steps to help keep your business running smoothly and avoid down time by protecting the equipment that keeps your customers and employees comfortable. The post Hail guard: Protecting your business equipment appeared first on The Cincinnati Insurance Companies blog.

Apr 17

Personal property may need additional protection

By Scharver Insurance Group agent, agree, articles, blanket, breakage, cameras, claim, claims, coins, collection, collector, cover, coverage, deductible, disappearance, earthquake, fine art, fire, floater, flood, furs, guns, homeowner, house, independent, Insurance, insure, insured, jewelry, location, loss, losses, maximum, musical, mysterious, new, personal, policy, possession, possessions, property, protect, rare books, silverware, sports, stamps, terrorism, theft, transit, Valuable Articles, valuables, value, wine

Homeowner insurance isn’t just for the structure of your house. It also provides protection for most of your personal possessions. Some possessions of special value may require additional protection through a personal articles floater that can provide coverage beyond your standard policy. The post Personal property may need additional protection appeared first on The Cincinnati Insurance Companies blog.

Apr 10

Smartphones: The distraction is killing us

By Scharver Insurance Group accident, accidents, agent, bicyclist, car, cell, cognitive, collide, collision, crash, crashes, daydreaming, device, distract, distracted, Distracted Driving, distracting, distraction, drinking, drive, driver, driving, eating, electronic, fatal, fatality, grooming, hands, independent, injure, injured, injury, Insurance, killed, manual, motor, motorist, pedestrian, phone, reading, safe, safety, smartphone, text, texting, truck, van, vehicle, video, visual

The advent of the smartphone has brought with it a deluge of texting and other distractive behavior while driving a vehicle. Distraction is not confined to the young and restless – we see people of all ages, genders and backgrounds using phones when they should be driving. The post Smartphones: The distraction is killing us appeared first on The Cincinnati Insurance Companies blog.

Apr 03

If a tree falls, who’s responsible?

By Scharver Insurance Group agent, arborist, branch, branches, conditions, Consumer Tips, cover, coverage, damage, disease, fall, homeowner, house, independent, inspect, Insurance, language, lightning, nature, negligence, negligent, policy, property, responsibility, responsible, storm, terms, tree, trees, trim, wind

Fallen trees and branches are a significant cause of damage and power loss after a thunderstorm rolls through. But if a neighbor’s tree falls on your property and causes damage, who is responsible? The post If a tree falls, who’s responsible? appeared first on The Cincinnati Insurance Companies blog.

Mar 27

Deadline update: Commercial fleets must replace paper logbooks

By Scharver Insurance Group accountability, agent, capture, carrier, citation, citations, commercial, compliance, data, device, devices, dispatch, ELD, electronic, enforce, enforced, enforcement, federal, fleet, FMCSA, independent, Insurance, log, logging, logs, Loss Control, mandate, motor, out of service, paper, paperwork, penalty, regulation, review, rule, safe, safety, smartphone, tablet, truck, vehicle

The Federal Motor Carrier Safety Administration (FMCSA) has mandated that certain commercial vehicles use an electronic logging device (ELD) instead of paper logbooks. Previously announced regulations that took effect in December 2017 will be strictly enforced effective April 1, 2018. The post Deadline update: Commercial fleets must replace paper logbooks appeared first on The Cincinnati Insurance Companies blog.

Mar 20

Spring checklist: How did your home hold up?

By Scharver Insurance Group agent, air conditioning, alarm, batteries, carbon, caulking, cooling, driveways, dryer, equipment, exterior, faucet, fixup, gutters, heating, home, independent, Insurance, lighting, maintenance, monoxide, outdoor, paint, Personal Insurance, pipes, play, prevent, protect, pump, railings, repair, replace, roof, safe, safety, service, sidewalks, siding, smoke, spring, sump, vent, windows

As the calendar turns to spring, it’s time to assess how your property weathered the winter. This is a good time to make a “to-do” list to prevent property maintenance and liability issues. The post Spring checklist: How did your home hold up? appeared first on The Cincinnati Insurance Companies blog.

Mar 13

Call before you dig – 811 nationwide

By Scharver Insurance Group agent, barrier, CATV, claim, communications, danger, dig, digger, digging, digs, drainage, electric, electricity, excavate, excavation, fiber optic, gas, hazard, incident, independent, Insurance, invisible, neighbor, non-visible, pet, petroleum, pipe, post-hole, power, prevent, protect, Safety Tips, sewer, television, TV, underground, utilities, utility, water

Make sure you haven’t forgotten an important factor before you contemplate digging: underground utilities. You certainly don’t want to find out by accident that utilities are buried in your yard. Before you dig, please call the toll-free 811 line to have underground utilities mapped. The mapping service is free. The post Call before you dig – 811 nationwide appeared first on The Cincinnati Insurance Companies blog.

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