protect Archives - Page 16 of 17 - Scharver Insurance Group

Jun 19

Lightning, power surge? EBC can protect your property

By Scharver Insurance Group agent, air conditioning, breakdown, building, business, Business Insurance, computer, cover, coverage, device, devices, electrical, electricity, equipment, independent, Insurance, lightning, manufacturing, power, property, protect, refrigeration, surge

Most companies large and small depend on electrically powered equipment for some part of their business: air conditioning and refrigeration, computer systems and manufacturing equipment, for example. Lightning and the resulting power surge are a common threat. But you can protect your business by purchasing equipment breakdown coverage. The post Lightning, power surge? EBC can protect your property appeared first on The Cincinnati Insurance Companies blog.

Jun 12

Prevent falls: Help seniors live healthier lives

By Scharver Insurance Group adult, adults, aged, agent, aging, bar, care, ear, elder, elderly, eye, fall, falls, foot, footwear, grab, hazard, health, hearing, hip, home, hospital, independent, injured, injury, Insurance, mat, mature, medical, medicine, non-slip, older, outside, prevent, protect, railings, rails, rug, safe, safety, Safety Tips, senior, shoe, shower, stairs, steps, toilet, trip, tub, vision, walker

As Americans age, seniors are especially at risk of being injured by a fall. But it doesn’t have to be that way. Falls should not be considered a normal, expected result of aging. Nevertheless, they can be serious and costly for older adults. The post Prevent falls: Help seniors live healthier lives appeared first on The Cincinnati Insurance Companies blog.

May 29

Outdoor gatherings: Making memories, not regrets

By Scharver Insurance Group adults, agent, alcohol, celebration, children, damage, food, gathering, guest, homeowner, homeowner's, host, hurt, independent, injured, injury, Insurance, liability, liable, liquor, location, outdoor, party, Personal Insurance, play, play equipment, playground, policy, pool, prevent, property, protect, reception, rent, rental, rented, tent, venue

Block parties, wedding receptions, graduation celebrations, family reunions: These are just some of the events that are fun to take outdoors. But when you’re the host, your concerns need to extend beyond hoping for cooperative weather and stocking snacks. The post Outdoor gatherings: Making memories, not regrets appeared first on The Cincinnati Insurance Companies blog.

May 15

Artwork on wheels: Insuring your collector auto

By Scharver Insurance Group acquisitions, agent, agreed, antique, auto, automobile, car, claim, collect, collection, collector, cover, coverage, display, drive, exhibit, exotic, fine art, function, garage, glass, independent, Insurance, liability, limited, modern, muscle, parts, personal articles, policy, production, property, protect, protection, roadside, schedule, scheduling, spare, supercar, Valuable Articles, value, vehicle, vintage

You’re an automotive enthusiast, a connoisseur of fine machines; only the best will do. Each car you own – whether it’s an exotic supercar, an antique muscle car or a limited production modern collector vehicle – is mechanically and visually perfect down to the minutest cosmetic detail. These are not just cars to you; they are rolling pieces of fine art where form and function meet in perfect harmony. So when it comes to insurance, why not consider insuring their property damage coverage on a personal articles policy? The post Artwork on wheels: Insuring your collector auto appeared first on…

May 08

Preserve records to protect wine values

By Scharver Insurance Group accurate, agent, app, apps, bottle, computer, document, documentation, documents, independent, Insurance, insure, inventory, Lifestyle, maintain, market, online, photo, prevent, protect, provenance, purchase, receipt, receipts, record-keeping, records, sale, sell, software, vendor, wine

Once your wine collection is properly stored, perhaps in a well-constructed custom wine cellar, and your systems are appropriately backed up, are you and your wines safe? Maybe not. What is the state of your records? The post Preserve records to protect wine values appeared first on The Cincinnati Insurance Companies blog.

May 01

Contractors: Focus on safety to attract talent

By Scharver Insurance Group administration, agent, construction, Contractor, contractors, economic, employee, employees, hazard, health, independent, injuries, injury, Insurance, job, labor, occupation, occupational, orientation, prevent, program, protect, safe, safety, shortage, skills, talent, trade, trades, worker, workers, workplace, worksite

One of the most urgent issues facing construction contractors is the ability to attract and retain talent. Several factors may be in play, including the perception that construction can be a dangerous vocation. One way you can attract and retain top talent is to provide a safe workplace with people who are properly trained and alert to job hazards. The post Contractors: Focus on safety to attract talent appeared first on The Cincinnati Insurance Companies blog.

Apr 24

Hail guard: Protecting your business equipment

By Scharver Insurance Group agent, air, business, coil, condenser, conditioning, control, cooling, customers, damage, equipment, guard, hail, hailstorm, heating, HVAC, independent, Insurance, loss, Loss Control, money, pellet, prevent, protect, roof, rooftop, time, unit, valuable, vent, ventilation

Most areas of the country experience hailstorms that can cause significant damage to rooftop equipment, severely disrupting your business and costing you time, money or even customers. You can take a few steps to help keep your business running smoothly and avoid down time by protecting the equipment that keeps your customers and employees comfortable. The post Hail guard: Protecting your business equipment appeared first on The Cincinnati Insurance Companies blog.

Apr 17

Personal property may need additional protection

By Scharver Insurance Group agent, agree, articles, blanket, breakage, cameras, claim, claims, coins, collection, collector, cover, coverage, deductible, disappearance, earthquake, fine art, fire, floater, flood, furs, guns, homeowner, house, independent, Insurance, insure, insured, jewelry, location, loss, losses, maximum, musical, mysterious, new, personal, policy, possession, possessions, property, protect, rare books, silverware, sports, stamps, terrorism, theft, transit, Valuable Articles, valuables, value, wine

Homeowner insurance isn’t just for the structure of your house. It also provides protection for most of your personal possessions. Some possessions of special value may require additional protection through a personal articles floater that can provide coverage beyond your standard policy. The post Personal property may need additional protection appeared first on The Cincinnati Insurance Companies blog.

Mar 20

Spring checklist: How did your home hold up?

By Scharver Insurance Group agent, air conditioning, alarm, batteries, carbon, caulking, cooling, driveways, dryer, equipment, exterior, faucet, fixup, gutters, heating, home, independent, Insurance, lighting, maintenance, monoxide, outdoor, paint, Personal Insurance, pipes, play, prevent, protect, pump, railings, repair, replace, roof, safe, safety, service, sidewalks, siding, smoke, spring, sump, vent, windows

As the calendar turns to spring, it’s time to assess how your property weathered the winter. This is a good time to make a “to-do” list to prevent property maintenance and liability issues. The post Spring checklist: How did your home hold up? appeared first on The Cincinnati Insurance Companies blog.

Mar 13

Call before you dig – 811 nationwide

By Scharver Insurance Group agent, barrier, CATV, claim, communications, danger, dig, digger, digging, digs, drainage, electric, electricity, excavate, excavation, fiber optic, gas, hazard, incident, independent, Insurance, invisible, neighbor, non-visible, pet, petroleum, pipe, post-hole, power, prevent, protect, Safety Tips, sewer, television, TV, underground, utilities, utility, water

Make sure you haven’t forgotten an important factor before you contemplate digging: underground utilities. You certainly don’t want to find out by accident that utilities are buried in your yard. Before you dig, please call the toll-free 811 line to have underground utilities mapped. The mapping service is free. The post Call before you dig – 811 nationwide appeared first on The Cincinnati Insurance Companies blog.

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