When shopping for homeowner insurance, you may hear the terms “market value” and “replacement cost” multiple times. It’s important to have a grasp of the difference. They are not interchangeable. The post Home’s value, replacement cost not interchangeable appeared first on The Cincinnati Insurance Companies blog.
Read More
Practically every business relies on equipment. Regardless of how simple or complex, your equipment is critical to your business’ successful operation. The post Protect your business with machinery and equipment insurance appeared first on The Cincinnati Insurance Companies blog.
Read More
If you sell your car privately, make sure the sale is documented and that the vehicle is titled in the new owner’s name. The post Selling your car? Take care with title transfer appeared first on The Cincinnati Insurance Companies blog.
Read More
Although not every wildfire can be prevented, you can take steps to make your property more resilient should a wildfire threaten. The post Reduce your risk before a wildfire threatens appeared first on The Cincinnati Insurance Companies blog.
Read More
Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the Grand Canyon – just think what it does to drywall or plaster! The good news is that water damage losses can be prevented or mitigated by a properly installed automatic water shut-off device. The post Why is water damage such a big deal? appeared first on The Cincinnati Insurance Companies blog.
Read More
Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the Grand Canyon – just think what it does to drywall or plaster! The good news is that water damage losses can be prevented or mitigated by a properly installed automatic water shut-off device. The post Why is water damage such a big deal? appeared first on The Cincinnati Insurance Companies blog.
Read More
You know how important it is to be treated by physicians you trust in a facility you choose. Yet many people, when faced with an accident or illness while traveling, find themselves stuck in a hospital far from home – at the mercy of health or travel insurance companies in determining the “acceptability” of a facility and the “medical necessity” of a transfer home. The post How not to get stuck in a hospital far from home appeared first on The Cincinnati Insurance Companies blog.
Read More
Life doesn’t always go as planned. When you married, you did the responsible thing and purchased life insurance policies for both you and your spouse. Each of you named the other as beneficiary, ensuring that no matter who passed away first, the survivor would be taken care of. At least, that was the plan. The post Expect the unexpected: Name a contingent <br>beneficiary on your life insurance policy appeared first on The Cincinnati Insurance Companies blog.
Read More
Your business, whatever its size, most likely processes and maintains information every day. At least annually, take time to review your data privacy practices to reinforce your information security and to reassess your cyber protection. The post Strengthen your data privacy practices appeared first on The Cincinnati Insurance Companies blog.
Read More
Does your homeowner policy have sufficient coverage limits to help you recover fully after a loss and avoid incurring serious financial burdens? It’s a question many people don’t ask, and if they have a claim, it can leave them with unexpected expenses. The post Are you covered? Don’t be caught underinsured appeared first on The Cincinnati Insurance Companies blog.
Read More