Insurance Archives - Page 8 of 26 - Scharver Insurance Group

Dec 29

Consider safety before taking your restaurant outdoors

By Scharver Insurance Group agent, business, Business Insurance, COVID-19, customer, diner, eat, electricity, fire, food, health, heat, heater, independent, Insurance, liability, Loss Control, outdoor, Pandemic, patron, property, safe, safety, shanty, staff, structure, temperature, temporary, tent, transport, trip, waiter, waitress, wind, yurt

Restaurants seeking new ways to stay operational during the pandemic are constructing temporary structures to extend the outdoor dining season. Use of these structures without proper safety precautions and adequate protections for customers and employees could lead to unforeseen legal and safety consequences. The post Consider safety before taking your restaurant outdoors appeared first on The Cincinnati Insurance Companies blog.

Dec 22

Find your main water valve before crisis strikes

By Scharver Insurance Group agent, ball, basement, bathroom, crawl space, dishwasher, emergency, fixture, foundation, garage, gate, handle, heater, Home Protection-Water, independent, Insurance, kitchen, locate, machine, off, plumber, round, shut, shut-off, sink, slab, supply, toilet, turn, under, underground, utility, valve, washer, water

You are in your house. Suddenly you see water rushing out of the dishwasher. You need to shut off the water quickly to stop the flow and prevent damage. Would you know where to find the main water valve? The post Find your main water valve before crisis strikes appeared first on The Cincinnati Insurance Companies blog.

Dec 15

Skiing: Is it worth the risk? A method to help you decide

By Scharver Insurance Group administrative, agent, analyze, assessment, avoidance, clothing, Consumer Tips, decision, elimination, engineering, eyewear, helmet, hierarchy, independent, injury, Insurance, Loss Control, mitigating, mitigation, options, personal protective equipment, potential, PPE, prevent, principles, protect, reduce, risk, safe, ski, skiing, substitution, technique

In both our business and personal lives, risk is unavoidable. But accepting risk needn’t be “all or nothing.” You have options for mitigating an identified risk, and the same principles you might use in assessing a business risk can be used in your personal life. The post Skiing: Is it worth the risk? A method to help you decide appeared first on The Cincinnati Insurance Companies blog.

Dec 08

Sprinklers protect your home from biggest threat: Fire

By Scharver Insurance Group activation, agent, claim, cost, damage, expense, family, fire, home, Home Protection-Fire, house, independent, install, installing, Insurance, life-saving, lives, new, new build, prevent, property, protect, retrofitting, save, sprinkler, sprinklers

One of the most significant threats to your home, its contents and those living there is a fire. If you're building a new home or planning a major renovation of your existing home, consider installing or retrofitting with a fire sprinkler system. Sprinklers save lives. The post Sprinklers protect your home from biggest threat: Fire appeared first on The Cincinnati Insurance Companies blog.

Dec 01

Stab-Lok circuit breaker panels: What’s the deal?

By Scharver Insurance Group 1950s, 1980s, agent, box, breaker, business, circuit, damage, danger, defect, electrician, Federal Pacific, fire, Fire Prevention, hazard, home, Home Protection-Fire, independent, Insurance, label, licensed, manufactured, paint scheme, panel, prevent, property, protect, replace, Stab-Lok, Underwriters Laboratories

Why has almost every insurance company taken a stance against Federal Pacific Stab-Lok circuit breakers? Short answer: They are known for starting fires. The post Stab-Lok circuit breaker panels: What’s the deal? appeared first on The Cincinnati Insurance Companies blog.

Nov 24

The cold is setting in; 5 tips to keep warm

By Scharver Insurance Group agent, auto, blizzard, claim, cold, emergency, extreme, family, freeze, frost, heater, home, ice, independent, insulate, Insurance, kit, loss, melt, outage, pets, pipes, power, prevent, protect, safe, safey, snow, warm, weather, wind, Winter Prep

As temperatures drop and winter takes hold in many parts of the country, now is a good time to prepare for the winter chill and to be reminded of how to stay safe during spells of cold weather. The post The cold is setting in; 5 tips to keep warm appeared first on The Cincinnati Insurance Companies blog.

Nov 17

Life insurance part of a business’s risk management

By Scharver Insurance Group agent, business, business continuation, Business Life, costs, credit, disrupt, employee, independent, Insurance, key, leaders, life, local, manager, operations, personnel, planning, production, protect, sales

Operating a business requires you to manage risks to preserve assets and prevent losses. You’ve ensured that you have appropriate commercial liability insurance and perhaps directors and officers coverage or employment practices protections. Nevertheless, the biggest risk to your business could be the loss of you or other company leaders. The post Life insurance part of a business’s risk management appeared first on The Cincinnati Insurance Companies blog.

Nov 10

When kids come to work: 5 tips for businesses and parents

By Scharver Insurance Group abuse, agent, background, boundaries, business, Business Insurance, care, caregiver, child, childcare, children, Consumer Tips, coronavirus, criminal, emergency, hazard, independent, Insurance, kids, legal, Loss Control, organization, Pandemic, parents, physical, plan, prevent, protect, safe, Safety Tips, secure, work

The coronavirus pandemic has prompted business owners and their employees to find new ways to keep employees and their families safe and secure. Many organizations are assisting working parents by allowing employees to bring their children to work. In areas where traditional daycare facilities may be unavailable, some employers are setting up temporary daycare services on-site. The post When kids come to work: 5 tips for businesses and parents appeared first on The Cincinnati Insurance Companies blog.

Nov 03

Precautions to take if you feel the earth shake

By Scharver Insurance Group agent, bricks, cover, debris, drop, earthquake, electricity, facade, falling, gas, glass, hands, hazard, hold on, independent, indoors, Insurance, knees, leaks, neck, Personal Insurance, preparation, prepare, protect, shake, shaking, shelter, trees, tsunami, water, windows

Imagine sitting down for a delicious meal with your family. You’re about to enjoy your first bite when you hear what sounds like a motorcycle passing in your backyard. You feel your body tremble and shake and realize what you heard was not a motorcycle, but the earth cracking beneath you. How do you keep you and your family safe? What should you do? The post Precautions to take if you feel the earth shake appeared first on The Cincinnati Insurance Companies blog.

Oct 27

Enjoy your patio heater this fall, but use it safely

By Scharver Insurance Group agent, awnings, balcony, business, carbon monoxide, certified, CO, cold, combustible, CSA, dome, electric, entry, exit, fire, Fire Prevention, fuel, gas-fired, hazard, heater, home, Home Protection-Fire, ignition, independent, inspect, Insurance, outdoor, patio, pole, prevent, propane, protect, reflector, restaurant, Safety Tips, shield, store, switch, tilt, tipover, UL, weather, zoning

Portable, outdoor gas-fired heaters – or patio heaters – are increasingly popular for use at home and in outdoor seating at restaurants, especially with colder weather fast approaching. While the heaters offer comfort, using them involves potential risks. The post Enjoy your patio heater this fall, but use it safely appeared first on The Cincinnati Insurance Companies blog.

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