Blog Page - Scharver Insurance Group

Feb 25

Tech may advance, but personal touch adds value

By Scharver Insurance Group advice, agent, buildings, business, Business Insurance, buyers, carriers, cars, Consumer Tips, cyber, evaluate, evolve, expert, expertise, home, homeowner, income, independent, Insurance, needs, owner, personal, Personal Insurance, policy, prevent, products, profile, protect, relationships, renovations, risk, touch, value, workforce

People’s lives change. Businesses grow and transform over time. That’s why we feel the consumer is best served by an independent insurance agent with the expertise to evaluate an evolving risk profile and offer educated advice and products that best match these needs. Their clients can sleep easy. The post Tech may advance, but personal touch adds value appeared first on The Cincinnati Insurance Companies blog.

Feb 18

Throw snow – not caution – to the winds

By Scharver Insurance Group agent, auger, blower, clog, depth, ditches, engine, freeze, frozen, fuel, gravel, hot, ignite, impeller, independent, Insurance, oil, piles, plow, rock, salt, shovel, slippery, snow, snowfall, storage, temperature, thrower, weight, width, winter, Winter Prep

Winter weather can take many forms from mild to windy to cold to unpredictable -- yet snowfall is inevitable in most temperate areas of North America. Along with the eventual snow is the need to clear it from the driveway and sidewalks of your home or business. The post Throw snow – not caution – to the winds appeared first on The Cincinnati Insurance Companies blog.

Feb 11

Plumbing leaks pose risk that’s too easy to ignore

By Scharver Insurance Group agent, air conditioner, appliance, bathroom, damage, failure, fixture, hose, independent, inspect, Insurance, laundry, leak, line, maintain, maintenance, pipe, plumbing, prevent, protect, Risk Management, routine, sink, supply, toilet, water, water softener

Many homeowners don’t recognize the plumbing leak risk that lies in plain sight within their home or condo: water supply lines. The post Plumbing leaks pose risk that’s too easy to ignore appeared first on The Cincinnati Insurance Companies blog.

Feb 04

Think outside the box of chocolates

By Scharver Insurance Group agent, business, care, credit cards, debt, education, expenses, funeral, gift, independent, Insurance, life, Life Insurance, love, mortgage, policy, products, protect, provide, retirement, romantic, Valentine, Valentine's Day

Valentine’s Day is almost here. Have you completed your quest for the perfect gift? Would you like to give your loved one something different this year? The post Think outside the box of chocolates appeared first on The Cincinnati Insurance Companies blog.

Jan 28

Ice dams a headache to be avoided

By Scharver Insurance Group agent, attic, backup, ceiling, dam, dams, debris, downspout, fixture, freeze, gutter, ice, icicle, independent, insulate, insulation, Insurance, interior, light, melt, pool, prevent, protect, refreeze, Risk Management, roof, shingle, snow, ventilation, wall, water

One winter headache a homeowner doesn’t need – and can take steps to avoid – is an ice dam on the roof. Ice dams can damage walls and ceilings and possibly trap moisture, which could lead to mold, mildew and respiratory problems. The post Ice dams a headache to be avoided appeared first on The Cincinnati Insurance Companies blog.

Jan 21

Countdown to Real ID: Plan ahead to avoid a wait

By Scharver Insurance Group Consumer Tips, Insurance

For those of you who love to travel but hate to wait in long lines, be aware the deadline is less than a year away to obtain an updated driver's license or identification card so you can fly commercially and enter federal facilities. The post Countdown to Real ID: Plan ahead to avoid a wait appeared first on The Cincinnati Insurance Companies blog.

Jan 14

Protect your business with machinery and equipment insurance

By Scharver Insurance Group accidental, agent, boiler, breakdown, Business Insurance, claim, complex, coverage, damage, electrical, electricity, equipment, expenses, financial, hot, independent, Insurance, loss, machinery, operate, panel, policy, power, pressurized, protect, replace, simple, steam, surge, water

Practically every business relies on equipment. Regardless of how simple or complex, your equipment is critical to your business’ successful operation. The post Protect your business with machinery and equipment insurance appeared first on The Cincinnati Insurance Companies blog.

Jan 07

Give your chimney a clean sweep

By Scharver Insurance Group agent, buildup, burn, chimney, clean, cold, creosote, duration, fire, firebox, flue, independent, Insurance, internal, management, overload, paper, prevent, prevention, protect, risk, Risk Management, safety, seasoned, smoke, sweep, temperature, trash, valuable, wood

Homeowners with a wood-burning fireplace or solid fuel stove or insert can protect your property and your family by having a qualified professional inspect and clean your chimney at least annually. Maintaining a chimney through an annual inspection and cleaning is critical, especially as winter approaches and temperatures drop. The post Give your chimney a clean sweep appeared first on The Cincinnati Insurance Companies blog.

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