prevent Archives - Page 6 of 13 - Scharver Insurance Group

Sep 15

Reduce legionella bacteria after COVID-19 shutdown

By Scharver Insurance Group agent, center, club, ClubSolutions, coronavirus, COVID-19, disinfection, facility, fitness, Fitness & Recreation, independent, Insurance, legionella, Legionnaires’ Disease, Pandemic, prevent, protect, recreation, reopening, risk, sanitization, sports, spread, staff, train, training, transmission, virus, water

The August edition of ClubSolutions Magazine, a publication for health club operators, features an article by Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program. He offers a reminder that Legionella bacteria, known to cause Legionnaires’ disease, can be present in water systems shut down due to COVID-19. His article provides tips for dealing with the risk. The post Reduce legionella bacteria after COVID-19 shutdown appeared first on The Cincinnati Insurance Companies blog.

Sep 08

Prepare your art to withstand hurricanes, floods

By Scharver Insurance Group agent, art, collectibles, conservator, damage, doors, flood, floors, furniture, hurricane, independent, Insurance, inventory, moving, paintings, Personal Insurance, photographs, pottery, prepare, prevent, protect, removing, sculpture, storm, storm closet, Storm Prep, transport, Valuable Articles, water, water colors, water resistant, windows

Just as you prepare your home for severe weather, consider taking steps to prevent damage to your valuable articles and collections. The post Prepare your art to withstand hurricanes, floods appeared first on The Cincinnati Insurance Companies blog.

Sep 01

Emergency planning: Is your family ready?

By Scharver Insurance Group "go bag", agent, catastrophe, communication, COVID-19, crisis, disaster, earthquake, emergencies, emergency, evacuate, evacuation, flood, hail, hurricane, independent, Insurance, kit, National Preparedness Month, natural, people, plan, planning, practice, prevent, property, protect, ready.gov, Risk Management, safe, safety, storm, supply, tornado, wildfire

Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other catastrophic events, affecting people and property. Make sure you are ready for the next one by having an emergency plan in place. The post Emergency planning: Is your family ready? appeared first on The Cincinnati Insurance Companies blog.

Aug 25

Prepare your home to prevent flood losses

By Scharver Insurance Group agent, art, caulking, curtains, damage, documents, doors, downspouts, drainage, flood, flooding, hydrostatic water pressure, independent, Insurance, losses, personal, possessions, prevent, property, protect, restoration, Risk Management, safe, safety, vents, windows

You do not have to live in a designated flood zone to be susceptible to flood loss.Because most standard home insurance policies exclude coverage for surface water that damages property, you may need to obtain coverage through the National Flood Insurance Program. Your professional, independent insurance agent can advise you on the best choice to protect you from the financial loss a flood could bring. The post Prepare your home to prevent flood losses appeared first on The Cincinnati Insurance Companies blog.

Aug 18

Professional liability coverage options for dentists

By Scharver Insurance Group agent, Business Insurance, Chicago Dental Society, claims-made, conditions, consistent, coverage, dentist, exclusions, form, independent, Insurance, liability, limits, medical, occurrence, premium, prevent, procedures, professional, protect, risk, scenario, terms

The July-August 2020 edition of CDS Review, a publication of the Chicago Dental Society, features an article by Mike Terrell, national program director for Cincinnati’s dentist, veterinarian and optometrist programs. His article describes the differences between occurrence and claims-made insurance coverages and the benefits of each type. The post Professional liability coverage options for dentists appeared first on The Cincinnati Insurance Companies blog.

Aug 04

Keep your child safe on outdoor play equipment

By Scharver Insurance Group agent, backyard, capacity, child, children, configuration, COVID-19, equipment, falls, fatal, guardrails, hazard, height, high, hooks, hurt, independent, injury, Insurance, kids, play, playground, prevent, private, protect, public, Risk Management, serious, supervise, supervision, trip

Swings and other outdoor play equipment have always been a popular childhood pastime. They also can be a great alternative to today’s “screen time” and other sedentary activities. However, playing on outdoor equipment does come at a risk. The post Keep your child safe on outdoor play equipment appeared first on The Cincinnati Insurance Companies blog.

Jul 21

Secondary, vacation homes may need extra TLC

By Scharver Insurance Group agent, alarms, breakage, burglary, cabin, chalet, cottage, damage, debris, drain, drainage, freezing, garage, get-away, hail, holiday, home, house, independent, Insurance, lock, lodge, mail, neighbor, newspaper, opener, photos, pipes, prevent, primary, protect, removal, Risk Management, roof, secondary, snow, vacation, visit, water, window

With normal vacation travel disrupted because of pandemic concerns or restrictions, many people are choosing to get away to vacation or secondary homes. Because these homes may not have had inhabitants for quite some time, you’ll want to take a few precautions as you arrive. You’ll also want to make sure things remain secure at your primary residence while you’re away. The post Secondary, vacation homes may need extra TLC appeared first on The Cincinnati Insurance Companies blog.

Jul 07

Strategies to protect yourself from cyber security risks

By Scharver Insurance Group agent, bills, brand, computer, conferenceing, content, cyber, data, email, employer, future, independent, information, Insurance, name, network, networking, online, parents, paying, personal, phone, posts, prevent, privacy, protect, restrict, risk, Risk Management, school, security, settings, shopping, tablet, video

Just about everything you do today carries a cyber security risk: networking on social platforms, working from home in the COVID-19 era, video conferencing for work or leisure, paying bills or shopping. Learn how to protect your personal information whenever you engage in technology using your phone, computer or tablet. The post Strategies to protect yourself from cyber security risks appeared first on The Cincinnati Insurance Companies blog.

Jul 02

Prepare your construction site before a hurricane hits

By Scharver Insurance Group agent, assess, building, caution, claim, construction, Contractor, crane, damage, delivery, emergency, employees, hurricane, independent, Insurance, landfall, materials, meeting, National Weather Service, officials, prepare, prevent, protect, removal, safe, safety, site, storage, storm, Storm Prep, supplier, supplies, tie, water, weather, workers, workplace

Just as you would prepare your home and family for an impending hurricane, you’ll also want to prepare your construction job sites. The steps you take could make a significant difference in how well your construction site fares during the hurricane and how soon your workers can return afterwards. The post Prepare your construction site before a hurricane hits appeared first on The Cincinnati Insurance Companies blog.

Jun 30

Fire up the grill, but follow simple safety tips

By Scharver Insurance Group agent, ashes, burn, charcoal, children, deck, fire, fittings, fuel, gas, gasoline, grill, hospital, independent, Insurance, patio, prevent, propane, protect, residential, safe, safely, safety, Safety Tips, starter

Grilling season is here, and with all the social distancing that 2020 has brought us, consumers are eager to do more home cooking at their backyard grills. Unfortunately, each summer season also brings numerous home fires and burn injuries associated with outdoor grilling activities. The post Fire up the grill, but follow simple safety tips appeared first on The Cincinnati Insurance Companies blog.

prevent