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How annuity maximization could benefit your heirs

By 401(k), agent, annuity, assets, beneficiary, family, heirs, immediate, independent, inheritance, Insurance, life, Life Insurance, maximization, ordinary, policy, premium, protect, retirement, single, Social Security, supplement, tax
Many people struggle to understand annuities and wonder if they really need one or not. To help shed light on this situation, let’s look at one example. The post How annuity maximization could benefit your heirs appeared first on The Cincinnati Insurance Companies blog.
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Cyber security essential for smart homes

By agent, attack, camera, children, coverage, currency, cyber, data, door, extortion, firewall, hack, hacking, heat, home, independent, information, Insurance, lights, locks, management, network, personal, Personal Insurance, prevent, protect, risk, spy, technology, thermostat, threat
Corporations are no longer the only ones looking at cyber security. Increasingly, homeowners whose networks can make them vulnerable to cyber extortion, cyberattack and online fraud are seeing cyber security as a necessity. The post Cyber security essential for smart homes appeared first on The Cincinnati Insurance Companies blog.
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Know the types of water shut-off devices

By agent, Automated, automatic, benefit, cost, credit, damage, flow, freeze, independent, install, Insurance, irrigation, leak, management, manufacturer, off, plumbing, point-of-use, policy, premium, pressure, prevent, protect, risk, Risk Management, sensor, shut, shut-off, sprinkler, supply, temperature, valve, water, whole-house
There are two basic categories of water shut-off systems: whole-house systems and point-of-use systems. While both can prevent water damage, generally only a whole-house system qualifies for a premium credit on your homeowner insurance. The post Know the types of water shut-off devices appeared first on The Cincinnati Insurance Companies blog.
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Add dryer vents to your maintenance routine

By agent, business, club, ClubSolutions, dryer, fire, fitness, Fitness & Recreation, home, ignite, independent, Insurance, maintain, maintenance, prevent, protect, recreation, vents
Proper maintenance can prevent the most common cause of dryer fires: lint buildup in dryer vents. Jayson Scott, national program director for Cincinnati’s fitness, sports and recreation program, offers tips for dryer maintenance in the August edition of ClubSolutions Magazine, a publication for health club operators. His tips can apply to any business or individual using a dryer. The post Add dryer vents to your maintenance routine appeared first on The Cincinnati Insurance Companies blog.
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Stop the roll – Checklist for wheelchairs in transport

By agency, brakes, checklist, control, equip, equipped, facility, family, friend, gate, health, home, independent, inspect, Insurance, lift, maintain, platform, power, precautions, prevent, protect, safe, safety, Social Services, strap, tie-down, traffic, training, transport, vehicle, wheelchair
Whether you are a caregiver for the differently abled in a health facility, a home health care environment or for a family member or friend, take all appropriate safety precautions when transporting a person who uses a wheelchair. The post Stop the roll – Checklist for wheelchairs in transport appeared first on The Cincinnati Insurance Companies blog.
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Why is water damage such a big deal?

By agent, burst, claim, construction, cost, coverage, damage, device, expense, failure, faulty, fixture, hassle, independent, Insurance, leak, lines, loss, management, off, overflow, pipes, plumbing, preserve, prevent, proactive, protect, risk, Risk Management, seasons, service, shut, shut-off, valve, water
Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the Grand Canyon – just think what it does to drywall or plaster! The good news is that water damage losses can be prevented or mitigated by a properly installed automatic water shut-off device. The post Why is water damage such a big deal? appeared first on The Cincinnati Insurance Companies blog.
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Why is water damage such a big deal?

By agent, burst, claim, construction, cost, coverage, damage, device, expense, failure, faulty, fixture, hassle, independent, Insurance, leak, lines, loss, management, off, overflow, pipes, plumbing, preserve, prevent, proactive, protect, risk, Risk Management, seasons, service, shut, shut-off, valve, water
Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the Grand Canyon – just think what it does to drywall or plaster! The good news is that water damage losses can be prevented or mitigated by a properly installed automatic water shut-off device. The post Why is water damage such a big deal? appeared first on The Cincinnati Insurance Companies blog.
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Thermography: Seeing the heat before the fire

By agent, business, Cincinnati, control, damage, danger, electrical, fire, Fire Prevention, heat, image, imaging, independent, infrared, injure, injury, Insurance, loss, money, potential, prevent, prevention, problem, protect, saving, system, technology, themal, thermography, workplace
They looked just like any other circuit breakers: a set of electrical devices mounted in a steel box. But inside, invisible to the human eye, was a hidden danger. The breakers were smoldering at 159.7 degrees. Thermography made the danger visible. The post Thermography: Seeing the heat before the fire appeared first on The Cincinnati Insurance Companies blog.
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How not to get stuck in a hospital far from home

By agent, app, application, care, claim, Consumer Tips, crisis, disaster, domestic, financial, form, health, hospital, hospitalized, independent, Insurance, jet, language, medical, Medjet, MedjetAssist, MedjetHorizon, member, membership, mobile, MyCincinnati, natural, overseas, patient, payments, phone, protect, response, risk, security, service, support, terrorism, threat, transfer, transport, travel, treatment, violence, violent
You know how important it is to be treated by physicians you trust in a facility you choose. Yet many people, when faced with an accident or illness while traveling, find themselves stuck in a hospital far from home – at the mercy of health or travel insurance companies in determining the “acceptability” of a facility and the “medical necessity” of a transfer home. The post How not to get stuck in a hospital far from home appeared first on The Cincinnati Insurance Companies blog.
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How does group life insurance measure up?

By age, agent, business, family, financial, group, household, independent, individual, Insurance, life, Life Insurance, owned, planning, policy, portable, premiums, pricing, protect, protection, services, simplicity, voluntary
Many Americans rely on group life insurance from an employer in the event of a death in their family. But in some circumstances, group life insurance is not enough, and an individual policy can provide more protection. The post How does group life insurance measure up? appeared first on The Cincinnati Insurance Companies blog.
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