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Scharver Insurance Group

Fighting fire: Benefits of a residential sprinkler system

By agent, alarm, automatic, control, damage, deluge, dry, fire, Fire Prevention, flow, foam, heat, independent, Insurance, pipe, prevent, protect, protection, reliable, residential, Risk Management, rooms, safe, safely, safety, smoke, source, sprinkler, suppressions, system, time, water, wet
It takes only minutes for a fire to escalate. Even with the responding fire department’s prompt arrival, a home could be destroyed. To help avoid this, have your home fitted with a residential sprinkler system. The post Fighting fire: Benefits of a residential sprinkler system appeared first on The Cincinnati Insurance Companies blog.
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How annuity maximization could benefit your heirs

By 401(k), agent, annuity, assets, beneficiary, family, heirs, immediate, independent, inheritance, Insurance, life, Life Insurance, maximization, ordinary, policy, premium, protect, retirement, single, Social Security, supplement, tax
Many people struggle to understand annuities and wonder if they really need one or not. To help shed light on this situation, let’s look at one example. The post How annuity maximization could benefit your heirs appeared first on The Cincinnati Insurance Companies blog.
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Cyber security essential for smart homes

By agent, attack, camera, children, coverage, currency, cyber, data, door, extortion, firewall, hack, hacking, heat, home, independent, information, Insurance, lights, locks, management, network, personal, Personal Insurance, prevent, protect, risk, spy, technology, thermostat, threat
Corporations are no longer the only ones looking at cyber security. Increasingly, homeowners whose networks can make them vulnerable to cyber extortion, cyberattack and online fraud are seeing cyber security as a necessity. The post Cyber security essential for smart homes appeared first on The Cincinnati Insurance Companies blog.
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Know the types of water shut-off devices

By agent, Automated, automatic, benefit, cost, credit, damage, flow, freeze, independent, install, Insurance, irrigation, leak, management, manufacturer, off, plumbing, point-of-use, policy, premium, pressure, prevent, protect, risk, Risk Management, sensor, shut, shut-off, sprinkler, supply, temperature, valve, water, whole-house
There are two basic categories of water shut-off systems: whole-house systems and point-of-use systems. While both can prevent water damage, generally only a whole-house system qualifies for a premium credit on your homeowner insurance. The post Know the types of water shut-off devices appeared first on The Cincinnati Insurance Companies blog.
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Add dryer vents to your maintenance routine

By agent, business, club, ClubSolutions, dryer, fire, fitness, Fitness & Recreation, home, ignite, independent, Insurance, maintain, maintenance, prevent, protect, recreation, vents
Proper maintenance can prevent the most common cause of dryer fires: lint buildup in dryer vents. Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program, offers tips for dryer maintenance in the August edition of ClubSolutions Magazine, a publication for health club operators. His tips can apply to any business or individual using a dryer. The post Add dryer vents to your maintenance routine appeared first on The Cincinnati Insurance Companies blog.
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Making the most of the home walk-through

By agent, basement, bathrooms, block, cabinets, caulk, ceiling, concrete, Consumer Tips, floor, furnace, heater, home, independent, inspect, inspection, inspector, Insurance, intrusion, kitchen, laundry, leak, level, mechanical, moisture, pipe, pipes, regulate, regulator, sink, through, walk, walk-through, water, window
It’s easy to get caught up in excitement when you’re looking for a new home. Keep in mind, though, when a home is listed for sale, it is being presented as positively as possible. As a prospective buyer, you will want to examine the property inside and out, door to door and ceiling to floor. The post Making the most of the home walk-through appeared first on The Cincinnati Insurance Companies blog.
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Stop the roll – Checklist for wheelchairs in transport

By agency, brakes, checklist, control, equip, equipped, facility, family, friend, gate, health, home, independent, inspect, Insurance, lift, maintain, platform, power, precautions, prevent, protect, safe, safety, Social Services, strap, tie-down, traffic, training, transport, vehicle, wheelchair
Whether you are a caregiver for the differently abled in a health facility, a home health care environment or for a family member or friend, take all appropriate safety precautions when transporting a person who uses a wheelchair. The post Stop the roll – Checklist for wheelchairs in transport appeared first on The Cincinnati Insurance Companies blog.
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Why is water damage such a big deal?

By agent, burst, claim, construction, cost, coverage, damage, device, expense, failure, faulty, fixture, hassle, independent, Insurance, leak, lines, loss, management, off, overflow, pipes, plumbing, preserve, prevent, proactive, protect, risk, Risk Management, seasons, service, shut, shut-off, valve, water
Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the Grand Canyon – just think what it does to drywall or plaster! The good news is that water damage losses can be prevented or mitigated by a properly installed automatic water shut-off device. The post Why is water damage such a big deal? appeared first on The Cincinnati Insurance Companies blog.
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Why is water damage such a big deal?

By agent, burst, claim, construction, cost, coverage, damage, device, expense, failure, faulty, fixture, hassle, independent, Insurance, leak, lines, loss, management, off, overflow, pipes, plumbing, preserve, prevent, proactive, protect, risk, Risk Management, seasons, service, shut, shut-off, valve, water
Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the Grand Canyon – just think what it does to drywall or plaster! The good news is that water damage losses can be prevented or mitigated by a properly installed automatic water shut-off device. The post Why is water damage such a big deal? appeared first on The Cincinnati Insurance Companies blog.
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Next generation home health care is already here

By aged, agent, aging, blood pressure, care, caregiver, carry, client, facilities, facility, games, health, Health Care Facilities, heart rate, home, independent, Insurance, Medicaid, Medicare, medications, medicine, monitor, music, older, patient, pulse, report, resident, retrieve, robotic, senior, sign, staff, task, telehealth, temperature, track, vital
The home health care industry continues to grow as more aging Americans prefer to stay in their homes as long as possible. While this may sound like great news, many home care companies throughout the country are struggling to keep up with demand. The post Next generation home health care is already here appeared first on The Cincinnati Insurance Companies blog.
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